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FutureWorth

FutureWorth is a set of focused, high‑performance financial calculators that make planning approachable and visual. Explore mortgage payments, compound growth, retirement scenarios, and loan payoff strategies — all with responsive charts, full schedules, and clean, per‑component styling.

Educational only. This app does not provide financial advice.

Screenshots

  • Home

    Home

  • Compound Interest

    Compound Interest Calculator

  • Mortgage

    Mortgage Calculator

  • Retirement Savings

    Retirement Savings Calculator

  • Loan Payoff

    Loan Payoff Calculator

Calculators

  • Mortgage
    • Estimate P&I, escrow, PMI drop‑off, and payoff date
    • Toggle monthly/yearly chart views and see a full amortization table
    • Granularity toggle syncs chart and table
  • Compound Interest
    • Project future value with principal, recurring contributions, annual increases, and inflation
    • Monthly/annual contribution cadence; compounding dropdown
    • Date‑based x‑axis and full contribution/earnings breakdown
  • Retirement
    • Model accumulation and drawdown, inflation‑adjusted income, and depletion visibility
    • At‑retirement donut breakdown and synchronized chart/table
  • Loan Payoff
    • Compare strategies with monthly + one‑time extra payments, and monthly fees
    • Payoff date, interest saved baseline comparison

Tech Stack

  • React + React Router
  • Recharts (responsive charts)
  • Sass (SCSS) with strict per‑component BEM
  • JavaScript (ESNext)

Getting Started

Prerequisites:

  • Node 18.x (and npm 9.x)

Install all dependencies (root, server, client):

npm run install-all

Start the dev servers (concurrently runs API + client):

npm run dev

Build the client for production:

npm run build

Project Structure

FutureWorth/
└─ future-worth/
   ├─ client/                # React app
   │  ├─ public/             # Static assets (screenshots, logos, index.html)
   │  └─ src/                # Components, styles, utils
   ├─ server/                # API server (Node)
   ├─ .gitignore             # (optional) subfolder ignores
   ├─ package.json           # Monorepo scripts
   └─ README.md              # App README (optional; primary README at repo root)

Contributing / Credits

  • Design & Development: Drew
  • Built with React, Recharts, and the broader open‑source community

License

Copyright © 2025. All rights reserved.

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