LexNew.json

{
    "Participants": [
        {
            "ParticipantId": "1",
            "ParticipantRole": "AGENT"
        },
        {
            "ParticipantId": "2",
            "ParticipantRole": "CUSTOMER"
        }
    ],
    "Version": "1.0.0",
    "ContentMetadata": {
        "RedactionTypes": [
            "PII"
        ],
        "Output": "Raw"
    },
    "CustomerMetadata": {
        "ContactId": "string"
    },
    "Transcript": [
        {
            "ParticipantId": "1",
            "Id": "1",
            "Content": "string"
        },
        {"ParticipantId": "2", "Id": "0", "Content": "General terms and conditions of insurance of Allianz Travel "}, {"ParticipantId": "1", "Id": "1", "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General Terms and Conditions of Insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}, {"ParticipantId": "2", "Id": "2", "Content": "The general terms and conditions of insurance of the company."}, {"ParticipantId": "1", "Id": "3", "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}, {"ParticipantId": "2", "Id": "4", "Content": "The general terms and conditions of insurance of Allianz Travel are here."}, {"ParticipantId": "1", "Id": "5", "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}, {"ParticipantId": "2", "Id": "6", "Content": "Who is the insurer? "}, {"ParticipantId": "1", "Id": "7", "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter called Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. "}, {"ParticipantId": "2", "Id": "8", "Content": "Who is the insurer?"}, {"ParticipantId": "1", "Id": "9", "Content": "AWP P&C S.A., Saint-Ouen (Paris), is the insurer."}, {"ParticipantId": "2", "Id": "10", "Content": "The insurer is not known."}, {"ParticipantId": "1", "Id": "11", "Content": "AWP P&C S.A., Saint-Ouen, Paris, is the insurer."}, {"ParticipantId": "2", "Id": "12", "Content": "Who is the policyholder? "}, {"ParticipantId": "1", "Id": "13", "Content": "The policyholder is the person designated as such in the insurance policy. "}, {"ParticipantId": "2", "Id": "14", "Content": "Who is the insured?"}, {"ParticipantId": "1", "Id": "15", "Content": "The person is designated as the insurance policy's policyholder."}, {"ParticipantId": "2", "Id": "16", "Content": "The person is the insurer."}, {"ParticipantId": "1", "Id": "17", "Content": "The person is designated as the insurance policy's \"policyholder\"."}, {"ParticipantId": "2", "Id": "18", "Content": "What risks are insured and what is the scope of the cover? "}, {"ParticipantId": "1", "Id": "19", "Content": "Assumption of the cancellation charges owed by the insured person, if this person is unable to take up the booking (holiday apartment, hotel, course, seminar) due to an event that is listed as insured in the GTC and cancels the booking. "}, {"ParticipantId": "2", "Id": "20", "Content": "What are the risks that are insured?"}, {"ParticipantId": "1", "Id": "21", "Content": "If the insured person is unable to take up the booking due to an event that is listed in the GTC and cancels the booking, the cancellation charges will be assumed."}, {"ParticipantId": "2", "Id": "22", "Content": "What are the risks that are insured and what is the scope of the cover?"}, {"ParticipantId": "1", "Id": "23", "Content": "If the insured person is unable to take up the booking due to an event that is listed in the GTC and cancels the booking, then the cancellation charges will be assumed."}, {"ParticipantId": "2", "Id": "24", "Content": "Which persons are insured? "}, {"ParticipantId": "1", "Id": "25", "Content": "The insured persons are in each case essentially set out in the insurance policy and the General Terms and Conditions of Insurance (GTC). "}, {"ParticipantId": "2", "Id": "26", "Content": "Which people are insured?"}, {"ParticipantId": "1", "Id": "27", "Content": "The General Terms and Conditions of Insurance is the insurance policy that the insured persons are in."}, {"ParticipantId": "2", "Id": "28", "Content": "Which people have insurance?"}, {"ParticipantId": "1", "Id": "29", "Content": "The General Terms and Conditions of Insurance are the insurance policy that the insured persons are in."}, {"ParticipantId": "2", "Id": "30", "Content": "Temporal and local scope of the insurance cover "}, {"ParticipantId": "1", "Id": "31", "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components (e.g. breakdown and accident assistance applies only in Europe) as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}, {"ParticipantId": "2", "Id": "32", "Content": "The temporal and local scope of the insurance cover."}, {"ParticipantId": "1", "Id": "33", "Content": "The insurance cover applies worldwide during the insurance period, but there are restrictions on the individual insurance components in Europe."}, {"ParticipantId": "2", "Id": "34", "Content": "The temporal and local scope of the insurance cover is related."}, {"ParticipantId": "1", "Id": "35", "Content": "The insurance cover applies worldwide during the insurance period and there are restrictions on the individual insurance components."}, {"ParticipantId": "2", "Id": "36", "Content": "What are the main exclusions? "}, {"ParticipantId": "1", "Id": "37", "Content": "In respect of cover for cancellation charges / cancellation charges for accommodation and further training, in particular, no insurance cover exists in the event of \"poor healing\", inter alia i.e. for illnesses or the consequences of an accident, of an operation or of a medical intervention that already existed at the time of the booking of the journey or the signing of the insurance contract, and which had not fully healed by the time of the date of travel; the same applies to travel cancellations issued by the travel agency, official decrees, illnesses/injuries not immediately ascertained by a physician at the time of their occurrence, or to psychological responses to potential hazards, such as fear of unrest, terrorist attacks, natural catastrophes or aviophobia (fear of flying). "}, {"ParticipantId": "2", "Id": "38", "Content": "What are the main exclusions?"}, {"ParticipantId": "1", "Id": "39", "Content": "No insurance cover exists in the event of poor healing, for example, for illnesses or the consequences of an accident, or of a medical intervention that already existed."}, {"ParticipantId": "2", "Id": "40", "Content": "What are the main reasons for exclusions?"}, {"ParticipantId": "1", "Id": "41", "Content": "No insurance cover exists in the event of poor healing, for example, for illnesses or the consequences of an accident, or a medical intervention that already existed."}, {"ParticipantId": "2", "Id": "42", "Content": "Which obligations are incumbent on the policyholder and insured persons? "}, {"ParticipantId": "1", "Id": "43", "Content": "If the entitled person is in breach of his/her duties, Allianz Travel can withhold or reduce benefit payments. "}, {"ParticipantId": "2", "Id": "44", "Content": "Which obligations are incumbent on the insured?"}, {"ParticipantId": "1", "Id": "45", "Content": "Benefit payments can be reduced or denied if the person is in violation of his/her duties."}, {"ParticipantId": "2", "Id": "46", "Content": "Which obligations are incumbent on the insured and the policyholders?"}, {"ParticipantId": "1", "Id": "47", "Content": "Benefit payments can be reduced or denied if the entitled person is in violation of his/her duties."}, {"ParticipantId": "2", "Id": "48", "Content": "How much is the premium? "}, {"ParticipantId": "1", "Id": "49", "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}, {"ParticipantId": "2", "Id": "50", "Content": "How much is it?"}, {"ParticipantId": "1", "Id": "51", "Content": "The amount of the premium depends on the risks insured and the level of cover."}, {"ParticipantId": "2", "Id": "52", "Content": "How much is the premium?"}, {"ParticipantId": "1", "Id": "53", "Content": "The amount of the premium depends on the risks insured."}, {"ParticipantId": "2", "Id": "54", "Content": "When does the insurance begin and end? "}, {"ParticipantId": "1", "Id": "55", "Content": "Termination by the insurer in the event of insurance fraud. This list contains only the main causes for termination. There are others set out in the General Terms and Conditions of Insurance and the ICA. "}, {"ParticipantId": "2", "Id": "56", "Content": "When does the insurance end?"}, {"ParticipantId": "1", "Id": "57", "Content": "The main causes for insurance fraud are listed in this list."}, {"ParticipantId": "2", "Id": "58", "Content": "The insurance begins and ends."}, {"ParticipantId": "1", "Id": "59", "Content": "The main causes for insurance fraud are listed in the list."}, {"ParticipantId": "2", "Id": "60", "Content": "Right of revocation "}, {"ParticipantId": "1", "Id": "61", "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}, {"ParticipantId": "2", "Id": "62", "Content": "Right of revocation."}, {"ParticipantId": "1", "Id": "63", "Content": "The right of revocation is not available for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "64", "Content": "The right of revocation."}, {"ParticipantId": "1", "Id": "65", "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "66", "Content": "How does Allianz Travel handle data? "}, {"ParticipantId": "1", "Id": "67", "Content": "General Terms and Conditions of Insurance (GTC) "}, {"ParticipantId": "2", "Id": "68", "Content": "How does the travel company handle data?"}, {"ParticipantId": "1", "Id": "69", "Content": "The general terms and conditions of insurance."}, {"ParticipantId": "2", "Id": "70", "Content": "How does Allianz Travel handle data?"}, {"ParticipantId": "1", "Id": "71", "Content": "The general terms and conditions of insurance are here."}, {"ParticipantId": "2", "Id": "72", "Content": "The insurance cover provided by AWP P&C S.A. Saint-Ouen (Paris), Wallisellen branch (Switzerland), hereinafter Allianz Travel is defined in the insurance policy and the following General Terms and Conditions of Insurance (GTC). "}, {"ParticipantId": "1", "Id": "73", "Content": "The provisions applicable to all insurance components only apply insofar as the special provisions relating to the individual insurance components contain no provisions to the contrary. "}, {"ParticipantId": "2", "Id": "74", "Content": "The insurance cover provided by AWP P&C S.A. Saint-Ouen is defined in the insurance policy and the following General Terms and Conditions of Insurance."}, {"ParticipantId": "1", "Id": "75", "Content": "The provisions applicable to all insurance components only apply if the special provisions relating to the individual insurance components contain no provisions to the contrary."}, {"ParticipantId": "2", "Id": "76", "Content": "The insurance cover provided by AWP P&C S.A. Saint-Ouen is defined in the insurance policy and the GTC."}, {"ParticipantId": "1", "Id": "77", "Content": "The provisions applicable to all insurance components only apply if the special provisions relating to the individual insurance components contain no provisions to the contrary"}, {"ParticipantId": "2", "Id": "78", "Content": "1. Insured persons "}, {"ParticipantId": "1", "Id": "79", "Content": "With the exception of annual insurance, persons living abroad as defined under Section I 1.1 are insured, provided they booked their journey in Switzerland. "}, {"ParticipantId": "2", "Id": "80", "Content": "People who are insured."}, {"ParticipantId": "1", "Id": "81", "Content": "Section I 1.1 states that people living abroad are insured if they book their journey in Switzerland."}, {"ParticipantId": "2", "Id": "82", "Content": "The insured persons are."}, {"ParticipantId": "1", "Id": "83", "Content": "Section I 1.1 states that people living abroad are insured if they book their trip in Switzerland."}, {"ParticipantId": "2", "Id": "84", "Content": "2. Geographical application "}, {"ParticipantId": "1", "Id": "85", "Content": "Unless otherwise specified in the special provisions relating to the individual insurance components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}, {"ParticipantId": "2", "Id": "86", "Content": "There is a Geographical application."}, {"ParticipantId": "1", "Id": "87", "Content": "Unless otherwise specified in the special provisions relating to the individual insurance components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "88", "Content": "There is a Geographical application"}, {"ParticipantId": "1", "Id": "89", "Content": "Unless otherwise specified in the special provisions relating to the individual insurance components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "90", "Content": "3. Extension of the insurance cover (annual insurance) "}, {"ParticipantId": "1", "Id": "91", "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}, {"ParticipantId": "2", "Id": "92", "Content": "The insurance cover can be extended."}, {"ParticipantId": "1", "Id": "93", "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "94", "Content": "The insurance cover is extended."}, {"ParticipantId": "1", "Id": "95", "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "96", "Content": "4. Pflichten im Schadenfall "}, {"ParticipantId": "1", "Id": "97", "Content": "The Allianz Travel claims forms are available for download at www.allianz-travel.ch/claim. "}, {"ParticipantId": "2", "Id": "98", "Content": "Pflichten im Schadenfall."}, {"ParticipantId": "1", "Id": "99", "Content": "The forms for the claims are available for download."}, {"ParticipantId": "2", "Id": "100", "Content": "Pflichten im Schadenfall"}, {"ParticipantId": "1", "Id": "101", "Content": "The forms for the claims can be downloaded."}, {"ParticipantId": "2", "Id": "102", "Content": "5. Breach of duties "}, {"ParticipantId": "1", "Id": "103", "Content": "If the entitled person is in breach of his/her duties, Allianz Travel can withhold or reduce benefit payments "}, {"ParticipantId": "2", "Id": "104", "Content": "There was a violation of duties."}, {"ParticipantId": "1", "Id": "105", "Content": "Benefit payments can be reduced or denied if the person is in violation of his/her duties."}, {"ParticipantId": "2", "Id": "106", "Content": "There was a breech of duties."}, {"ParticipantId": "1", "Id": "107", "Content": "Benefit payments can be reduced or denied if the entitled person is in violation of his/her duties."}, {"ParticipantId": "2", "Id": "108", "Content": "6. Non-insured events and services "}, {"ParticipantId": "1", "Id": "109", "Content": "If economic, trade or financial sanctions or embargoes on Switzerland, which are directly applicable to the contracting parties, oppose the insurance cover, said cover does not apply. That extends to economic, trade or financial sanctions or embargoes imposed by the United Nations, European Union or United States of America, provided they are not in opposition to Swiss legislation. "}, {"ParticipantId": "2", "Id": "110", "Content": "Non-insured events and services."}, {"ParticipantId": "1", "Id": "111", "Content": "If economic, trade or financial sanctions are imposed on Switzerland, the insurance cover does not apply."}, {"ParticipantId": "2", "Id": "112", "Content": "Non-insured services and events."}, {"ParticipantId": "1", "Id": "113", "Content": "If economic, trade or financial sanctions are imposed on Switzerland, the insurance cover will not apply."}, {"ParticipantId": "2", "Id": "114", "Content": "7. Definitions "}, {"ParticipantId": "1", "Id": "115", "Content": "Electronic devices for mobile, network-independent data, language and picture communication and navigation, which are suitable for mobile use without causing any significant physical exertion due to their size and weight. Mobile telephones, tablets and laptops count as mobile devices for the purpose of these GTC. "}, {"ParticipantId": "2", "Id": "116", "Content": "There are 7 definitions."}, {"ParticipantId": "1", "Id": "117", "Content": "Mobile phones, tablets and laptops are considered mobile devices for the purpose of these GTC."}, {"ParticipantId": "2", "Id": "118", "Content": "There are seven definitions."}, {"ParticipantId": "1", "Id": "119", "Content": "Mobile phones, tablets, and laptops are considered mobile devices for the purpose of these GTC."}, {"ParticipantId": "2", "Id": "120", "Content": "8. Premium adjustment (annual insurance) "}, {"ParticipantId": "1", "Id": "121", "Content": "Allianz Travel reserves the right to amend premiums for annual insurance and is accordingly entitled to request the amendment of the insurance contract. In this case, Allianz Travel shall inform the policyholder of the premium adjustment in writing at least 30 days before it comes into effect. The policyholder has the right to terminate the contract with effect from when the premium adjustment would apply. The policyholder\u00e2\u20ac\u2122s termination of cover is valid, provided it is received by Allianz Travel no later than the last day before the premium adjustment comes into force. "}, {"ParticipantId": "2", "Id": "122", "Content": "Premium adjustment is the yearly insurance."}, {"ParticipantId": "1", "Id": "123", "Content": "In this case, the insurer will inform the customer at least 30 days before the premium adjustment takes effect."}, {"ParticipantId": "2", "Id": "124", "Content": "Premium adjustment is an annual insurance adjustment."}, {"ParticipantId": "1", "Id": "125", "Content": "In this case, the insurer will inform the customer at least 30 days before the change takes effect."}, {"ParticipantId": "2", "Id": "126", "Content": "9. Multiple insurance and claims against third parties "}, {"ParticipantId": "1", "Id": "127", "Content": "If the insured or entitled person has been compensated by a liable third party or the third party's insurer, any compensation due under this contract is rendered void. If a claim is made against Allianz Travel instead of the liable party, the insured or entitled person must concede his/her liability claims up to the extent of the compensation received from Allianz Travel. "}, {"ParticipantId": "2", "Id": "128", "Content": "Multiple insurance claims against third parties."}, {"ParticipantId": "1", "Id": "129", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims up."}, {"ParticipantId": "2", "Id": "130", "Content": "Multiple insurance and claims against third parties."}, {"ParticipantId": "1", "Id": "131", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims."}, {"ParticipantId": "2", "Id": "132", "Content": "10. Limitation period "}, {"ParticipantId": "1", "Id": "133", "Content": "Claims under the insurance contract expire five years after the occurrence of the event giving rise to the obligation to pay benefits. (exception: aircraft accident/accident benefit -the statutory limitation period is five years in this case). "}, {"ParticipantId": "2", "Id": "134", "Content": "There is a limitation period."}, {"ParticipantId": "1", "Id": "135", "Content": "The statutory limitation period is five years after the occurrence of the event."}, {"ParticipantId": "2", "Id": "136", "Content": "The period isLimitation period"}, {"ParticipantId": "1", "Id": "137", "Content": "The statutory limitation period is five years in this case."}, {"ParticipantId": "2", "Id": "138", "Content": "11. Place of jurisdiction and applicable law "}, {"ParticipantId": "1", "Id": "139", "Content": "The Swiss Insurance Contract Act (ICA) applies in addition to these provisions. "}, {"ParticipantId": "2", "Id": "140", "Content": "jurisdiction and applicable law"}, {"ParticipantId": "1", "Id": "141", "Content": "The Swiss Insurance Contract Act applies to these provisions."}, {"ParticipantId": "2", "Id": "142", "Content": "The place of jurisdiction is listed below."}, {"ParticipantId": "1", "Id": "143", "Content": "The Swiss Insurance Contract Act is applicable to these provisions."}, {"ParticipantId": "2", "Id": "144", "Content": "12. Contact address "}, {"ParticipantId": "1", "Id": "145", "Content": "A1 Cancellation charges "}, {"ParticipantId": "2", "Id": "146", "Content": "The contact address is 12."}, {"ParticipantId": "1", "Id": "147", "Content": "There are cancellation charges."}, {"ParticipantId": "2", "Id": "148", "Content": "The address is Contact address."}, {"ParticipantId": "1", "Id": "149", "Content": "There are charges for a cancellation."