Add better derivation path logic

[bryzettler]

Currently we only look for lamports as the past logic was hitting 429. This prevents us from finding accounts that have assets && tokenAccounts but zero sol. We should update the old logic to just looking for helium specific tokens and assets by collection.

https://github.com/helium/wallet-app/blob/a22932a0ce43a4f2fb7ae68aabbc83ce4e0b4427/src/hooks/useDerivationAccounts.ts#L136