diff --git a/modules/ppcp-settings/src/SettingsModule.php b/modules/ppcp-settings/src/SettingsModule.php
index dcb4b22fd..0b46cfdbf 100644
--- a/modules/ppcp-settings/src/SettingsModule.php
+++ b/modules/ppcp-settings/src/SettingsModule.php
@@ -297,7 +297,7 @@ function( array $payment_methods ) use ( $container ) : array {
 				assert( $dcc_applies instanceof DCCApplies );
 
 				// Unset BCDC if merchant is eligible for ACDC.
-				if ( $dcc_product_status->dcc_is_active() ) {
+				if ( $dcc_product_status->dcc_is_active() && ! $container->get( 'wcgateway.settings.allow_card_button_gateway' ) ) {
 					unset( $payment_methods[ CardButtonGateway::ID ] );
 				}
 
diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index e17c1077d..1bac9b14e 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -1659,9 +1659,12 @@ static function ( ContainerInterface $container ): string {
 		$settings = $container->get( 'wcgateway.settings' );
 		assert( $settings instanceof ContainerInterface );
 
-		return $settings->has( 'allow_card_button_gateway' ) ?
+		return apply_filters(
+			'woocommerce_paypal_payments_enable_standard_card_button_gateway_settings',
+			$settings->has( 'allow_card_button_gateway' ) ?
 			(bool) $settings->get( 'allow_card_button_gateway' ) :
-			$container->get( 'wcgateway.settings.allow_card_button_gateway.default' );
+			$container->get( 'wcgateway.settings.allow_card_button_gateway.default' )
+		);
 	},
 	'wcgateway.settings.has_enabled_separate_button_gateways' => static function ( ContainerInterface $container ): bool {
 		return (bool) $container->get( 'wcgateway.settings.allow_card_button_gateway' );