}, {"ParticipantId": "2", "Id": "150", "Content": "1. Duration of cover "}, {"ParticipantId": "1", "Id": "151", "Content": "Insurance cover starts on the day the insurance policy is issued and ends on inception of the insured journey. The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation (hotel, holiday apartment etc.), if no means of transport was reserved. "}, {"ParticipantId": "2", "Id": "152", "Content": "The duration of the cover."}, {"ParticipantId": "1", "Id": "153", "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodations."}, {"ParticipantId": "2", "Id": "154", "Content": "The duration of cover."}, {"ParticipantId": "1", "Id": "155", "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation, if no means of transport was reserved."}, {"ParticipantId": "2", "Id": "156", "Content": "2. Insured amount "}, {"ParticipantId": "1", "Id": "157", "Content": "With the annual insurance Secure Trip Budget the insured person retains an excess per loss event worth 20% of the contractually owed cancellation charges. "}, {"ParticipantId": "2", "Id": "158", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "159", "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation charges with the annual insurance."}, {"ParticipantId": "2", "Id": "160", "Content": "The insured amount is 2."}, {"ParticipantId": "1", "Id": "161", "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation charges."}, {"ParticipantId": "2", "Id": "162", "Content": "3. Insurance benefits "}, {"ParticipantId": "1", "Id": "163", "Content": "If the insured person is unable to use a ticket to an event due to an insured occurrence, the associated costs are covered. The definition of a journey under Section I 7.6 does not apply. "}, {"ParticipantId": "2", "Id": "164", "Content": "There are insurance benefits."}, {"ParticipantId": "1", "Id": "165", "Content": "The associated costs are covered if the insured person is unable to use a ticket due to an insured occurrence."}, {"ParticipantId": "2", "Id": "166", "Content": "The benefits of insurance."}, {"ParticipantId": "1", "Id": "167", "Content": "Section I 7.6 does not apply if the insured person is unable to use a ticket due to an insured occurrence."}, {"ParticipantId": "2", "Id": "168", "Content": "4. Insured events "}, {"ParticipantId": "1", "Id": "169", "Content": "If the insured person's passport or identity card is stolen just before the trip and, as a result, the insured person is unable to travel. Note: there are emergency passport offices at some airports. "}, {"ParticipantId": "2", "Id": "170", "Content": "There are insured events."}, {"ParticipantId": "1", "Id": "171", "Content": "If the insured person's passport or identity card is stolen just before the trip, the insured person is unable to travel."}, {"ParticipantId": "2", "Id": "172", "Content": "The events are insured."}, {"ParticipantId": "1", "Id": "173", "Content": "The insured person is unable to travel if their passport or identity card is stolen before they go."}, {"ParticipantId": "2", "Id": "174", "Content": "5. Non-insured events and services (in addition to Section I 6) "}, {"ParticipantId": "1", "Id": "175", "Content": "In addition to the following provisions, all the conditions applicable to the insurance components II A1: Cancellation charges apply to the cancellation charges for accommodation and further training. "}, {"ParticipantId": "2", "Id": "176", "Content": "Section I 6 includes non-insured events and services."}, {"ParticipantId": "1", "Id": "177", "Content": "The cancellation charges for accommodation and further training are included in the following provisions."}, {"ParticipantId": "2", "Id": "178", "Content": "Non-insured events and services are included in Section I 6."}, {"ParticipantId": "1", "Id": "179", "Content": "The cancellation charges for accommodation and further training apply to the insurance components II A1:"}, {"ParticipantId": "2", "Id": "180", "Content": "1. Insured amount "}, {"ParticipantId": "1", "Id": "181", "Content": "The insured amount can be seen in the Table of Benefits. "}, {"ParticipantId": "2", "Id": "182", "Content": "The insured amount."}, {"ParticipantId": "1", "Id": "183", "Content": "The insured amount can be seen in the table."}, {"ParticipantId": "2", "Id": "184", "Content": "The insured amount is 1."}, {"ParticipantId": "1", "Id": "185", "Content": "The insured amount is shown in the table."}, {"ParticipantId": "2", "Id": "186", "Content": "2. Journey "}, {"ParticipantId": "1", "Id": "187", "Content": "The definition of a journey under Section I 7.6 does not apply. "}, {"ParticipantId": "2", "Id": "188", "Content": "The journey ends with 2."}, {"ParticipantId": "1", "Id": "189", "Content": "Section I 7.6 does not apply to the definition of a journey."}, {"ParticipantId": "2", "Id": "190", "Content": "The journey ends."}, {"ParticipantId": "1", "Id": "191", "Content": "The definition of a journey does not apply."}, {"ParticipantId": "2", "Id": "192", "Content": "3. Duration of cover "}, {"ParticipantId": "1", "Id": "193", "Content": "Insurance cover incepts on the date of issue of the insurance policy and ends on the end date of the rental, booking of accommodation or further training, up to three years after taking out the insurance. "}, {"ParticipantId": "2", "Id": "194", "Content": "The duration of the cover."}, {"ParticipantId": "1", "Id": "195", "Content": "Insurance cover lasts for up to three years after the policy is taken out, and it lasts on the date of issue of the policy."}, {"ParticipantId": "2", "Id": "196", "Content": "The duration of cover."}, {"ParticipantId": "1", "Id": "197", "Content": "Insurance cover lasts for up to three years after the policy is taken out, and it lasts on the date of issue of the insurance policy."}, {"ParticipantId": "2", "Id": "198", "Content": "4. Insurance benefits "}, {"ParticipantId": "1", "Id": "199", "Content": "Premature termination of tenancy agreements, booked accommodation or further training "}, {"ParticipantId": "2", "Id": "200", "Content": "The benefits of insurance."}, {"ParticipantId": "1", "Id": "201", "Content": "Premature ending of tenancy agreements, booked accommodations or further training."}, {"ParticipantId": "2", "Id": "202", "Content": "Insurance benefits."}, {"ParticipantId": "1", "Id": "203", "Content": "Premature cancellation of agreements, booked accommodations or further training."}, {"ParticipantId": "2", "Id": "204", "Content": "There is a"}, {"ParticipantId": "1", "Id": "205", "Content": "There is a"}, {"ParticipantId": "2", "Id": "206", "Content": "There is a person"}, {"ParticipantId": "1", "Id": "207", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "208", "Content": "General terms and conditions of insurance of Allianz Travel "}, {"ParticipantId": "1", "Id": "209", "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}, {"ParticipantId": "2", "Id": "210", "Content": "The general terms and conditions of insurance of the company."}, {"ParticipantId": "1", "Id": "211", "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}, {"ParticipantId": "2", "Id": "212", "Content": "The general terms and conditions of insurance of Allianz Travel are here."}, {"ParticipantId": "1", "Id": "213", "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}, {"ParticipantId": "2", "Id": "214", "Content": "Who is the insurer? "}, {"ParticipantId": "1", "Id": "215", "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. "}, {"ParticipantId": "2", "Id": "216", "Content": "Who is the insurer?"}, {"ParticipantId": "1", "Id": "217", "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as Allianz Travel."}, {"ParticipantId": "2", "Id": "218", "Content": "The insurer is not known."}, {"ParticipantId": "1", "Id": "219", "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as the insurer."}, {"ParticipantId": "2", "Id": "220", "Content": "Who is the policyholder? "}, {"ParticipantId": "1", "Id": "221", "Content": "The policyholder is the person designated as such in the insurance policy. "}, {"ParticipantId": "2", "Id": "222", "Content": "Who is the insured?"}, {"ParticipantId": "1", "Id": "223", "Content": "The person is designated as the insurance policy's policyholder."}, {"ParticipantId": "2", "Id": "224", "Content": "The person is the insurer."}, {"ParticipantId": "1", "Id": "225", "Content": "The person is designated as the insurance policy's \"policyholder\"."}, {"ParticipantId": "2", "Id": "226", "Content": "What risks are insured and what is the scope of the cover? "}, {"ParticipantId": "1", "Id": "227", "Content": "Assumption of the additional costs incurred for a hotel, rebooking or telephone calls if a connecting flight is missed due to a delay of at least three hours for which the first airline is solely responsible. "}, {"ParticipantId": "2", "Id": "228", "Content": "What are the risks that are insured?"}, {"ParticipantId": "1", "Id": "229", "Content": "The first airline is solely responsible for the additional costs incurred for a hotel, rebooking or telephone calls if a connecting flight is missed due to a delay of at least three hours."}, {"ParticipantId": "2", "Id": "230", "Content": "What are the risks that are insured and what is the scope of the cover?"}, {"ParticipantId": "1", "Id": "231", "Content": "The first airline is solely responsible for the additional costs incurred for a hotel, rebooking or telephone calls if a connecting flight is missed because of a delay of at least three hours."}, {"ParticipantId": "2", "Id": "232", "Content": "Which persons are insured? "}, {"ParticipantId": "1", "Id": "233", "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}, {"ParticipantId": "2", "Id": "234", "Content": "Which people are insured?"}, {"ParticipantId": "1", "Id": "235", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}, {"ParticipantId": "2", "Id": "236", "Content": "Which people have insurance?"}, {"ParticipantId": "1", "Id": "237", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}, {"ParticipantId": "2", "Id": "238", "Content": "Temporal and geographical scope of the insurance cover "}, {"ParticipantId": "1", "Id": "239", "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}, {"ParticipantId": "2", "Id": "240", "Content": "There is a temporal and geographical scope to the insurance cover."}, {"ParticipantId": "1", "Id": "241", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "242", "Content": "The temporal and geographical scope of the insurance cover."}, {"ParticipantId": "1", "Id": "243", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "244", "Content": "What are the main exclusions? "}, {"ParticipantId": "1", "Id": "245", "Content": "There is no entitlement to benefits if the insured person is actually responsible for the delay. "}, {"ParticipantId": "2", "Id": "246", "Content": "What are the main exclusions?"}, {"ParticipantId": "1", "Id": "247", "Content": "If the insured person is responsible for the delay, there is no entitlement to benefits."}, {"ParticipantId": "2", "Id": "248", "Content": "What are the main reasons for exclusions?"}, {"ParticipantId": "1", "Id": "249", "Content": "If the insured person is responsible for the delay, then there is no entitlement to benefits."}, {"ParticipantId": "2", "Id": "250", "Content": "Which obligations are incumbent on the policyholder and insured persons? "}, {"ParticipantId": "1", "Id": "251", "Content": "Once the insured event has occurred, Allianz Travel must be notified of the claim event immediately in writing and sent the required documents listed in the special provisions for the individual insurance components (for contact address, see GTC section I 13). "}, {"ParticipantId": "2", "Id": "252", "Content": "Which obligations are incumbent on the insured?"}, {"ParticipantId": "1", "Id": "253", "Content": "Once the insured event has occurred, Allianz Travel must be notified of the claim event immediately in writing and send the required documents listed in the special provisions for the individual insurance components."}, {"ParticipantId": "2", "Id": "254", "Content": "Which obligations are incumbent on the insured and the policyholders?"}, {"ParticipantId": "1", "Id": "255", "Content": "Once the insured event has occurred, Allianz Travel must be notified of the claim event immediately in writing and send the required documents for the individual insurance components."}, {"ParticipantId": "2", "Id": "256", "Content": "How much is the premium? "}, {"ParticipantId": "1", "Id": "257", "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}, {"ParticipantId": "2", "Id": "258", "Content": "How much is it?"}, {"ParticipantId": "1", "Id": "259", "Content": "The amount of the premium depends on the risks insured and the level of cover."}, {"ParticipantId": "2", "Id": "260", "Content": "How much is the premium?"}, {"ParticipantId": "1", "Id": "261", "Content": "The amount of the premium depends on the risks insured."}, {"ParticipantId": "2", "Id": "262", "Content": "When does the insurance begin and end? "}, {"ParticipantId": "1", "Id": "263", "Content": "termination by the insurer in the event of insurance fraud. This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}, {"ParticipantId": "2", "Id": "264", "Content": "When does the insurance end?"}, {"ParticipantId": "1", "Id": "265", "Content": "The main causes for insurance fraud are listed in this list."}, {"ParticipantId": "2", "Id": "266", "Content": "The insurance begins and ends."}, {"ParticipantId": "1", "Id": "267", "Content": "The main causes for insurance fraud are listed in the list."}, {"ParticipantId": "2", "Id": "268", "Content": "Right of revocation "}, {"ParticipantId": "1", "Id": "269", "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}, {"ParticipantId": "2", "Id": "270", "Content": "Right of revocation."}, {"ParticipantId": "1", "Id": "271", "Content": "The right of revocation is not available for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "272", "Content": "The right of revocation."}, {"ParticipantId": "1", "Id": "273", "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "274", "Content": "How does Allianz Travel treat data? "}, {"ParticipantId": "1", "Id": "275", "Content": "In order to offer value-for-money comprehensive insurance cover, some of the benefits offered by Allianz Travel are provided by legally independent companies both domestically and abroad. These may be Allianz Group companies or cooperation partners. For the purposes of fulfilling its contractual obligations, Allianz Travel must exchange data both within and outside the group. Allianz Travel stores data electronically or physically in compliance with the "}, {"ParticipantId": "2", "Id": "276", "Content": "How does Allianz Travel treat data?"}, {"ParticipantId": "1", "Id": "277", "Content": "In order to offer value-for-money comprehensive insurance cover, some of the benefits are provided by legally independent companies both domestically and abroad."}, {"ParticipantId": "2", "Id": "278", "Content": "How does the data of a travel company be treated?"}, {"ParticipantId": "1", "Id": "279", "Content": "In order to offer value-for-money comprehensive insurance cover, some of the benefits are provided by legally independent companies."}, {"ParticipantId": "2", "Id": "280", "Content": "legal provisions. Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}, {"ParticipantId": "1", "Id": "281", "Content": "Richtiplatz 1 P.O. Box "}, {"ParticipantId": "2", "Id": "282", "Content": "The Data Protection Act (DPA) gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}, {"ParticipantId": "1", "Id": "283", "Content": "Richtiplatz 1 P.O. Box."}, {"ParticipantId": "2", "Id": "284", "Content": "The Data Protection Act (DPA) gives people who have their data processed by Allianz Travel the right to ask what data they are actually getting."}, {"ParticipantId": "1", "Id": "285", "Content": "Richtiplatz 1 P.O. Box"}, {"ParticipantId": "2", "Id": "286", "Content": "8304 Wallisellen "}, {"ParticipantId": "1", "Id": "287", "Content": "A Cancellation costs "}, {"ParticipantId": "2", "Id": "288", "Content": "Wallisellen"}, {"ParticipantId": "1", "Id": "289", "Content": "A cancellation costs."}, {"ParticipantId": "2", "Id": "290", "Content": "Wallisellen 8 304"}, {"ParticipantId": "1", "Id": "291", "Content": "The cancellation costs are listed."}, {"ParticipantId": "2", "Id": "292", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "293", "Content": "With the annual insurance Secure Trip Budget the insured person retains an excess per loss event worth 20% of the contractually owed cancellation costs. "}, {"ParticipantId": "2", "Id": "294", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "295", "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation costs with the annual insurance."}, {"ParticipantId": "2", "Id": "296", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "297", "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation costs."}, {"ParticipantId": "2", "Id": "298", "Content": "2 Duration of cover "}, {"ParticipantId": "1", "Id": "299", "Content": "Insurance cover incepts on the date given in the insurance policy and ends with the start of the insured trip. The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation (hotel, holiday apartment etc.), if no means of transport was reserved. "}, {"ParticipantId": "2", "Id": "300", "Content": "The cover has two different lengths."}, {"ParticipantId": "1", "Id": "301", "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodations."}, {"ParticipantId": "2", "Id": "302", "Content": "The cover has 2 different lengths."}, {"ParticipantId": "1", "Id": "303", "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation."}, {"ParticipantId": "2", "Id": "304", "Content": "3 Insured events "}, {"ParticipantId": "1", "Id": "305", "Content": "If the insured person's passport or identity card is stolen just before the trip and, as a result, the insured person is unable to travel. Note: there are emergency passport offices at some airports. "}, {"ParticipantId": "2", "Id": "306", "Content": "3 events are insured."}, {"ParticipantId": "1", "Id": "307", "Content": "If the insured person's passport or identity card is stolen just before the trip, the insured person is unable to travel."}, {"ParticipantId": "2", "Id": "308", "Content": "3 insured events."}, {"ParticipantId": "1", "Id": "309", "Content": "The insured person is unable to travel if their passport or identity card is stolen before they go."}, {"ParticipantId": "2", "Id": "310", "Content": "4 Insured benefits "}, {"ParticipantId": "1", "Id": "311", "Content": "Expenses incurred for disproportionate or recurrent handling charges or insurance premiums are not reimbursed. "}, {"ParticipantId": "2", "Id": "312", "Content": "There are insured benefits."}, {"ParticipantId": "1", "Id": "313", "Content": "Expenses incurred for excessive handling charges or insurance premiums are not reimbursed."}, {"ParticipantId": "2", "Id": "314", "Content": "4 benefits are insured."}, {"ParticipantId": "1", "Id": "315", "Content": "Expenses incurred for disproportionate handling charges are not reimbursed."}, {"ParticipantId": "2", "Id": "316", "Content": "5 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "317", "Content": "Cancellation costs are not insured if the cancellation, depending on circumstances, arises from a psychological reaction to a health hazard, act of terror, aircraft accident or natural catastrophe or due to fear of civil unrest, acts of war, acts of terror or aviophobia (fear of flying). "}, {"ParticipantId": "2", "Id": "318", "Content": "There are 5 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "319", "Content": "If the cancellation is due to a fear of flying or a health hazard, the costs are not insured."}, {"ParticipantId": "2", "Id": "320", "Content": "Non-insured events and benefits are included in section I 4."}, {"ParticipantId": "1", "Id": "321", "Content": "If the cancellation is due to a fear of flying, for example, or if it is due to a health hazard, it is not insured."}, {"ParticipantId": "2", "Id": "322", "Content": "6 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "323", "Content": "B Medical assistance "}, {"ParticipantId": "2", "Id": "324", "Content": "In addition to section I 5 there are 6 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "325", "Content": "Medical assistance."}, {"ParticipantId": "2", "Id": "326", "Content": "In addition to section I 5 there are duties in the event of a claim."}, {"ParticipantId": "1", "Id": "327", "Content": "Medical help."}, {"ParticipantId": "2", "Id": "328", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "329", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "330", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "331", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "332", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "333", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "334", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "335", "Content": "If during the trip the insured person suffers a serious illness (including being diagnosed with an epidemic or a pandemic disease such as e. g. COVID-19), a serious accident, complications of pregnancy or a medically certified, unexpected worsening of a chronic illness. "}, {"ParticipantId": "2", "Id": "336", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "337", "Content": "If the insured person suffers a serious illness during the trip, they will be covered under the policy."}, {"ParticipantId": "2", "Id": "338", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "339", "Content": "If the insured person suffers a serious illness during the trip, they will be covered by the policy."}, {"ParticipantId": "2", "Id": "340", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "341", "Content": "C Travel assistance "}, {"ParticipantId": "2", "Id": "342", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "343", "Content": "Travel assistance."}, {"ParticipantId": "2", "Id": "344", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "345", "Content": "Travel assistance"}, {"ParticipantId": "2", "Id": "346", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "347", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "348", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "349", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "350", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "351", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "352", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "353", "Content": "If theft of personal documents (passport, ID card, travel tickets or accommodation vouchers) makes it temporarily impossible for the insured person to continue the trip or make the return journey to Switzerland. "}, {"ParticipantId": "2", "Id": "354", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "355", "Content": "If personal documents such aspassport, ID card, travel tickets or accommodation vouchers are stolen, it will be impossible for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "356", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "357", "Content": "If personal documents such aspassport, ID card, travel tickets, and accommodation vouchers are stolen, it will be impossible for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "358", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "359", "Content": "Cost of meals, lost working time and other financial loss. "}, {"ParticipantId": "2", "Id": "360", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "361", "Content": "The cost of meals, lost working time, and other financial losses."}, {"ParticipantId": "2", "Id": "362", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "363", "Content": "The cost of meals, lost working time, and other financial losses are included."}, {"ParticipantId": "2", "Id": "364", "Content": "There is a"}, {"ParticipantId": "1", "Id": "365", "Content": "There is a"}, {"ParticipantId": "2", "Id": "366", "Content": "There is a person"}, {"ParticipantId": "1", "Id": "367", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "368", "Content": "General terms and conditions of insurance of Allianz Travel "}, {"ParticipantId": "1", "Id": "369", "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}, {"ParticipantId": "2", "Id": "370", "Content": "The general terms and conditions of insurance of the company."}, {"ParticipantId": "1", "Id": "371", "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}, {"ParticipantId": "2", "Id": "372", "Content": "The general terms and conditions of insurance of Allianz Travel are here."}, {"ParticipantId": "1", "Id": "373", "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}, {"ParticipantId": "2", "Id": "374", "Content": "Who is the insurer? "}, {"ParticipantId": "1", "Id": "375", "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. "}, {"ParticipantId": "2", "Id": "376", "Content": "Who is the insurer?"}, {"ParticipantId": "1", "Id": "377", "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as Allianz Travel."}, {"ParticipantId": "2", "Id": "378", "Content": "The insurer is not known."}, {"ParticipantId": "1", "Id": "379", "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as the insurer."}, {"ParticipantId": "2", "Id": "380", "Content": "Who is the policyholder? "}, {"ParticipantId": "1", "Id": "381", "Content": "The policyholder is the person designated as such in the insurance policy. "}, {"ParticipantId": "2", "Id": "382", "Content": "Who is the insured?"}, {"ParticipantId": "1", "Id": "383", "Content": "The person is designated as the insurance policy's policyholder."}, {"ParticipantId": "2", "Id": "384", "Content": "The person is the insurer."}, {"ParticipantId": "1", "Id": "385", "Content": "The person is designated as the insurance policy's \"policyholder\"."}, {"ParticipantId": "2", "Id": "386", "Content": "What risks are insured and what is the scope of the cover? "}, {"ParticipantId": "1", "Id": "387", "Content": "Assumption of the cancellation costs owed by the insured person in the event of cancellation of the booked trip as a result of a failure to move up a year, resitting of a failed examination or another event that is listed as insured in the GTC. In the event of unexpected cancellation during the stay abroad of study courses, work experience, research or seminars originally confirmed in writing or another event that is listed as insured in the GTC, the extra return journey will be organised and the related costs assumed instead of the benefits referred to above. This cover only applies to persons up to their 26th birthday. "}, {"ParticipantId": "2", "Id": "388", "Content": "What are the risks that are insured?"}, {"ParticipantId": "1", "Id": "389", "Content": "In the event of a failure to move up a year, resitting of a failed exam or another event that is listed as insured in the GTC, the cancellation costs will be assumed by the insured person."}, {"ParticipantId": "2", "Id": "390", "Content": "What are the risks that are insured and what is the scope of the cover?"}, {"ParticipantId": "1", "Id": "391", "Content": "In the event of a failure to move up a year, resitting of a failed examination or another event that is listed as insured in the GTC, the cancellation costs will be assumed by the insured person."}, {"ParticipantId": "2", "Id": "392", "Content": "Which persons are insured? "}, {"ParticipantId": "1", "Id": "393", "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}, {"ParticipantId": "2", "Id": "394", "Content": "Which people are insured?"}, {"ParticipantId": "1", "Id": "395", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}, {"ParticipantId": "2", "Id": "396", "Content": "Which people have insurance?"}, {"ParticipantId": "1", "Id": "397", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}, {"ParticipantId": "2", "Id": "398", "Content": "Temporal and geographical scope of the insurance cover "}, {"ParticipantId": "1", "Id": "399", "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}, {"ParticipantId": "2", "Id": "400", "Content": "There is a temporal and geographical scope to the insurance cover."}, {"ParticipantId": "1", "Id": "401", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "402", "Content": "The temporal and geographical scope of the insurance cover."}, {"ParticipantId": "1", "Id": "403", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "404", "Content": "What are the main exclusions? "}, {"ParticipantId": "1", "Id": "405", "Content": "There is no entitlement to benefits if the Allianz Travel emergency call centre has not agreed to the benefits in advance in the event of the trip being terminated. "}, {"ParticipantId": "2", "Id": "406", "Content": "What are the main exclusions?"}, {"ParticipantId": "1", "Id": "407", "Content": "If the trip is terminated, there is no entitlement to benefits because the emergency call centre has not agreed to the benefits in advance."}, {"ParticipantId": "2", "Id": "408", "Content": "What are the main reasons for exclusions?"}, {"ParticipantId": "1", "Id": "409", "Content": "If the trip is terminated, there is no entitlement to benefits because the emergency call centre has not agreed to them in advance."}, {"ParticipantId": "2", "Id": "410", "Content": "Which obligations are incumbent on the policyholder and insured persons? "}, {"ParticipantId": "1", "Id": "411", "Content": "Termination of a trip: Once the insured event has occurred, the Allianz Travel emergency call centre must be notified immediately and its agreement obtained for any assistance measures or assumption of associated costs. The Allianz Travel emergency call centre is available around the clock: telephone +41 44 202 00 00, fax +41 44 283 33 33. "}, {"ParticipantId": "2", "Id": "412", "Content": "Which obligations are incumbent on the insured?"}, {"ParticipantId": "1", "Id": "413", "Content": "The emergency call centre must be notified immediately if the trip is to be terminated."}, {"ParticipantId": "2", "Id": "414", "Content": "Which obligations are incumbent on the insured and the policyholders?"}, {"ParticipantId": "1", "Id": "415", "Content": "The emergency call centre must be notified immediately if the trip is to be terminated, as well as obtaining an agreement for any assistance measures."}, {"ParticipantId": "2", "Id": "416", "Content": "How much is the premium? "}, {"ParticipantId": "1", "Id": "417", "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}, {"ParticipantId": "2", "Id": "418", "Content": "How much is it?"}, {"ParticipantId": "1", "Id": "419", "Content": "The amount of the premium depends on the risks insured and the level of cover."}, {"ParticipantId": "2", "Id": "420", "Content": "How much is the premium?"}, {"ParticipantId": "1", "Id": "421", "Content": "The amount of the premium depends on the risks insured."}, {"ParticipantId": "2", "Id": "422", "Content": "When does the insurance begin and end? "}, {"ParticipantId": "1", "Id": "423", "Content": "This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}, {"ParticipantId": "2", "Id": "424", "Content": "When does the insurance end?"}, {"ParticipantId": "1", "Id": "425", "Content": "There are other causes in the General terms and conditions of insurance and the ICA."}, {"ParticipantId": "2", "Id": "426", "Content": "The insurance begins and ends."}, {"ParticipantId": "1", "Id": "427", "Content": "There are other causes in the general terms and conditions of insurance and the ICA."}, {"ParticipantId": "2", "Id": "428", "Content": "Right of revocation "}, {"ParticipantId": "1", "Id": "429", "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}, {"ParticipantId": "2", "Id": "430", "Content": "Right of revocation."}, {"ParticipantId": "1", "Id": "431", "Content": "The right of revocation is not available for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "432", "Content": "The right of revocation."}, {"ParticipantId": "1", "Id": "433", "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "434", "Content": "How does Allianz Travel treat data? "}, {"ParticipantId": "1", "Id": "435", "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. "}, {"ParticipantId": "2", "Id": "436", "Content": "How does Allianz Travel treat data?"}, {"ParticipantId": "1", "Id": "437", "Content": "The data is kept in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "438", "Content": "How does the data of a travel company be treated?"}, {"ParticipantId": "1", "Id": "439", "Content": "The data is stored in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "440", "Content": "Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}, {"ParticipantId": "1", "Id": "441", "Content": "Richtiplatz 1 P.O. Box "}, {"ParticipantId": "2", "Id": "442", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used and to request the deletion of incorrect data."}, {"ParticipantId": "1", "Id": "443", "Content": "Richtiplatz 1 P.O. Box."}, {"ParticipantId": "2", "Id": "444", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}, {"ParticipantId": "1", "Id": "445", "Content": "Richtiplatz 1 P.O. Box"}, {"ParticipantId": "2", "Id": "446", "Content": "8304 Wallisellen "}, {"ParticipantId": "1", "Id": "447", "Content": "The Common provisions to all insurance components only apply insofar as the Special provisions for the individual insurance or service components contain no provisions to the contrary. "}, {"ParticipantId": "2", "Id": "448", "Content": "Wallisellen"}, {"ParticipantId": "1", "Id": "449", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions."}, {"ParticipantId": "2", "Id": "450", "Content": "Wallisellen 8 304"}, {"ParticipantId": "1", "Id": "451", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions for all insurance components."}, {"ParticipantId": "2", "Id": "452", "Content": "1 Insured persons "}, {"ParticipantId": "1", "Id": "453", "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1. "}, {"ParticipantId": "2", "Id": "454", "Content": "1 people are insured."}, {"ParticipantId": "1", "Id": "455", "Content": "Section I 1.1 covers people with permanent residence in Switzerland."}, {"ParticipantId": "2", "Id": "456", "Content": "1 insured people."}, {"ParticipantId": "1", "Id": "457", "Content": "Section I 1.1 covers people who are permanent residents of Switzerland."}, {"ParticipantId": "2", "Id": "458", "Content": "2 Geographical scope "}, {"ParticipantId": "1", "Id": "459", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}, {"ParticipantId": "2", "Id": "460", "Content": "There is a geographical scope."}, {"ParticipantId": "1", "Id": "461", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "462", "Content": "There is a scope for 2 geographical areas."}, {"ParticipantId": "1", "Id": "463", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "464", "Content": "3 Extension of the insurance cover "}, {"ParticipantId": "1", "Id": "465", "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}, {"ParticipantId": "2", "Id": "466", "Content": "The insurance cover can be extended."}, {"ParticipantId": "1", "Id": "467", "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "468", "Content": "The insurance cover can be extended 3 times."}, {"ParticipantId": "1", "Id": "469", "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "470", "Content": "4 Non-insured events and benefits "}, {"ParticipantId": "1", "Id": "471", "Content": "Costs related to kidnappings are not insured. "}, {"ParticipantId": "2", "Id": "472", "Content": "There are 4 non-insured events."}, {"ParticipantId": "1", "Id": "473", "Content": "Kidnappings are not insured."}, {"ParticipantId": "2", "Id": "474", "Content": "There are 4 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "475", "Content": "Kidnappings are not covered by insurance."}, {"ParticipantId": "2", "Id": "476", "Content": "5 Duties in the event of a claim "}, {"ParticipantId": "1", "Id": "477", "Content": "The claims forms are available on our website: www.allianz-travel.ch/claims "}, {"ParticipantId": "2", "Id": "478", "Content": "In the event of a claim, there are 5 duties."}, {"ParticipantId": "1", "Id": "479", "Content": "The forms are available on the website."}, {"ParticipantId": "2", "Id": "480", "Content": "There are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "481", "Content": "The forms are available on our website."}, {"ParticipantId": "2", "Id": "482", "Content": "6 Breach of duties "}, {"ParticipantId": "1", "Id": "483", "Content": "If the entitled person is in breach of his/her obligations, Allianz Travel can withhold or reduce the benefits. "}, {"ParticipantId": "2", "Id": "484", "Content": "There was a violation of duties."}, {"ParticipantId": "1", "Id": "485", "Content": "If the person is in violation of his/her obligations, the benefits can be cut off."}, {"ParticipantId": "2", "Id": "486", "Content": "There was a 6 breech of duties."}, {"ParticipantId": "1", "Id": "487", "Content": "If the person is in violation of his/her obligations, the benefits can be reduced or even removed."}, {"ParticipantId": "2", "Id": "488", "Content": "7 Definitions "}, {"ParticipantId": "1", "Id": "489", "Content": "Electronic devices for mobile, network-independent data, language and picture communication and navigation, which are suitable for mobile use without causing any significant physical exertion due to their size and weight. Mobile telephones, tablets and laptops count as mobile devices for the purposes of these GTC. "}, {"ParticipantId": "2", "Id": "490", "Content": "There are 7 definitions."}, {"ParticipantId": "1", "Id": "491", "Content": "Mobile phones, tablets and laptops are considered mobile devices for the purposes of these GTC."}, {"ParticipantId": "2", "Id": "492", "Content": "There are seven definitions."}, {"ParticipantId": "1", "Id": "493", "Content": "Mobile phones, tablets, and laptops are considered mobile devices for the purposes of these GTC."}, {"ParticipantId": "2", "Id": "494", "Content": "8 Premium adjustment "}, {"ParticipantId": "1", "Id": "495", "Content": "Allianz Travel reserves the right to adjust premiums for annual insurance policies and is accordingly entitled to request an amendment of the insurance contract. In this case, Allianz Travel will inform the policyholder of the premium adjustment in writing at least 30 days before it comes into effect. The policyholder has the right to terminate the contract with effect from when the premium adjustment would apply. The policyholder\u00e2\u20ac\u2122s termination of cover is valid, provided it is received by Allianz Travel no later than the last day before the premium adjustment comes into force. "}, {"ParticipantId": "2", "Id": "496", "Content": "Premium adjustment"}, {"ParticipantId": "1", "Id": "497", "Content": "In this case, the insurer will inform the policy holder of the premium adjustment in writing at least 30 days before it takes effect."}, {"ParticipantId": "2", "Id": "498", "Content": "Premium adjustment."}, {"ParticipantId": "1", "Id": "499", "Content": "In this case, the insurer will inform the policy holder in writing at least 30 days before the premium adjustment takes effect."}, {"ParticipantId": "2", "Id": "500", "Content": "9 Multiple insurance and claims against third parties "}, {"ParticipantId": "1", "Id": "501", "Content": "If the insured or entitled person has been compensated by a liable third party or the third party's insurer, any compensation due under this contract is rendered void. If a claim is made against Allianz Travel instead of the liable party, the insured or entitled person must concede his/her liability claims up to the extent of the compensation received from Allianz Travel. "}, {"ParticipantId": "2", "Id": "502", "Content": "There are multiple insurance and claims against third parties."}, {"ParticipantId": "1", "Id": "503", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims up."}, {"ParticipantId": "2", "Id": "504", "Content": "There are multiple insurance claims against third parties."}, {"ParticipantId": "1", "Id": "505", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims."}, {"ParticipantId": "2", "Id": "506", "Content": "10 Limitation period "}, {"ParticipantId": "1", "Id": "507", "Content": "Claims under the insurance contract expire five years after the occurrence of the event giving rise to the obligation to pay benefits. "}, {"ParticipantId": "2", "Id": "508", "Content": "The period is 10 years."}, {"ParticipantId": "1", "Id": "509", "Content": "Five years after the occurrence of the event, the obligation to pay benefits is no longer valid."}, {"ParticipantId": "2", "Id": "510", "Content": "The period is 10."}, {"ParticipantId": "1", "Id": "511", "Content": "Five years after the occurrence of the event, the obligation to pay benefits is due."}, {"ParticipantId": "2", "Id": "512", "Content": "11 Place of jurisdiction and applicable law "}, {"ParticipantId": "1", "Id": "513", "Content": "The Swiss Insurance Contract Act (ICA) applies in addition to these provisions. "}, {"ParticipantId": "2", "Id": "514", "Content": "The place of jurisdiction and applicable law are listed."}, {"ParticipantId": "1", "Id": "515", "Content": "The Swiss Insurance Contract Act applies to these provisions."}, {"ParticipantId": "2", "Id": "516", "Content": "The place of jurisdiction is related to the law."}, {"ParticipantId": "1", "Id": "517", "Content": "The Swiss Insurance Contract Act is applicable to these provisions."}, {"ParticipantId": "2", "Id": "518", "Content": "12 Hierarchy of regulations "}, {"ParticipantId": "1", "Id": "519", "Content": "In the event of linguistic differences between the French, Italian, English and German GTC, the German version will always apply where any doubt exists. "}, {"ParticipantId": "2", "Id": "520", "Content": "The hierarchy of regulations."}, {"ParticipantId": "1", "Id": "521", "Content": "The German version of the GTC will always apply where there is doubt about the language."}, {"ParticipantId": "2", "Id": "522", "Content": "There are a number of regulations."}, {"ParticipantId": "1", "Id": "523", "Content": "The German version of the GTC will always apply if there is a doubt about the language."}, {"ParticipantId": "2", "Id": "524", "Content": "13 Contact address "}, {"ParticipantId": "1", "Id": "525", "Content": "C Travel assistance "}, {"ParticipantId": "2", "Id": "526", "Content": "The contact address is 13"}, {"ParticipantId": "1", "Id": "527", "Content": "Travel assistance."}, {"ParticipantId": "2", "Id": "528", "Content": "The address is 13"}, {"ParticipantId": "1", "Id": "529", "Content": "Travel assistance"}, {"ParticipantId": "2", "Id": "530", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "531", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "532", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "533", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "534", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "535", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "536", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "537", "Content": "Impact of document theft If theft of personal documents (passport, ID card, travel tickets or accommodation vouchers) makes it temporarily impossible for the insured person to continue the trip or make the return journey to Switzerland. "}, {"ParticipantId": "2", "Id": "538", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "539", "Content": "If personal documents such aspassport, ID card, travel tickets or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "540", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "541", "Content": "If personal documents such aspassport, ID card, travel tickets, or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "542", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "543", "Content": "Cost of meals, lost working time and other financial loss. "}, {"ParticipantId": "2", "Id": "544", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "545", "Content": "The cost of meals, lost working time, and other financial losses."}, {"ParticipantId": "2", "Id": "546", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "547", "Content": "The cost of meals, lost working time, and other financial losses are included."}, {"ParticipantId": "2", "Id": "548", "Content": "There is a"}, {"ParticipantId": "1", "Id": "549", "Content": "There is a"}, {"ParticipantId": "2", "Id": "550", "Content": "There is a person"}, {"ParticipantId": "1", "Id": "551", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "552", "Content": "General terms and conditions of insurance of Allianz Travel "}, {"ParticipantId": "1", "Id": "553", "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}, {"ParticipantId": "2", "Id": "554", "Content": "The general terms and conditions of insurance of the company."}, {"ParticipantId": "1", "Id": "555", "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}, {"ParticipantId": "2", "Id": "556", "Content": "The general terms and conditions of insurance of Allianz Travel are here."}, {"ParticipantId": "1", "Id": "557", "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}, {"ParticipantId": "2", "Id": "558", "Content": "Who is the insurer? "}, {"ParticipantId": "1", "Id": "559", "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. The insurer for the legal protection insurance components is CAP Legal Protection Insurance Company Ltd. based at Neue Winterthurerstrasse 88, 8304 Wallisellen. "}, {"ParticipantId": "2", "Id": "560", "Content": "Who is the insurer?"}, {"ParticipantId": "1", "Id": "561", "Content": "The company headquarters are in Richtiplatz 1, 8304 Wallisellen."}, {"ParticipantId": "2", "Id": "562", "Content": "The insurer is not known."}, {"ParticipantId": "1", "Id": "563", "Content": "The company headquarters are in Richtiplatz 1, 8 304 Wallisellen."}, {"ParticipantId": "2", "Id": "564", "Content": "Who is the policyholder? "}, {"ParticipantId": "1", "Id": "565", "Content": "The policyholder is the person designated as such in the insurance policy. "}, {"ParticipantId": "2", "Id": "566", "Content": "Who is the insured?"}, {"ParticipantId": "1", "Id": "567", "Content": "The person is designated as the insurance policy's policyholder."}, {"ParticipantId": "2", "Id": "568", "Content": "The person is the insurer."}, {"ParticipantId": "1", "Id": "569", "Content": "The person is designated as the insurance policy's \"policyholder\"."}, {"ParticipantId": "2", "Id": "570", "Content": "What risks are insured and what is the scope of the cover? "}, {"ParticipantId": "1", "Id": "571", "Content": "Assumption of legal protection exclusively in conjunction with trips undertaken outside Switzerland and the Principality of Liechtenstein. "}, {"ParticipantId": "2", "Id": "572", "Content": "What are the risks that are insured?"}, {"ParticipantId": "1", "Id": "573", "Content": "Trips undertaken outside Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "574", "Content": "What are the risks that are insured and what is the scope of the cover?"}, {"ParticipantId": "1", "Id": "575", "Content": "Trips undertaken outside of Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "576", "Content": "Which persons are insured? "}, {"ParticipantId": "1", "Id": "577", "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}, {"ParticipantId": "2", "Id": "578", "Content": "Which people are insured?"}, {"ParticipantId": "1", "Id": "579", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}, {"ParticipantId": "2", "Id": "580", "Content": "Which people have insurance?"}, {"ParticipantId": "1", "Id": "581", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}, {"ParticipantId": "2", "Id": "582", "Content": "Temporal and geographical scope of the insurance cover "}, {"ParticipantId": "1", "Id": "583", "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}, {"ParticipantId": "2", "Id": "584", "Content": "There is a temporal and geographical scope to the insurance cover."}, {"ParticipantId": "1", "Id": "585", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "586", "Content": "The temporal and geographical scope of the insurance cover."}, {"ParticipantId": "1", "Id": "587", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "588", "Content": "What are the main exclusions? "}, {"ParticipantId": "1", "Id": "589", "Content": "In particular, there is no entitlement to benefits if the Allianz Travel emergency call centre has not agreed to the benefits in advance or the roadside assistance or towing has not been organised by the Allianz Travel emergency call centre. "}, {"ParticipantId": "2", "Id": "590", "Content": "What are the main exclusions?"}, {"ParticipantId": "1", "Id": "591", "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre."}, {"ParticipantId": "2", "Id": "592", "Content": "What are the main reasons for exclusions?"}, {"ParticipantId": "1", "Id": "593", "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre of the company."}, {"ParticipantId": "2", "Id": "594", "Content": "Which obligations are incumbent on the policyholder and insured persons? "}, {"ParticipantId": "1", "Id": "595", "Content": "Any need for legal assistance must be reported as quickly as possible to CAP Legal Protection, Major Customer Support, P.O. Box, 8010 Zurich, telephone +41 58 358 09 09, fax +41 58 358 09 10, capoffice@cap.ch, reference Z75.1.685.643. "}, {"ParticipantId": "2", "Id": "596", "Content": "Which obligations are incumbent on the insured?"}, {"ParticipantId": "1", "Id": "597", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection, Major Customer Support."}, {"ParticipantId": "2", "Id": "598", "Content": "Which obligations are incumbent on the insured and the policyholders?"}, {"ParticipantId": "1", "Id": "599", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection."}, {"ParticipantId": "2", "Id": "600", "Content": "How much is the premium? "}, {"ParticipantId": "1", "Id": "601", "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}, {"ParticipantId": "2", "Id": "602", "Content": "How much is it?"}, {"ParticipantId": "1", "Id": "603", "Content": "The amount of the premium depends on the risks insured and the level of cover."}, {"ParticipantId": "2", "Id": "604", "Content": "How much is the premium?"}, {"ParticipantId": "1", "Id": "605", "Content": "The amount of the premium depends on the risks insured."}, {"ParticipantId": "2", "Id": "606", "Content": "When does the insurance begin and end? "}, {"ParticipantId": "1", "Id": "607", "Content": "termination by the insurer in the event of insurance fraud. This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}, {"ParticipantId": "2", "Id": "608", "Content": "When does the insurance end?"}, {"ParticipantId": "1", "Id": "609", "Content": "The main causes for insurance fraud are listed in this list."}, {"ParticipantId": "2", "Id": "610", "Content": "The insurance begins and ends."}, {"ParticipantId": "1", "Id": "611", "Content": "The main causes for insurance fraud are listed in the list."}, {"ParticipantId": "2", "Id": "612", "Content": "Right of revocation "}, {"ParticipantId": "1", "Id": "613", "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}, {"ParticipantId": "2", "Id": "614", "Content": "Right of revocation."}, {"ParticipantId": "1", "Id": "615", "Content": "The right of revocation is not available for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "616", "Content": "The right of revocation."}, {"ParticipantId": "1", "Id": "617", "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "618", "Content": "How does Allianz Travel treat data? "}, {"ParticipantId": "1", "Id": "619", "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. "}, {"ParticipantId": "2", "Id": "620", "Content": "How does Allianz Travel treat data?"}, {"ParticipantId": "1", "Id": "621", "Content": "The data is kept in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "622", "Content": "How does the data of a travel company be treated?"}, {"ParticipantId": "1", "Id": "623", "Content": "The data is stored in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "624", "Content": "Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}, {"ParticipantId": "1", "Id": "625", "Content": "Richtiplatz 1 P.O. Box "}, {"ParticipantId": "2", "Id": "626", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used and to request the deletion of incorrect data."}, {"ParticipantId": "1", "Id": "627", "Content": "Richtiplatz 1 P.O. Box."}, {"ParticipantId": "2", "Id": "628", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}, {"ParticipantId": "1", "Id": "629", "Content": "Richtiplatz 1 P.O. Box"}, {"ParticipantId": "2", "Id": "630", "Content": "8304 Wallisellen "}, {"ParticipantId": "1", "Id": "631", "Content": "The Common provisions to all insurance components only apply insofar as the Special provisions for the individual insurance or service components contain no provisions to the contrary. "}, {"ParticipantId": "2", "Id": "632", "Content": "Wallisellen"}, {"ParticipantId": "1", "Id": "633", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions."}, {"ParticipantId": "2", "Id": "634", "Content": "Wallisellen 8 304"}, {"ParticipantId": "1", "Id": "635", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions for all insurance components."}, {"ParticipantId": "2", "Id": "636", "Content": "1 Insured persons "}, {"ParticipantId": "1", "Id": "637", "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1. "}, {"ParticipantId": "2", "Id": "638", "Content": "1 people are insured."}, {"ParticipantId": "1", "Id": "639", "Content": "Section I 1.1 covers people with permanent residence in Switzerland."}, {"ParticipantId": "2", "Id": "640", "Content": "1 insured people."}, {"ParticipantId": "1", "Id": "641", "Content": "Section I 1.1 covers people who are permanent residents of Switzerland."}, {"ParticipantId": "2", "Id": "642", "Content": "2 Geographical scope "}, {"ParticipantId": "1", "Id": "643", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}, {"ParticipantId": "2", "Id": "644", "Content": "There is a geographical scope."}, {"ParticipantId": "1", "Id": "645", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "646", "Content": "There is a scope for 2 geographical areas."}, {"ParticipantId": "1", "Id": "647", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "648", "Content": "3 Extension of the insurance cover "}, {"ParticipantId": "1", "Id": "649", "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}, {"ParticipantId": "2", "Id": "650", "Content": "The insurance cover can be extended."}, {"ParticipantId": "1", "Id": "651", "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "652", "Content": "The insurance cover can be extended 3 times."}, {"ParticipantId": "1", "Id": "653", "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "654", "Content": "4 Non-insured events and benefits "}, {"ParticipantId": "1", "Id": "655", "Content": "Costs related to kidnappings are not insured. "}, {"ParticipantId": "2", "Id": "656", "Content": "There are 4 non-insured events."}, {"ParticipantId": "1", "Id": "657", "Content": "Kidnappings are not insured."}, {"ParticipantId": "2", "Id": "658", "Content": "There are 4 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "659", "Content": "Kidnappings are not covered by insurance."}, {"ParticipantId": "2", "Id": "660", "Content": "5 Duties in the event of a claim "}, {"ParticipantId": "1", "Id": "661", "Content": "Breach of duties "}, {"ParticipantId": "2", "Id": "662", "Content": "In the event of a claim, there are 5 duties."}, {"ParticipantId": "1", "Id": "663", "Content": "There was a violation of duties."}, {"ParticipantId": "2", "Id": "664", "Content": "There are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "665", "Content": "There was a breech of duties."}, {"ParticipantId": "2", "Id": "666", "Content": "If the entitled person is in breach of his/her obligations, Allianz Travel can withhold or reduce the benefits. "}, {"ParticipantId": "1", "Id": "667", "Content": "Insured amount "}, {"ParticipantId": "2", "Id": "668", "Content": "If the person is in violation of his/her obligations, the benefits can be cut off."}, {"ParticipantId": "1", "Id": "669", "Content": "The amount is insured."}, {"ParticipantId": "2", "Id": "670", "Content": "If the person is in violation of his/her obligations, the benefits can be reduced or even removed."}, {"ParticipantId": "1", "Id": "671", "Content": "The amount is insured"}, {"ParticipantId": "2", "Id": "672", "Content": "The insured amount is specified in the insurance policy. "}, {"ParticipantId": "2", "Id": "673", "Content": "The amount that is insured is specified in the policy."}, {"ParticipantId": "1", "Id": "674", "Content": "There is a"}, {"ParticipantId": "2", "Id": "675", "Content": "The insured amount is specified in the policy."}, {"ParticipantId": "1", "Id": "676", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "677", "Content": "2 Duration of cover "}, {"ParticipantId": "1", "Id": "678", "Content": "Insured amount "}, {"ParticipantId": "2", "Id": "679", "Content": "The cover has two different lengths."}, {"ParticipantId": "1", "Id": "680", "Content": "The amount is insured."}, {"ParticipantId": "2", "Id": "681", "Content": "The cover has 2 different lengths."}, {"ParticipantId": "1", "Id": "682", "Content": "The amount is insured"}, {"ParticipantId": "2", "Id": "683", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "684", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "1", "Id": "685", "Content": "There is a"}, {"ParticipantId": "2", "Id": "686", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "1", "Id": "687", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "688", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "689", "Content": "Additional communication costs in the event of a delayed return journey Assumption of any additional communication costs incurred (tele-phone/data package) up to a maximum of a further CHF 150 per event if the insured person has to extend the trip due to an insured event. "}, {"ParticipantId": "2", "Id": "690", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "691", "Content": "If the insured person has to extend the trip due to an insured event, the additional communication costs will be taken into account."}, {"ParticipantId": "2", "Id": "692", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "693", "Content": "If the insured person has to extend the trip due to an insured event, the additional communication costs will be taken into account, up to a maximum of 150 per event."}, {"ParticipantId": "2", "Id": "694", "Content": "4 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "695", "Content": "C Travel assistance "}, {"ParticipantId": "2", "Id": "696", "Content": "There are 4 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "697", "Content": "Travel assistance."}, {"ParticipantId": "2", "Id": "698", "Content": "Non-insured events and benefits are included in section I."}, {"ParticipantId": "1", "Id": "699", "Content": "Travel assistance"}, {"ParticipantId": "2", "Id": "700", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "701", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "702", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "703", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "704", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "705", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "706", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "707", "Content": "Impact of document theft If theft of personal documents (passport, ID card, travel tickets or accommodation vouchers) makes it temporarily impossible for the insured person to continue the trip or make the return journey to Switzerland. "}, {"ParticipantId": "2", "Id": "708", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "709", "Content": "If personal documents such aspassport, ID card, travel tickets or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "710", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "711", "Content": "If personal documents such aspassport, ID card, travel tickets, or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "712", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "713", "Content": "Assumption of the additional costs up to a total of CHF 1,500 per insured person if unforeseen expenses (taxi fares, costs of accommodation and telephone calls etc.) are incurred in connection with an insured event. These limits include an additional compensation limit of a maximum of CHF 200 for the costs of telephone calls. "}, {"ParticipantId": "2", "Id": "714", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "715", "Content": "If unforeseen expenses are incurred in connection with an insured event, the additional costs can be as high as 1,500 per insured person."}, {"ParticipantId": "2", "Id": "716", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "717", "Content": "If unforeseen expenses are incurred in connection with an insured event, the additional costs can be as high as a total of 1,500 per insured person."}, {"ParticipantId": "2", "Id": "718", "Content": "4 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "719", "Content": "Cost of meals, lost working time and other financial loss. "}, {"ParticipantId": "2", "Id": "720", "Content": "There are 4 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "721", "Content": "The cost of meals, lost working time, and other financial losses."}, {"ParticipantId": "2", "Id": "722", "Content": "Non-insured events and benefits are included in section I."}, {"ParticipantId": "1", "Id": "723", "Content": "The cost of meals, lost working time, and other financial losses are included."}, {"ParticipantId": "2", "Id": "724", "Content": "5 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "725", "Content": "Temporal and geographical scope "}, {"ParticipantId": "2", "Id": "726", "Content": "In addition to section I 5 there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "727", "Content": "There is a temporal and geographical scope."}, {"ParticipantId": "2", "Id": "728", "Content": "In addition to section I 5, there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "729", "Content": "There is a temporal and geographic scope."}, {"ParticipantId": "2", "Id": "730", "Content": "The insurance applies for journeys throughout the entire world, with the exception of Switzerland, the Principality of Liechtenstein and the country where the insured person is legally resident. "}, {"ParticipantId": "2", "Id": "731", "Content": "The insurance applies to journeys throughout the entire world, with the exception of Switzerland and the country where the insured person is legally resident."}, {"ParticipantId": "1", "Id": "732", "Content": "There is a"}, {"ParticipantId": "2", "Id": "733", "Content": "The insurance applies to journeys throughout the entire world, with the exception of Switzerland and the country where the insured person is legal resident."}, {"ParticipantId": "1", "Id": "734", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "735", "Content": "3 Insured event "}, {"ParticipantId": "1", "Id": "736", "Content": "If a connecting flight is missed due to a delay of at least three hours for which the first airline is solely responsible. "}, {"ParticipantId": "2", "Id": "737", "Content": "3 insured events"}, {"ParticipantId": "1", "Id": "738", "Content": "If a connecting flight is missed due to a delay of at least three hours, the first airline is solely responsible."}, {"ParticipantId": "2", "Id": "739", "Content": "3 insured events."}, {"ParticipantId": "1", "Id": "740", "Content": "The first airline is solely responsible for a delayed connecting flight if it is missed."}, {"ParticipantId": "2", "Id": "741", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "742", "Content": "K Luggage "}, {"ParticipantId": "2", "Id": "743", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "744", "Content": "K luggage."}, {"ParticipantId": "2", "Id": "745", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "746", "Content": "K bag."}, {"ParticipantId": "2", "Id": "747", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "748", "Content": "The insured amount is shown in the insurance policy and applies for one year. "}, {"ParticipantId": "2", "Id": "749", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "750", "Content": "The amount shown in the insurance policy is the insured amount."}, {"ParticipantId": "2", "Id": "751", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "752", "Content": "The insured amount is shown in the insurance policy and can be applied for."}, {"ParticipantId": "2", "Id": "753", "Content": "2 Geographical scope "}, {"ParticipantId": "1", "Id": "754", "Content": "The insurance is valid worldwide. The insured person's place of residence under civil law is excluded. "}, {"ParticipantId": "2", "Id": "755", "Content": "There is a geographical scope."}, {"ParticipantId": "1", "Id": "756", "Content": "The place of residence of the insured person is not included."}, {"ParticipantId": "2", "Id": "757", "Content": "There is a scope for 2 geographical areas."}, {"ParticipantId": "1", "Id": "758", "Content": "The place of residence of the insured person is not excluded."}, {"ParticipantId": "2", "Id": "759", "Content": "3 Insured items "}, {"ParticipantId": "1", "Id": "760", "Content": "The insured person\u00e2\u20ac\u2122s luggage is insured including any items obtained on the trip, i.e. any items for personal use, which are taken on the journey or transferred to a transport company for carriage and owned by the insured person. "}, {"ParticipantId": "2", "Id": "761", "Content": "There are 3 insured items."}, {"ParticipantId": "1", "Id": "762", "Content": "The luggage of the insured person is insured, including any items obtained on the trip, which are taken on the journey or transferred to a transport company for carriage and owned by the insured person."}, {"ParticipantId": "2", "Id": "763", "Content": "3 items are insured."}, {"ParticipantId": "1", "Id": "764", "Content": "The luggage of the insured person is insured, including any items obtained on the trip, which are taken on the journey or transferred to a transport company for carriage."}, {"ParticipantId": "2", "Id": "765", "Content": "4 Insured events "}, {"ParticipantId": "1", "Id": "766", "Content": "delay in delivery/handover by a public transport company. "}, {"ParticipantId": "2", "Id": "767", "Content": "There are 4 insured events."}, {"ParticipantId": "1", "Id": "768", "Content": "The public transport company delayed delivery."}, {"ParticipantId": "2", "Id": "769", "Content": "4 insured events."}, {"ParticipantId": "1", "Id": "770", "Content": "A public transport company is behind in delivering."}, {"ParticipantId": "2", "Id": "771", "Content": "5 Insured benefits "}, {"ParticipantId": "1", "Id": "772", "Content": "The insured person must pay an excess of CHF 200 per claim in the event of theft. "}, {"ParticipantId": "2", "Id": "773", "Content": "5 benefits are insured."}, {"ParticipantId": "1", "Id": "774", "Content": "In the event of theft, the insured person must pay an excess of 200 dollars."}, {"ParticipantId": "2", "Id": "775", "Content": "5 insured benefits."}, {"ParticipantId": "1", "Id": "776", "Content": "In the event of theft, the insured person must pay an excess of 200."}, {"ParticipantId": "2", "Id": "777", "Content": "6 Non-insured items "}, {"ParticipantId": "1", "Id": "778", "Content": "theft, loss and destruction of cash (see insurance component Cash and bank account protection). "}, {"ParticipantId": "2", "Id": "779", "Content": "There are 6 non-insured items."}, {"ParticipantId": "1", "Id": "780", "Content": "Cash and bank account protection is part of the insurance component."}, {"ParticipantId": "2", "Id": "781", "Content": "There are 6 items that are not insured."}, {"ParticipantId": "1", "Id": "782", "Content": "Cash and bank account protection is part of the insurance component of theft, loss and destruction of cash."}, {"ParticipantId": "2", "Id": "783", "Content": "7 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "784", "Content": "In the event of late delivery of luggage, costs arising at the destination airport or place of destination after the return flight are not insured. "}, {"ParticipantId": "2", "Id": "785", "Content": "There are 7 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "786", "Content": "Costs arising at the destination airport or place of destination after the return flight are not insured in the event of late delivery of luggage."}, {"ParticipantId": "2", "Id": "787", "Content": "There are 7 non-insured events."}, {"ParticipantId": "1", "Id": "788", "Content": "Costs arising at the destination airport or place of destination after the return flight are not insured."}, {"ParticipantId": "2", "Id": "789", "Content": "8 Conduct-related duties when travelling "}, {"ParticipantId": "1", "Id": "790", "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key (suitcase, locker, safe) in a closed room that is not generally accessible, when not being carried or used. The method of safekeeping must in all cases be appropriate to the value of the item. "}, {"ParticipantId": "2", "Id": "791", "Content": "Conduct-related duties when travelling"}, {"ParticipantId": "1", "Id": "792", "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key in a closed room that is not generally accessible."}, {"ParticipantId": "2", "Id": "793", "Content": "Conduct-related duties when travelling."}, {"ParticipantId": "1", "Id": "794", "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key in a closed room that is not generally accessible when not being carried or used."}, {"ParticipantId": "2", "Id": "795", "Content": "9 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "796", "Content": "Insured persons "}, {"ParticipantId": "2", "Id": "797", "Content": "In addition to section I 5 there are duties in the event of a claim."}, {"ParticipantId": "1", "Id": "798", "Content": "People who are insured."}, {"ParticipantId": "2", "Id": "799", "Content": "In addition to section I 5 there are 9 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "800", "Content": "People who are insured"}, {"ParticipantId": "2", "Id": "801", "Content": "Persons as per section I 1 are insured up to their 26th birthday. "}, {"ParticipantId": "1", "Id": "802", "Content": "N Breakdown and accident assistance "}, {"ParticipantId": "2", "Id": "803", "Content": "Section I 1 states that people are insured up to their 26th birthday."}, {"ParticipantId": "1", "Id": "804", "Content": "Accidents and breakdown assistance."}, {"ParticipantId": "2", "Id": "805", "Content": "The section I 1 states that people are insured up to their 26th birthday."}, {"ParticipantId": "1", "Id": "806", "Content": "Assist with breakdown and accidents."}, {"ParticipantId": "2", "Id": "807", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "808", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "809", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "810", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "811", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "812", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "813", "Content": "2 Geographical scope "}, {"ParticipantId": "1", "Id": "814", "Content": "The insurance protection applies exclusively to events in the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus (Greek part), Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey (European part), the United Kingdom. Switzerland is understood to include the Principality of Liechtenstein. The insurance cover extends to transport by sea if the points of departure and destination are in the covered geographical area. "}, {"ParticipantId": "2", "Id": "815", "Content": "There is a geographical scope."}, {"ParticipantId": "1", "Id": "816", "Content": "The insurance protection only applies to events in the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Cyprus (Greek part), Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Ireland"}, {"ParticipantId": "2", "Id": "817", "Content": "There is a scope for 2 geographical areas."}, {"ParticipantId": "1", "Id": "818", "Content": "The insurance protection only applies to events in the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Cyprus (Greek part), Czech Republic, Danes, Finn, France, Germany, Gibraltar, Greece, Hungary, Ireland, and"}, {"ParticipantId": "2", "Id": "819", "Content": "3 Insured vehicles "}, {"ParticipantId": "1", "Id": "820", "Content": "The motor vehicle driven by the insured person (cars and caravans up to 3.5 t plus motorbikes). Licensed camping trailers and motor homes are also covered. "}, {"ParticipantId": "2", "Id": "821", "Content": "3 vehicles are insured."}, {"ParticipantId": "1", "Id": "822", "Content": "Cars and caravans up to 3.5 t plus motorbikes are covered."}, {"ParticipantId": "2", "Id": "823", "Content": "3 vehicles are insured"}, {"ParticipantId": "1", "Id": "824", "Content": "Cars and caravans up to 3.5 t are covered."}, {"ParticipantId": "2", "Id": "825", "Content": "4 Insured events and benefits "}, {"ParticipantId": "1", "Id": "826", "Content": "Delivering spare parts when abroad If the competent garage close by is unable to obtain the spare parts needed, Allianz Travel will organise and assume the costs for immediate delivery if possible. The costs of the spare parts are not covered. "}, {"ParticipantId": "2", "Id": "827", "Content": "There are insured events and benefits."}, {"ParticipantId": "1", "Id": "828", "Content": "The costs of the spare parts are not covered if the garage is unable to get the spare parts."}, {"ParticipantId": "2", "Id": "829", "Content": "4 insured events."}, {"ParticipantId": "1", "Id": "830", "Content": "The costs of the spare parts are not covered if the garage is unable to get them."}, {"ParticipantId": "2", "Id": "831", "Content": "5 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "832", "Content": "O Legal protection "}, {"ParticipantId": "2", "Id": "833", "Content": "There are 5 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "834", "Content": "Legal protection."}, {"ParticipantId": "2", "Id": "835", "Content": "Non-insured events and benefits are included in section I 4."}, {"ParticipantId": "1", "Id": "836", "Content": "Legal protection is provided."}, {"ParticipantId": "2", "Id": "837", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "838", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "839", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "840", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "841", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "842", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "843", "Content": "2 Subject and geographical scope "}, {"ParticipantId": "1", "Id": "844", "Content": "The insured person enjoys legal protection exclusively for trips outside Switzerland and the Principality of Liechtenstein. The risk bearer is CAP Legal Protection Insurance Company Ltd. based in Wallisellen. "}, {"ParticipantId": "2", "Id": "845", "Content": "Subject and geographical scope."}, {"ParticipantId": "1", "Id": "846", "Content": "The risk bearer is CAP Legal Protection Insurance Company."}, {"ParticipantId": "2", "Id": "847", "Content": "Subject and geographical scope are included."}, {"ParticipantId": "1", "Id": "848", "Content": "The risk bearer is CAP Legal Protection Insurance Company, based in Wallisellen."}, {"ParticipantId": "2", "Id": "849", "Content": "3 Exclusively insured disputes and proceedings "}, {"ParticipantId": "1", "Id": "850", "Content": "transport of persons or luggage. "}, {"ParticipantId": "2", "Id": "851", "Content": "There are 3 exclusively insured disputes and proceedings."}, {"ParticipantId": "1", "Id": "852", "Content": "People are transported or luggage is transported."}, {"ParticipantId": "2", "Id": "853", "Content": "There are 3 exclusively insured disputes."}, {"ParticipantId": "1", "Id": "854", "Content": "People or luggage are transported."}, {"ParticipantId": "2", "Id": "855", "Content": "4 Insured benefits "}, {"ParticipantId": "1", "Id": "856", "Content": "Deducted from that are the intervention costs awarded to the insured person during the proceedings or in similar circumstances. "}, {"ParticipantId": "2", "Id": "857", "Content": "There are insured benefits."}, {"ParticipantId": "1", "Id": "858", "Content": "Intervention costs are awarded to the insured person during proceedings or in similar circumstances."}, {"ParticipantId": "2", "Id": "859", "Content": "4 benefits are insured."}, {"ParticipantId": "1", "Id": "860", "Content": "Intervention costs are awarded to the insured person during the proceedings or in similar circumstances."}, {"ParticipantId": "2", "Id": "861", "Content": "5 Processing of a claim "}, {"ParticipantId": "1", "Id": "862", "Content": "In the event of differences of opinion between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict on the matter from an arbitrator, selected by the insured person and CAP jointly. "}, {"ParticipantId": "2", "Id": "863", "Content": "A claim is processed."}, {"ParticipantId": "1", "Id": "864", "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict from an arbitrator."}, {"ParticipantId": "2", "Id": "865", "Content": "There is a claim."}, {"ParticipantId": "1", "Id": "866", "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person can request a legal verdict from an arbitrator."}, {"ParticipantId": "2", "Id": "867", "Content": "There is a"}, {"ParticipantId": "1", "Id": "868", "Content": "There is a"}, {"ParticipantId": "2", "Id": "869", "Content": "There is a person"}, {"ParticipantId": "1", "Id": "870", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "871", "Content": "General terms and conditions of insurance of Allianz Travel "}, {"ParticipantId": "1", "Id": "872", "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}, {"ParticipantId": "2", "Id": "873", "Content": "The general terms and conditions of insurance of the company."}, {"ParticipantId": "1", "Id": "874", "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}, {"ParticipantId": "2", "Id": "875", "Content": "The general terms and conditions of insurance of Allianz Travel are here."}, {"ParticipantId": "1", "Id": "876", "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}, {"ParticipantId": "2", "Id": "877", "Content": "Who is the insurer? "}, {"ParticipantId": "1", "Id": "878", "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. The insurer for the legal protection insurance components is CAP Legal Protection Insurance Company Ltd. based at Neue Winterthurerstrasse 88, 8304 Wallisellen. "}, {"ParticipantId": "2", "Id": "879", "Content": "Who is the insurer?"}, {"ParticipantId": "1", "Id": "880", "Content": "The company headquarters are in Richtiplatz 1, 8304 Wallisellen."}, {"ParticipantId": "2", "Id": "881", "Content": "The insurer is not known."}, {"ParticipantId": "1", "Id": "882", "Content": "The company headquarters are in Richtiplatz 1, 8 304 Wallisellen."}, {"ParticipantId": "2", "Id": "883", "Content": "Who is the policyholder? "}, {"ParticipantId": "1", "Id": "884", "Content": "The policyholder is the person designated as such in the insurance policy. "}, {"ParticipantId": "2", "Id": "885", "Content": "Who is the insured?"}, {"ParticipantId": "1", "Id": "886", "Content": "The person is designated as the insurance policy's policyholder."}, {"ParticipantId": "2", "Id": "887", "Content": "The person is the insurer."}, {"ParticipantId": "1", "Id": "888", "Content": "The person is designated as the insurance policy's \"policyholder\"."}, {"ParticipantId": "2", "Id": "889", "Content": "What risks are insured and what is the scope of the cover? "}, {"ParticipantId": "1", "Id": "890", "Content": "Assumption of legal protection exclusively in conjunction with trips undertaken outside Switzerland and the Principality of Liechtenstein. "}, {"ParticipantId": "2", "Id": "891", "Content": "What are the risks that are insured?"}, {"ParticipantId": "1", "Id": "892", "Content": "Trips undertaken outside Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "893", "Content": "What are the risks that are insured and what is the scope of the cover?"}, {"ParticipantId": "1", "Id": "894", "Content": "Trips undertaken outside of Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "895", "Content": "Which persons are insured? "}, {"ParticipantId": "1", "Id": "896", "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}, {"ParticipantId": "2", "Id": "897", "Content": "Which people are insured?"}, {"ParticipantId": "1", "Id": "898", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}, {"ParticipantId": "2", "Id": "899", "Content": "Which people have insurance?"}, {"ParticipantId": "1", "Id": "900", "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}, {"ParticipantId": "2", "Id": "901", "Content": "Temporal and geographical scope of the insurance cover "}, {"ParticipantId": "1", "Id": "902", "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}, {"ParticipantId": "2", "Id": "903", "Content": "There is a temporal and geographical scope to the insurance cover."}, {"ParticipantId": "1", "Id": "904", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "905", "Content": "The temporal and geographical scope of the insurance cover."}, {"ParticipantId": "1", "Id": "906", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "907", "Content": "What are the main exclusions? "}, {"ParticipantId": "1", "Id": "908", "Content": "In particular, there is no entitlement to benefits if the Allianz Travel emergency call centre has not agreed to the benefits in advance or the roadside assistance or towing has not been organised by the Allianz Travel emergency call centre. "}, {"ParticipantId": "2", "Id": "909", "Content": "What are the main exclusions?"}, {"ParticipantId": "1", "Id": "910", "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre."}, {"ParticipantId": "2", "Id": "911", "Content": "What are the main reasons for exclusions?"}, {"ParticipantId": "1", "Id": "912", "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre of the company."}, {"ParticipantId": "2", "Id": "913", "Content": "Which obligations are incumbent on the policyholder and insured persons? "}, {"ParticipantId": "1", "Id": "914", "Content": "Any need for legal assistance must be reported as quickly as possible to CAP Legal Protection, Major Customer Support, P.O. Box, 8010 Zurich, telephone +41 58 358 09 09, fax +41 58 358 09 10, capoffice@cap.ch, reference Z75.1.685.643. "}, {"ParticipantId": "2", "Id": "915", "Content": "Which obligations are incumbent on the insured?"}, {"ParticipantId": "1", "Id": "916", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection, Major Customer Support."}, {"ParticipantId": "2", "Id": "917", "Content": "Which obligations are incumbent on the insured and the policyholders?"}, {"ParticipantId": "1", "Id": "918", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection."}, {"ParticipantId": "2", "Id": "919", "Content": "How much is the premium? "}, {"ParticipantId": "1", "Id": "920", "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}, {"ParticipantId": "2", "Id": "921", "Content": "How much is it?"}, {"ParticipantId": "1", "Id": "922", "Content": "The amount of the premium depends on the risks insured and the level of cover."}, {"ParticipantId": "2", "Id": "923", "Content": "How much is the premium?"}, {"ParticipantId": "1", "Id": "924", "Content": "The amount of the premium depends on the risks insured."}, {"ParticipantId": "2", "Id": "925", "Content": "When does the insurance begin and end? "}, {"ParticipantId": "1", "Id": "926", "Content": "This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}, {"ParticipantId": "2", "Id": "927", "Content": "When does the insurance end?"}, {"ParticipantId": "1", "Id": "928", "Content": "There are other causes in the General terms and conditions of insurance and the ICA."}, {"ParticipantId": "2", "Id": "929", "Content": "The insurance begins and ends."}, {"ParticipantId": "1", "Id": "930", "Content": "There are other causes in the general terms and conditions of insurance and the ICA."}, {"ParticipantId": "2", "Id": "931", "Content": "Right of revocation "}, {"ParticipantId": "1", "Id": "932", "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}, {"ParticipantId": "2", "Id": "933", "Content": "Right of revocation."}, {"ParticipantId": "1", "Id": "934", "Content": "The right of revocation is not available for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "935", "Content": "The right of revocation."}, {"ParticipantId": "1", "Id": "936", "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "937", "Content": "How does Allianz Travel treat data? "}, {"ParticipantId": "1", "Id": "938", "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. "}, {"ParticipantId": "2", "Id": "939", "Content": "How does Allianz Travel treat data?"}, {"ParticipantId": "1", "Id": "940", "Content": "The data is kept in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "941", "Content": "How does the data of a travel company be treated?"}, {"ParticipantId": "1", "Id": "942", "Content": "The data is stored in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "943", "Content": "Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}, {"ParticipantId": "1", "Id": "944", "Content": "Richtiplatz 1 P.O. Box "}, {"ParticipantId": "2", "Id": "945", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used and to request the deletion of incorrect data."}, {"ParticipantId": "1", "Id": "946", "Content": "Richtiplatz 1 P.O. Box."}, {"ParticipantId": "2", "Id": "947", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}, {"ParticipantId": "1", "Id": "948", "Content": "Richtiplatz 1 P.O. Box"}, {"ParticipantId": "2", "Id": "949", "Content": "CH-8304 Wallisellen "}, {"ParticipantId": "1", "Id": "950", "Content": "The Common provisions to all insurance components only apply insofar as the Special provisions for the individual insurance or service components contain no provisions to the contrary. "}, {"ParticipantId": "2", "Id": "951", "Content": "CH-8304 is named after Wallisellen."}, {"ParticipantId": "1", "Id": "952", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions."}, {"ParticipantId": "2", "Id": "953", "Content": "CH-8304 is from Wallisellen."}, {"ParticipantId": "1", "Id": "954", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions for all insurance components."}, {"ParticipantId": "2", "Id": "955", "Content": "1 Insured persons "}, {"ParticipantId": "1", "Id": "956", "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1. "}, {"ParticipantId": "2", "Id": "957", "Content": "1 people are insured."}, {"ParticipantId": "1", "Id": "958", "Content": "Section I 1.1 covers people with permanent residence in Switzerland."}, {"ParticipantId": "2", "Id": "959", "Content": "1 insured people."}, {"ParticipantId": "1", "Id": "960", "Content": "Section I 1.1 covers people who are permanent residents of Switzerland."}, {"ParticipantId": "2", "Id": "961", "Content": "2 Geographical scope "}, {"ParticipantId": "1", "Id": "962", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}, {"ParticipantId": "2", "Id": "963", "Content": "There is a geographical scope."}, {"ParticipantId": "1", "Id": "964", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "965", "Content": "There is a scope for 2 geographical areas."}, {"ParticipantId": "1", "Id": "966", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "967", "Content": "3 Extension of the insurance cover "}, {"ParticipantId": "1", "Id": "968", "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}, {"ParticipantId": "2", "Id": "969", "Content": "The insurance cover can be extended."}, {"ParticipantId": "1", "Id": "970", "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "971", "Content": "The insurance cover can be extended 3 times."}, {"ParticipantId": "1", "Id": "972", "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}, {"ParticipantId": "2", "Id": "973", "Content": "4 Non-insured events and benefits "}, {"ParticipantId": "1", "Id": "974", "Content": "Costs related to kidnappings are not insured. "}, {"ParticipantId": "2", "Id": "975", "Content": "There are 4 non-insured events."}, {"ParticipantId": "1", "Id": "976", "Content": "Kidnappings are not insured."}, {"ParticipantId": "2", "Id": "977", "Content": "There are 4 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "978", "Content": "Kidnappings are not covered by insurance."}, {"ParticipantId": "2", "Id": "979", "Content": "5 Duties in the event of a claim "}, {"ParticipantId": "1", "Id": "980", "Content": "Breach of duties "}, {"ParticipantId": "2", "Id": "981", "Content": "In the event of a claim, there are 5 duties."}, {"ParticipantId": "1", "Id": "982", "Content": "There was a violation of duties."}, {"ParticipantId": "2", "Id": "983", "Content": "There are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "984", "Content": "There was a breech of duties."}, {"ParticipantId": "2", "Id": "985", "Content": "If the entitled person is in breach of his/her obligations, Allianz Travel can withhold or reduce the benefits. "}, {"ParticipantId": "2", "Id": "986", "Content": "If the person is in violation of his/her obligations, the benefits can be cut off."}, {"ParticipantId": "1", "Id": "987", "Content": "There is a"}, {"ParticipantId": "2", "Id": "988", "Content": "If the person is in violation of his/her obligations, the benefits can be reduced or even removed."}, {"ParticipantId": "1", "Id": "989", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "990", "Content": "7 Definitions "}, {"ParticipantId": "1", "Id": "991", "Content": "Allianz Travel reserves the right to adjust premiums for annual insurance policies and is accordingly entitled to request an amendment of the insurance contract. In this case, Allianz Travel will inform the policyholder of the premium adjustment in writing at least 30 days before it comes into effect. The policyholder has the right to terminate the contract with effect from when the premium adjustment would apply. The policyholder\u00e2\u20ac\u2122s termination of cover is valid, provided it is received by Allianz Travel no later than the last day before the premium adjustment comes into force. "}, {"ParticipantId": "2", "Id": "992", "Content": "There are 7 definitions."}, {"ParticipantId": "1", "Id": "993", "Content": "In this case, the insurer will inform the policy holder of the premium adjustment in writing at least 30 days before it takes effect."}, {"ParticipantId": "2", "Id": "994", "Content": "There are seven definitions."}, {"ParticipantId": "1", "Id": "995", "Content": "In this case, the insurer will inform the policy holder in writing at least 30 days before the premium adjustment takes effect."}, {"ParticipantId": "2", "Id": "996", "Content": "8 "}, {"ParticipantId": "1", "Id": "997", "Content": "If the insured or entitled person has been compensated by a liable third party or the third party's insurer, any compensation due under this contract is rendered void. If a claim is made against Allianz Travel instead of the liable party, the insured or entitled person must concede his/her liability claims up to the extent of the compensation received from Allianz Travel. "}, {"ParticipantId": "2", "Id": "998", "Content": "8"}, {"ParticipantId": "1", "Id": "999", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims up."}, {"ParticipantId": "2", "Id": "1000", "Content": "8."}, {"ParticipantId": "1", "Id": "1001", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims."}, {"ParticipantId": "2", "Id": "1002", "Content": "9 "}, {"ParticipantId": "2", "Id": "1003", "Content": "9"}, {"ParticipantId": "1", "Id": "1004", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1005", "Content": "9."}, {"ParticipantId": "1", "Id": "1006", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1007", "Content": "10 Limitation period "}, {"ParticipantId": "1", "Id": "1008", "Content": "Claims under the insurance contract expire five years after the occurrence of the event giving rise to the obligation to pay benefits. "}, {"ParticipantId": "2", "Id": "1009", "Content": "The period is 10 years."}, {"ParticipantId": "1", "Id": "1010", "Content": "Five years after the occurrence of the event, the obligation to pay benefits is no longer valid."}, {"ParticipantId": "2", "Id": "1011", "Content": "The period is 10."}, {"ParticipantId": "1", "Id": "1012", "Content": "Five years after the occurrence of the event, the obligation to pay benefits is due."}, {"ParticipantId": "2", "Id": "1013", "Content": "11 Place of jurisdiction and applicable law "}, {"ParticipantId": "1", "Id": "1014", "Content": "The Swiss Insurance Contract Act (ICA) applies in addition to these provisions. "}, {"ParticipantId": "2", "Id": "1015", "Content": "The place of jurisdiction and applicable law are listed."}, {"ParticipantId": "1", "Id": "1016", "Content": "The Swiss Insurance Contract Act applies to these provisions."}, {"ParticipantId": "2", "Id": "1017", "Content": "The place of jurisdiction is related to the law."}, {"ParticipantId": "1", "Id": "1018", "Content": "The Swiss Insurance Contract Act is applicable to these provisions."}, {"ParticipantId": "2", "Id": "1019", "Content": "12 Hierarchy of regulations "}, {"ParticipantId": "1", "Id": "1020", "Content": "In the event of linguistic differences between the French, Italian, English and German GTC, the German version will always apply where any doubt exists. "}, {"ParticipantId": "2", "Id": "1021", "Content": "The hierarchy of regulations."}, {"ParticipantId": "1", "Id": "1022", "Content": "The German version of the GTC will always apply where there is doubt about the language."}, {"ParticipantId": "2", "Id": "1023", "Content": "There are a number of regulations."}, {"ParticipantId": "1", "Id": "1024", "Content": "The German version of the GTC will always apply if there is a doubt about the language."}, {"ParticipantId": "2", "Id": "1025", "Content": "13 Contact address "}, {"ParticipantId": "1", "Id": "1026", "Content": "B Medical assistance "}, {"ParticipantId": "2", "Id": "1027", "Content": "The contact address is 13"}, {"ParticipantId": "1", "Id": "1028", "Content": "Medical assistance."}, {"ParticipantId": "2", "Id": "1029", "Content": "The address is 13"}, {"ParticipantId": "1", "Id": "1030", "Content": "Medical help."}, {"ParticipantId": "2", "Id": "1031", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1032", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1033", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1034", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1035", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1036", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1037", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "1038", "Content": "Serious illness, serious accident, complications of pregnancy or unexpected worsening of a chronic illness If during the trip the insured person suffers a serious illness (including being diagnosed with an epidemic or a pandemic disease such as e. g. COVID-19), a serious accident, complications of pregnancy or a medically certified, unexpected worsening of a chronic illness. "}, {"ParticipantId": "2", "Id": "1039", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "1040", "Content": "If the insured person suffers a serious illness, including being diagnosed with an epidemic or a Pandemic disease, during the trip, they will be covered by the policy."}, {"ParticipantId": "2", "Id": "1041", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "1042", "Content": "If the insured person suffers a serious illness, including being diagnosed with an epidemic or a Pandemic disease, during the trip, they will not be covered."}, {"ParticipantId": "2", "Id": "1043", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "1044", "Content": "Additional communication costs in the event of a delayed return journey Assumption of any additional communication costs incurred (telephone/data package) up to a maximum of a further CHF 150 per event if the insured person has to extend the trip due to an insured event. "}, {"ParticipantId": "2", "Id": "1045", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "1046", "Content": "If the insured person has to extend the trip due to an insured event, the additional communication costs should be taken into account."}, {"ParticipantId": "2", "Id": "1047", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "1048", "Content": "If the insured person has to extend the trip due to an insured event, the additional communication costs will be taken into account."}, {"ParticipantId": "2", "Id": "1049", "Content": "4 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1050", "Content": "C Travel assistance "}, {"ParticipantId": "2", "Id": "1051", "Content": "There are 4 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "1052", "Content": "Travel assistance."}, {"ParticipantId": "2", "Id": "1053", "Content": "Non-insured events and benefits are included in section I."}, {"ParticipantId": "1", "Id": "1054", "Content": "Travel assistance"}, {"ParticipantId": "2", "Id": "1055", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1056", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1057", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1058", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1059", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1060", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1061", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "1062", "Content": "Strike "}, {"ParticipantId": "2", "Id": "1063", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "1064", "Content": "Strike."}, {"ParticipantId": "2", "Id": "1065", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "1066", "Content": "It is a strike."}, {"ParticipantId": "2", "Id": "1067", "Content": "If it can be proven that a strike (excluding a strike by the travel company or its service providers) makes it impossible for the insured person to continue the trip to the destination. "}, {"ParticipantId": "1", "Id": "1068", "Content": "If theft of personal documents (passport, ID card, travel tickets or accommodation vouchers) makes it temporarily impossible for the insured person to continue the trip or make the return journey to Switzerland. "}, {"ParticipantId": "2", "Id": "1069", "Content": "If a strike by the travel company or its service providers makes it impossible for the insured person to continue the trip, then that is a strike."}, {"ParticipantId": "1", "Id": "1070", "Content": "If personal documents such aspassport, ID card, travel tickets or accommodation vouchers are stolen, it will be impossible for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "1071", "Content": "If a strike by the travel company or its service providers makes it impossible for the insured person to continue the trip, then that is a problem."}, {"ParticipantId": "1", "Id": "1072", "Content": "If personal documents such aspassport, ID card, travel tickets, and accommodation vouchers are stolen, it will be impossible for the insured person to continue the trip or return to Switzerland."}, {"ParticipantId": "2", "Id": "1073", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "1074", "Content": "Assumption of the additional costs up to a total of CHF 1,500 per insured person if unforeseen expenses (taxi fares, costs of accommodation and telephone calls etc.) are incurred in connection with an insured event. These limits include an additional compensation limit of a maximum of CHF 200 for the costs of telephone calls. "}, {"ParticipantId": "2", "Id": "1075", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "1076", "Content": "If unforeseen expenses are incurred in connection with an insured event, the additional costs can be as high as 1,500 per insured person."}, {"ParticipantId": "2", "Id": "1077", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "1078", "Content": "If unforeseen expenses are incurred in connection with an insured event, the additional costs can be as high as a total of 1,500 per insured person."}, {"ParticipantId": "2", "Id": "1079", "Content": "4 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1080", "Content": "Cost of meals, lost working time and other financial loss. "}, {"ParticipantId": "2", "Id": "1081", "Content": "There are 4 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "1082", "Content": "The cost of meals, lost working time, and other financial losses."}, {"ParticipantId": "2", "Id": "1083", "Content": "Non-insured events and benefits are included in section I."}, {"ParticipantId": "1", "Id": "1084", "Content": "The cost of meals, lost working time, and other financial losses are included."}, {"ParticipantId": "2", "Id": "1085", "Content": "5 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "1086", "Content": "E Search and rescue costs "}, {"ParticipantId": "2", "Id": "1087", "Content": "In addition to section I 5 there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1088", "Content": "Search and rescue costs can be high."}, {"ParticipantId": "2", "Id": "1089", "Content": "In addition to section I 5, there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1090", "Content": "Search and rescue costs can vary."}, {"ParticipantId": "2", "Id": "1091", "Content": "1 Insured amount "}, {"ParticipantId": "2", "Id": "1092", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1093", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1094", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1095", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1096", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1097", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "1", "Id": "1098", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1099", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "1", "Id": "1100", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1101", "Content": "2 Temporal and geographical scope "}, {"ParticipantId": "1", "Id": "1102", "Content": "The insurance applies for journeys throughout the entire world, with the exception of Switzerland, the Principality of Liechtenstein and the country where the insured person is legally resident. "}, {"ParticipantId": "2", "Id": "1103", "Content": "There is a temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1104", "Content": "The insurance applies to journeys throughout the entire world, with the exception of Switzerland and the country where the insured person is legally resident."}, {"ParticipantId": "2", "Id": "1105", "Content": "There are two temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1106", "Content": "The insurance applies to journeys throughout the entire world, with the exception of Switzerland and the country where the insured person is legal resident."}, {"ParticipantId": "2", "Id": "1107", "Content": "3 Insured event "}, {"ParticipantId": "1", "Id": "1108", "Content": "Telephone +41 44 202 00 00 Fax +41 44 283 33 33 "}, {"ParticipantId": "2", "Id": "1109", "Content": "3 insured events"}, {"ParticipantId": "1", "Id": "1110", "Content": "Fax +41 44 283 33 33 can be reached."}, {"ParticipantId": "2", "Id": "1111", "Content": "3 insured events."}, {"ParticipantId": "1", "Id": "1112", "Content": "Fax +41 44 283 33 33 can be contacted."}, {"ParticipantId": "2", "Id": "1113", "Content": "4 Insured benefits "}, {"ParticipantId": "1", "Id": "1114", "Content": "Assumption of any necessary search and rescue costs. "}, {"ParticipantId": "2", "Id": "1115", "Content": "There are insured benefits."}, {"ParticipantId": "1", "Id": "1116", "Content": "Assumption of search and rescue costs."}, {"ParticipantId": "2", "Id": "1117", "Content": "4 benefits are insured."}, {"ParticipantId": "1", "Id": "1118", "Content": "Any search and rescue costs are assumed."}, {"ParticipantId": "2", "Id": "1119", "Content": "5 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "1120", "Content": "G Flight delay "}, {"ParticipantId": "2", "Id": "1121", "Content": "In addition to section I 5 there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1122", "Content": "The flight was delayed."}, {"ParticipantId": "2", "Id": "1123", "Content": "In addition to section I 5, there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1124", "Content": "Flight delay."}, {"ParticipantId": "2", "Id": "1125", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1126", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1127", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1128", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1129", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1130", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1131", "Content": "2 Insured event "}, {"ParticipantId": "1", "Id": "1132", "Content": "If a connecting flight is missed due to a delay of at least three hours for which the first airline is solely responsible. "}, {"ParticipantId": "2", "Id": "1133", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "1134", "Content": "If a connecting flight is missed due to a delay of at least three hours, the first airline is solely responsible."}, {"ParticipantId": "2", "Id": "1135", "Content": "2 insured events."}, {"ParticipantId": "1", "Id": "1136", "Content": "The first airline is solely responsible for a delayed connecting flight if it is missed."}, {"ParticipantId": "2", "Id": "1137", "Content": "3 Insured benefits "}, {"ParticipantId": "1", "Id": "1138", "Content": "Assumption of the additional costs (hotel, rebooking, telephone calls) involved in continuing the trip. This benefit is provided as a follow-up to the services provided by the airline. "}, {"ParticipantId": "2", "Id": "1139", "Content": "There are 3 insured benefits."}, {"ParticipantId": "1", "Id": "1140", "Content": "This benefit is provided as a follow-up to the services provided by the airline."}, {"ParticipantId": "2", "Id": "1141", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "1142", "Content": "This benefit is provided as a follow up to the services provided by the airline."}, {"ParticipantId": "2", "Id": "1143", "Content": "4 Non-insured events (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1144", "Content": "If the insured person is responsible for the delay. "}, {"ParticipantId": "2", "Id": "1145", "Content": "There are 4 non-insured events."}, {"ParticipantId": "1", "Id": "1146", "Content": "The insured person is responsible for the delay."}, {"ParticipantId": "2", "Id": "1147", "Content": "In addition to section I 4, there are 4 non-insured events."}, {"ParticipantId": "1", "Id": "1148", "Content": "If the insured person is responsible for the delay."}, {"ParticipantId": "2", "Id": "1149", "Content": "5 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "1150", "Content": "H Health care costs abroad "}, {"ParticipantId": "2", "Id": "1151", "Content": "In addition to section I 5 there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1152", "Content": "Health care costs abroad."}, {"ParticipantId": "2", "Id": "1153", "Content": "In addition to section I 5, there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1154", "Content": "The health care costs abroad."}, {"ParticipantId": "2", "Id": "1155", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1156", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1157", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1158", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1159", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1160", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1161", "Content": "2 Insured persons "}, {"ParticipantId": "1", "Id": "1162", "Content": "Persons as per section I 1 are insured up to their 81st birthday. "}, {"ParticipantId": "2", "Id": "1163", "Content": "2 people are insured."}, {"ParticipantId": "1", "Id": "1164", "Content": "Section I 1 states that people are insured up to their 81st birthday."}, {"ParticipantId": "2", "Id": "1165", "Content": "2 people are insured"}, {"ParticipantId": "1", "Id": "1166", "Content": "The section I 1 states that people are insured up to their 81st birthday."}, {"ParticipantId": "2", "Id": "1167", "Content": "3 Temporal and geographical scope "}, {"ParticipantId": "1", "Id": "1168", "Content": "On expiry of this insurance cover, the health care cost cover abroad can be renewed following a four-week waiting period. Should it emerge in a loss event that this condition was not complied with, the loss will not qualify for cover. "}, {"ParticipantId": "2", "Id": "1169", "Content": "There is a temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1170", "Content": "The health care cost cover abroad can be renewed after a four week waiting period."}, {"ParticipantId": "2", "Id": "1171", "Content": "There is a temporal and geographic scope."}, {"ParticipantId": "1", "Id": "1172", "Content": "The health care cost cover abroad can be renewed after a four week waiting period if the condition is met."}, {"ParticipantId": "2", "Id": "1173", "Content": "4 Insured events "}, {"ParticipantId": "1", "Id": "1174", "Content": "If the insured person becomes seriously ill (including being diagnosed with an epidemic or a pandemic disease such as e. g. COVID-19) during a trip or suffers a serious accident and emergency treatment is required. "}, {"ParticipantId": "2", "Id": "1175", "Content": "There are 4 insured events."}, {"ParticipantId": "1", "Id": "1176", "Content": "If the insured person becomes seriously ill, including being diagnosed with an epidemic, emergency treatment is required."}, {"ParticipantId": "2", "Id": "1177", "Content": "4 insured events."}, {"ParticipantId": "1", "Id": "1178", "Content": "If the insured person becomes seriously ill, including being diagnosed with an epidemic or a Pandemic disease, emergency treatment is required."}, {"ParticipantId": "2", "Id": "1179", "Content": "5 Insured benefits "}, {"ParticipantId": "1", "Id": "1180", "Content": "Costs of any excess or deductibles in relation to statutory social insurance schemes (health insurance, accident insurance etc.) and any supplementary insurances. "}, {"ParticipantId": "2", "Id": "1181", "Content": "5 benefits are insured."}, {"ParticipantId": "1", "Id": "1182", "Content": "Statutory social insurance schemes and supplementary insurances have their own costs of excess or deductible."}, {"ParticipantId": "2", "Id": "1183", "Content": "5 insured benefits."}, {"ParticipantId": "1", "Id": "1184", "Content": "Statutory social insurance schemes have costs of excess or deductible in relation to it."}, {"ParticipantId": "2", "Id": "1185", "Content": "8 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "1186", "Content": "L Cash and bank account protection "}, {"ParticipantId": "2", "Id": "1187", "Content": "In addition to section I 5 there are 8 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1188", "Content": "Cash and bank account protection."}, {"ParticipantId": "2", "Id": "1189", "Content": "In addition to section I 5, there are 8 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1190", "Content": "Bank account protection and cash protection."}, {"ParticipantId": "2", "Id": "1191", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1192", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1193", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1194", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1195", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1196", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1197", "Content": "2 Temporal and geographical scope "}, {"ParticipantId": "1", "Id": "1198", "Content": "Insurance cover applies worldwide exclusively for events outlined under section II L 3 and occurring exclusively during foreign travel. "}, {"ParticipantId": "2", "Id": "1199", "Content": "There is a temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1200", "Content": "Insurance cover applies worldwide for events outlined under section II L 3."}, {"ParticipantId": "2", "Id": "1201", "Content": "There are two temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1202", "Content": "Insurance cover applies worldwide for events outlined in section II L 3."}, {"ParticipantId": "2", "Id": "1203", "Content": "3 Insured events "}, {"ParticipantId": "1", "Id": "1204", "Content": "Financial losses incurred by the insured person when travelling abroad through the robbery of money (directly following withdrawal) are insured. "}, {"ParticipantId": "2", "Id": "1205", "Content": "3 events are insured."}, {"ParticipantId": "1", "Id": "1206", "Content": "Financial losses incurred by the insured person when travelling abroad through the robbery of money are insured."}, {"ParticipantId": "2", "Id": "1207", "Content": "3 insured events."}, {"ParticipantId": "1", "Id": "1208", "Content": "Financial losses incurred by the insured person when travelling abroad are insured."}, {"ParticipantId": "2", "Id": "1209", "Content": "4 Insured items "}, {"ParticipantId": "1", "Id": "1210", "Content": "The cash is insured that the insured person withdraws from a cash dispenser and that is taken from him/her with the use or threat of violence directly after withdrawal of the cash. "}, {"ParticipantId": "2", "Id": "1211", "Content": "There are 4 insured items."}, {"ParticipantId": "1", "Id": "1212", "Content": "The cash is insured because it is taken from the insured person with the use or threat of violence after they withdraw cash."}, {"ParticipantId": "2", "Id": "1213", "Content": "4 items are insured."}, {"ParticipantId": "1", "Id": "1214", "Content": "The cash is insured because it is taken from the insured person with the use or threat of violence after they withdraw cash from a cash machine."}, {"ParticipantId": "2", "Id": "1215", "Content": "5 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1216", "Content": "Losses arising from misuse by an insured person. "}, {"ParticipantId": "2", "Id": "1217", "Content": "There are 5 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "1218", "Content": "Losses arise from misuse by an insured person."}, {"ParticipantId": "2", "Id": "1219", "Content": "Non-insured events and benefits are included in section I 4."}, {"ParticipantId": "1", "Id": "1220", "Content": "There are losses from misuse by an insured person."}, {"ParticipantId": "2", "Id": "1221", "Content": "6 Duties in the event of a claim (in addition to section I 5) "}, {"ParticipantId": "1", "Id": "1222", "Content": "Delivering spare parts when abroad "}, {"ParticipantId": "2", "Id": "1223", "Content": "In addition to section I 5 there are 6 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1224", "Content": "When abroad, deliver spare parts."}, {"ParticipantId": "2", "Id": "1225", "Content": "In addition to section I 5 there are duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1226", "Content": "When abroad, spare parts are delivered."}, {"ParticipantId": "2", "Id": "1227", "Content": "If the competent garage close by is unable to obtain the spare parts needed, Allianz Travel will organise and assume the costs for immediate delivery if possible. The costs of the spare parts are not covered. "}, {"ParticipantId": "2", "Id": "1228", "Content": "The costs of the spare parts are not covered."}, {"ParticipantId": "1", "Id": "1229", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1230", "Content": "The costs of the spare parts are not covered if the garage is unable to get them."}, {"ParticipantId": "1", "Id": "1231", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1232", "Content": "5 Non-insured events and benefits (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1233", "Content": "N Legal protection "}, {"ParticipantId": "2", "Id": "1234", "Content": "There are 5 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "1235", "Content": "Legal protection."}, {"ParticipantId": "2", "Id": "1236", "Content": "Non-insured events and benefits are included in section I 4."}, {"ParticipantId": "1", "Id": "1237", "Content": "Legal protection is provided."}, {"ParticipantId": "2", "Id": "1238", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1239", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1240", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1241", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1242", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1243", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1244", "Content": "2 Subject and geographical scope "}, {"ParticipantId": "1", "Id": "1245", "Content": "The insured person enjoys legal protection exclusively for trips outside Switzerland and the Principality of Liechtenstein. The risk bearer is CAP Legal Protection Insurance Company Ltd. based in Wallisellen. "}, {"ParticipantId": "2", "Id": "1246", "Content": "Subject and geographical scope."}, {"ParticipantId": "1", "Id": "1247", "Content": "The risk bearer is CAP Legal Protection Insurance Company."}, {"ParticipantId": "2", "Id": "1248", "Content": "Subject and geographical scope are included."}, {"ParticipantId": "1", "Id": "1249", "Content": "The risk bearer is CAP Legal Protection Insurance Company, based in Wallisellen."}, {"ParticipantId": "2", "Id": "1250", "Content": "3 Exclusively insured disputes and proceedings "}, {"ParticipantId": "1", "Id": "1251", "Content": "transport of persons or luggage. "}, {"ParticipantId": "2", "Id": "1252", "Content": "There are 3 exclusively insured disputes and proceedings."}, {"ParticipantId": "1", "Id": "1253", "Content": "People are transported or luggage is transported."}, {"ParticipantId": "2", "Id": "1254", "Content": "There are 3 exclusively insured disputes."}, {"ParticipantId": "1", "Id": "1255", "Content": "People or luggage are transported."}, {"ParticipantId": "2", "Id": "1256", "Content": "4 Insured benefits "}, {"ParticipantId": "1", "Id": "1257", "Content": "bail (only by way of loan to prevent being remanded in custody). Deducted from that are the intervention costs awarded to the insured person during the proceedings or in similar circumstances. "}, {"ParticipantId": "2", "Id": "1258", "Content": "There are insured benefits."}, {"ParticipantId": "1", "Id": "1259", "Content": "Intervention costs are awarded to the insured person during the proceedings or in similar circumstances."}, {"ParticipantId": "2", "Id": "1260", "Content": "4 benefits are insured."}, {"ParticipantId": "1", "Id": "1261", "Content": "Intervention costs are awarded to the insured person during the proceedings or in similar circumstances, if bail is only by way of loan."}, {"ParticipantId": "2", "Id": "1262", "Content": "5 Processing of a claim "}, {"ParticipantId": "1", "Id": "1263", "Content": "In the event of differences of opinion between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict on the matter from an arbitrator, selected by the insured person and CAP jointly. "}, {"ParticipantId": "2", "Id": "1264", "Content": "A claim is processed."}, {"ParticipantId": "1", "Id": "1265", "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict from an arbitrator."}, {"ParticipantId": "2", "Id": "1266", "Content": "There is a claim."}, {"ParticipantId": "1", "Id": "1267", "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person can request a legal verdict from an arbitrator."}, {"ParticipantId": "2", "Id": "1268", "Content": "6 Non-insured cases and benefits "}, {"ParticipantId": "1", "Id": "1269", "Content": "O Overview of services excluding assumption of costs "}, {"ParticipantId": "2", "Id": "1270", "Content": "There are 6 non-insured cases."}, {"ParticipantId": "1", "Id": "1271", "Content": "There is an overview of services without the assumption of costs."}, {"ParticipantId": "2", "Id": "1272", "Content": "There are 6 non-insured cases and benefits."}, {"ParticipantId": "1", "Id": "1273", "Content": "There is an overview of services that do not include the assumption of costs."}, {"ParticipantId": "2", "Id": "1274", "Content": "1 Travel hotline "}, {"ParticipantId": "1", "Id": "1275", "Content": "Notification service for relatives and employers If Allianz Travel organises measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken. "}, {"ParticipantId": "2", "Id": "1276", "Content": "The travel hotline."}, {"ParticipantId": "1", "Id": "1277", "Content": "Notification service for relatives and employers if Allianz Travel organizes measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken."}, {"ParticipantId": "2", "Id": "1278", "Content": "The travel hotline is 1"}, {"ParticipantId": "1", "Id": "1279", "Content": "Notification service for relatives and employers if Allianz Travel arranges measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken."}, {"ParticipantId": "2", "Id": "1280", "Content": "2 24h medical advisory service "}, {"ParticipantId": "1", "Id": "1281", "Content": "advice on questions related to symptoms of illness, progression of a disease, therapies and prevention \u00e2\u20ac\u201c in the broadest sense relating to health and illness. "}, {"ParticipantId": "2", "Id": "1282", "Content": "2 hours medical advisory service."}, {"ParticipantId": "1", "Id": "1283", "Content": "Advice on questions related to symptoms of illness, progression of a disease, therapies and prevention is the broadest part of advice on health and illness."}, {"ParticipantId": "2", "Id": "1284", "Content": "2 hours medical advisory service"}, {"ParticipantId": "1", "Id": "1285", "Content": "Advice on questions related to symptoms of illness, progression of a disease, therapies and prevention is the broadest part of the advice."}, {"ParticipantId": "2", "Id": "1286", "Content": "3 Advance payment to a hospital "}, {"ParticipantId": "1", "Id": "1287", "Content": "If the insured person experiences a serious illness, a serious accident, complications associated with pregnancy or a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalised outside their country of residence, Allianz Travel will make an advance payment of up to CHF 5,000 towards hospital costs where necessary. Allianz Travel must be reimbursed for the advance payment within 30 days of leaving the hospital. "}, {"ParticipantId": "2", "Id": "1288", "Content": "3 payments made to a hospital."}, {"ParticipantId": "1", "Id": "1289", "Content": "If the insured person experiences a serious illness, a serious accident, a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalized outside of their country of residence, Allianz Travel will make an advance payment of up to 5,000 towards hospital costs."}, {"ParticipantId": "2", "Id": "1290", "Content": "3 payments to a hospital."}, {"ParticipantId": "1", "Id": "1291", "Content": "If the insured person experiences a serious illness, a serious accident, a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalized outside of their country of residence, Allianz Travel will make an advance payment of up to 5,000 dollars."}, {"ParticipantId": "2", "Id": "1292", "Content": "4 Credit and customer card blocking service "}, {"ParticipantId": "1", "Id": "1293", "Content": "The insured person can request assistance in the event of robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland in their name. Allianz Travel will attempt to block all specified cards with the corresponding institutions (card company, bank, post office etc.). If the block is not performed by an institution responsible, Allianz Travel will inform the insured person accordingly and provide him or her with the telephone number for the institution. "}, {"ParticipantId": "2", "Id": "1294", "Content": "Credit and customer card blocking services are offered."}, {"ParticipantId": "1", "Id": "1295", "Content": "The insured person can request assistance in the event of a robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland in their name."}, {"ParticipantId": "2", "Id": "1296", "Content": "Credit and customer card blocking service is offered."}, {"ParticipantId": "1", "Id": "1297", "Content": "The insured person can request assistance in the event of a robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland."}, {"ParticipantId": "2", "Id": "1298", "Content": "5 Home care "}, {"ParticipantId": "1", "Id": "1299", "Content": "If, during the trip, there is an emergency at the insured person\u00e2\u20ac\u2122s permanent residence in Switzerland and this is due to fire, a natural event, break-in, water-related events or glass breakage, Allianz Travel will provide the insured person with the telephone number of a suitable tradesman. The tradesman will be commissioned by the insured person and perform immediate work to ensure there is no further loss. The costs for the emergency rectification of the loss must be borne by the insured person. The insured person receives the invoice directly from the tradesman. "}, {"ParticipantId": "2", "Id": "1300", "Content": "5 home care jobs."}, {"ParticipantId": "1", "Id": "1301", "Content": "If there is an emergency at the insured person's permanent residence in Switzerland and this is due to fire, a natural event, break-in, water-related events or glass breakage, the insured person will be provided with the telephone number of a suitable tradesman."}, {"ParticipantId": "2", "Id": "1302", "Content": "Home care is provided."}, {"ParticipantId": "1", "Id": "1303", "Content": "If there is an emergency at the insured person's permanent residence in Switzerland and this is due to fire, a natural event, break-in, water-related events or glass breakage, the insured person will be provided with the telephone number of a suitable tradesman by Allianz Travel."}, {"ParticipantId": "2", "Id": "1304", "Content": "There is a"}, {"ParticipantId": "1", "Id": "1305", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1306", "Content": "There is a person"}, {"ParticipantId": "1", "Id": "1307", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1308", "Content": "General terms and conditions of insurance of Allianz Travel "}, {"ParticipantId": "1", "Id": "1309", "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}, {"ParticipantId": "2", "Id": "1310", "Content": "The general terms and conditions of insurance of the company."}, {"ParticipantId": "1", "Id": "1311", "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}, {"ParticipantId": "2", "Id": "1312", "Content": "The general terms and conditions of insurance of Allianz Travel are here."}, {"ParticipantId": "1", "Id": "1313", "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}, {"ParticipantId": "2", "Id": "1314", "Content": "Who is the insurer? "}, {"ParticipantId": "1", "Id": "1315", "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. The insurer for the legal protection insurance components is CAP Legal Protection Insurance Company Ltd. based at Neue Winterthurerstrasse 88, 8304 Wallisellen. "}, {"ParticipantId": "2", "Id": "1316", "Content": "Who is the insurer?"}, {"ParticipantId": "1", "Id": "1317", "Content": "The company headquarters are in Richtiplatz 1, 8304 Wallisellen."}, {"ParticipantId": "2", "Id": "1318", "Content": "The insurer is not known."}, {"ParticipantId": "1", "Id": "1319", "Content": "The company headquarters are in Richtiplatz 1, 8 304 Wallisellen."}, {"ParticipantId": "2", "Id": "1320", "Content": "Who is the policyholder? "}, {"ParticipantId": "1", "Id": "1321", "Content": "The policyholder is the person designated as such in the insurance policy. "}, {"ParticipantId": "2", "Id": "1322", "Content": "Who is the insured?"}, {"ParticipantId": "1", "Id": "1323", "Content": "The person is designated as the insurance policy's policyholder."}, {"ParticipantId": "2", "Id": "1324", "Content": "The person is the insurer."}, {"ParticipantId": "1", "Id": "1325", "Content": "The person is designated as the insurance policy's \"policyholder\"."}, {"ParticipantId": "2", "Id": "1326", "Content": "What risks are insured and what is the scope of the cover? "}, {"ParticipantId": "1", "Id": "1327", "Content": "Assumption of legal protection exclusively in conjunction with trips undertaken outside Switzerland and the Principality of Liechtenstein. "}, {"ParticipantId": "2", "Id": "1328", "Content": "What are the risks that are insured?"}, {"ParticipantId": "1", "Id": "1329", "Content": "Trips undertaken outside Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "1330", "Content": "What are the risks that are insured and what is the scope of the cover?"}, {"ParticipantId": "1", "Id": "1331", "Content": "Trips undertaken outside of Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "1332", "Content": "Which persons are insured? "}, {"ParticipantId": "1", "Id": "1333", "Content": "In the case of insurance policies with a duration of less than one year (short-term insurances), the persons listed in the insurance policy are insured. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}, {"ParticipantId": "2", "Id": "1334", "Content": "Which people are insured?"}, {"ParticipantId": "1", "Id": "1335", "Content": "In the case of insurance policies with a duration of less than one year, the insured persons are listed in the insurance policy."}, {"ParticipantId": "2", "Id": "1336", "Content": "Which people have insurance?"}, {"ParticipantId": "1", "Id": "1337", "Content": "In the case of insurance policies with a duration of less than one year, the insured persons are listed in the policy."}, {"ParticipantId": "2", "Id": "1338", "Content": "Temporal and geographical scope of the insurance cover "}, {"ParticipantId": "1", "Id": "1339", "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}, {"ParticipantId": "2", "Id": "1340", "Content": "There is a temporal and geographical scope to the insurance cover."}, {"ParticipantId": "1", "Id": "1341", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "1342", "Content": "The temporal and geographical scope of the insurance cover."}, {"ParticipantId": "1", "Id": "1343", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "1344", "Content": "What are the main exclusions? "}, {"ParticipantId": "1", "Id": "1345", "Content": "assistance or towing has not been organised by the Allianz Travel emergency call centre. "}, {"ParticipantId": "2", "Id": "1346", "Content": "What are the main exclusions?"}, {"ParticipantId": "1", "Id": "1347", "Content": "The emergency call centre of Allianz Travel has not organised assistance or towing."}, {"ParticipantId": "2", "Id": "1348", "Content": "What are the main reasons for exclusions?"}, {"ParticipantId": "1", "Id": "1349", "Content": "The emergency call centre of Allianz Travel has not arranged assistance or towing."}, {"ParticipantId": "2", "Id": "1350", "Content": "Which obligations are incumbent on the policyholder and insured persons? "}, {"ParticipantId": "1", "Id": "1351", "Content": "Any need for legal assistance must be reported as quickly as possible to CAP Legal Protection, Major Customer Support, P.O. Box, 8010 Zurich, telephone +41 58 358 09 09, fax +41 58 358 09 10, capoffice@cap.ch, reference Z75.1.685.643. "}, {"ParticipantId": "2", "Id": "1352", "Content": "Which obligations are incumbent on the insured?"}, {"ParticipantId": "1", "Id": "1353", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection, Major Customer Support."}, {"ParticipantId": "2", "Id": "1354", "Content": "Which obligations are incumbent on the insured and the policyholders?"}, {"ParticipantId": "1", "Id": "1355", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection."}, {"ParticipantId": "2", "Id": "1356", "Content": "How much is the premium? "}, {"ParticipantId": "1", "Id": "1357", "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}, {"ParticipantId": "2", "Id": "1358", "Content": "How much is it?"}, {"ParticipantId": "1", "Id": "1359", "Content": "The amount of the premium depends on the risks insured and the level of cover."}, {"ParticipantId": "2", "Id": "1360", "Content": "How much is the premium?"}, {"ParticipantId": "1", "Id": "1361", "Content": "The amount of the premium depends on the risks insured."}, {"ParticipantId": "2", "Id": "1362", "Content": "When does the insurance begin and end? "}, {"ParticipantId": "1", "Id": "1363", "Content": "The beginning and end of the insurance policies with a duration of less than one year (short-term insurances) are defined in the application and detailed in the insurance policy. "}, {"ParticipantId": "2", "Id": "1364", "Content": "When does the insurance end?"}, {"ParticipantId": "1", "Id": "1365", "Content": "The beginning and end of the insurance policies with a duration of less than one year are defined in the application and detailed in the insurance policy."}, {"ParticipantId": "2", "Id": "1366", "Content": "The insurance begins and ends."}, {"ParticipantId": "1", "Id": "1367", "Content": "The beginning and end of the insurance policies with a duration of less than a year are defined in the application and in the insurance policy."}, {"ParticipantId": "2", "Id": "1368", "Content": "Right of revocation "}, {"ParticipantId": "1", "Id": "1369", "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}, {"ParticipantId": "2", "Id": "1370", "Content": "Right of revocation."}, {"ParticipantId": "1", "Id": "1371", "Content": "The right of revocation is not available for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "1372", "Content": "The right of revocation."}, {"ParticipantId": "1", "Id": "1373", "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "1374", "Content": "How does Allianz Travel treat data? "}, {"ParticipantId": "2", "Id": "1375", "Content": "How does Allianz Travel treat data?"}, {"ParticipantId": "1", "Id": "1376", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1377", "Content": "How does the data of a travel company be treated?"}, {"ParticipantId": "1", "Id": "1378", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1379", "Content": "When processing personal data essential to the transaction of insurance business, Allianz Travel observes the Swiss Data Protection Act (FADP). If necessary, Allianz Travel will use the claims form to obtain the necessary approval from the insured person to process the data. The personal data processed by Allianz Travel includes data relating to the conclusion of the contract and the policy/claims handling. The information processed mainly comprises the policyholder's or insured person\u00e2\u20ac\u2122s details from the insurance application and the claims statement. In the interests of all policyholders, data may also be exchanged with previous insurers and reinsurers within and outside Switzerland. Allianz Travel also processes personal data in connection with product enhancements as well as for its own marketing purposes. "}, {"ParticipantId": "1", "Id": "1380", "Content": "Table of benefits "}, {"ParticipantId": "2", "Id": "1381", "Content": "The personal data processed by Allianz Travel includes data relating to the insured person."}, {"ParticipantId": "1", "Id": "1382", "Content": "There is a table of benefits."}, {"ParticipantId": "2", "Id": "1383", "Content": "The personal data processed by Allianz Travel includes data relating to the insured person"}, {"ParticipantId": "1", "Id": "1384", "Content": "The table has benefits."}, {"ParticipantId": "2", "Id": "1385", "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}, {"ParticipantId": "1", "Id": "1386", "Content": "The Common provisions to all insurance components only apply insofar as the Special provisions for the individual insurance or service components contain no provisions to the contrary. "}, {"ParticipantId": "2", "Id": "1387", "Content": "The Data Protection Act (DPA) gives people the right to ask what data is actually processed by Allianz Travel."}, {"ParticipantId": "1", "Id": "1388", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions."}, {"ParticipantId": "2", "Id": "1389", "Content": "The Data Protection Act (DPA) gives people the right to ask what data is actually processed by the company."}, {"ParticipantId": "1", "Id": "1390", "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions for all insurance components."}, {"ParticipantId": "2", "Id": "1391", "Content": "1 Insured persons "}, {"ParticipantId": "1", "Id": "1392", "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1 as well as persons living abroad, provided they booked their journey in Switzerland. "}, {"ParticipantId": "2", "Id": "1393", "Content": "1 people are insured."}, {"ParticipantId": "1", "Id": "1394", "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1 if they book their journey in Switzerland."}, {"ParticipantId": "2", "Id": "1395", "Content": "1 insured people."}, {"ParticipantId": "1", "Id": "1396", "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1 if they booked their journey in Switzerland."}, {"ParticipantId": "2", "Id": "1397", "Content": "2 Geographical scope "}, {"ParticipantId": "1", "Id": "1398", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}, {"ParticipantId": "2", "Id": "1399", "Content": "There is a geographical scope."}, {"ParticipantId": "1", "Id": "1400", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "1401", "Content": "There is a scope for 2 geographical areas."}, {"ParticipantId": "1", "Id": "1402", "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}, {"ParticipantId": "2", "Id": "1403", "Content": "3 Non-insured events and benefits "}, {"ParticipantId": "1", "Id": "1404", "Content": "Activities related to an insured event are not insured, e.g. the cost of replacing the insured items or for law enforcement purposes. 3.11 Costs related to kidnappings are not insured. "}, {"ParticipantId": "2", "Id": "1405", "Content": "There are 3 non-insured events."}, {"ParticipantId": "1", "Id": "1406", "Content": "The cost of replacing the insured items is not insured."}, {"ParticipantId": "2", "Id": "1407", "Content": "There are three non-insured events."}, {"ParticipantId": "1", "Id": "1408", "Content": "The cost of replacing insured items is not insured."}, {"ParticipantId": "2", "Id": "1409", "Content": "4 Duties in the event of a claim "}, {"ParticipantId": "1", "Id": "1410", "Content": "The claims forms are available on our website: www.allianz-travel.ch/claims "}, {"ParticipantId": "2", "Id": "1411", "Content": "In the event of a claim, there are 4 duties."}, {"ParticipantId": "1", "Id": "1412", "Content": "The forms are available on the website."}, {"ParticipantId": "2", "Id": "1413", "Content": "There are 4 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1414", "Content": "The forms are available on our website."}, {"ParticipantId": "2", "Id": "1415", "Content": "5 Breach of duties "}, {"ParticipantId": "1", "Id": "1416", "Content": "If the entitled person is in breach of his/her obligations, Allianz Travel can withhold or reduce the benefits. "}, {"ParticipantId": "2", "Id": "1417", "Content": "There was a violation of duties."}, {"ParticipantId": "1", "Id": "1418", "Content": "If the person is in violation of his/her obligations, the benefits can be cut off."}, {"ParticipantId": "2", "Id": "1419", "Content": "There was a 5 breech of duties."}, {"ParticipantId": "1", "Id": "1420", "Content": "If the person is in violation of his/her obligations, the benefits can be reduced or even removed."}, {"ParticipantId": "2", "Id": "1421", "Content": "6 Definitions "}, {"ParticipantId": "1", "Id": "1422", "Content": "If the insured or entitled person has been compensated by a liable third party or the third party's insurer, any compensation due under this contract is rendered void. If a claim is made against Allianz Travel instead of the liable party, the insured or entitled person must concede his/her liability claims up to the extent of the compensation received from Allianz Travel. "}, {"ParticipantId": "2", "Id": "1423", "Content": "There are 6 definitions."}, {"ParticipantId": "1", "Id": "1424", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims up."}, {"ParticipantId": "2", "Id": "1425", "Content": "There are six definitions."}, {"ParticipantId": "1", "Id": "1426", "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims."}, {"ParticipantId": "2", "Id": "1427", "Content": "7 "}, {"ParticipantId": "2", "Id": "1428", "Content": "7"}, {"ParticipantId": "1", "Id": "1429", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1430", "Content": "7."}, {"ParticipantId": "1", "Id": "1431", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1432", "Content": "8 Limitation period "}, {"ParticipantId": "1", "Id": "1433", "Content": "The Swiss Insurance Contract Act (ICA) applies in addition to these provisions. "}, {"ParticipantId": "2", "Id": "1434", "Content": "The period is 8 years."}, {"ParticipantId": "1", "Id": "1435", "Content": "The Swiss Insurance Contract Act applies to these provisions."}, {"ParticipantId": "2", "Id": "1436", "Content": "The period isLimitation period"}, {"ParticipantId": "1", "Id": "1437", "Content": "The Swiss Insurance Contract Act is applicable to these provisions."}, {"ParticipantId": "2", "Id": "1438", "Content": "9 "}, {"ParticipantId": "2", "Id": "1439", "Content": "9"}, {"ParticipantId": "1", "Id": "1440", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1441", "Content": "9."}, {"ParticipantId": "1", "Id": "1442", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1443", "Content": "10 Hierarchy of regulations "}, {"ParticipantId": "1", "Id": "1444", "Content": "In the event of linguistic differences between the French, Italian, English and German GTC, the German version will always apply where any doubt exists. "}, {"ParticipantId": "2", "Id": "1445", "Content": "The hierarchy of regulations."}, {"ParticipantId": "1", "Id": "1446", "Content": "The German version of the GTC will always apply where there is doubt about the language."}, {"ParticipantId": "2", "Id": "1447", "Content": "There are 10 regulations."}, {"ParticipantId": "1", "Id": "1448", "Content": "The German version of the GTC will always apply if there is a doubt about the language."}, {"ParticipantId": "2", "Id": "1449", "Content": "11 Contact address "}, {"ParticipantId": "1", "Id": "1450", "Content": "Insured events "}, {"ParticipantId": "2", "Id": "1451", "Content": "The contact address is 11."}, {"ParticipantId": "1", "Id": "1452", "Content": "There are insured events."}, {"ParticipantId": "2", "Id": "1453", "Content": "The contact address is 11"}, {"ParticipantId": "1", "Id": "1454", "Content": "The events are insured."}, {"ParticipantId": "2", "Id": "1455", "Content": "The insured person is entitled to a substitute journey if he/she has had to terminate the trip prematurely due to repatriation under medical supervision or an extra return journey as per sections II B 2, II B 3.2 and II B 3.3. "}, {"ParticipantId": "2", "Id": "1456", "Content": "If the insured person has had to end the trip early due to medical supervision or an extra return journey, he/she is entitled to a substitute journey."}, {"ParticipantId": "1", "Id": "1457", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1458", "Content": "If the insured person had to end the trip early due to medical supervision or an extra return journey, he/she is entitled to a substitute journey."}, {"ParticipantId": "1", "Id": "1459", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1460", "Content": "3 Insured benefit "}, {"ParticipantId": "1", "Id": "1461", "Content": "Persons as per section I 1 are insured up to their 81st birthday. "}, {"ParticipantId": "2", "Id": "1462", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "1463", "Content": "Section I 1 states that people are insured up to their 81st birthday."}, {"ParticipantId": "2", "Id": "1464", "Content": "3 insured benefits."}, {"ParticipantId": "1", "Id": "1465", "Content": "The section I 1 states that people are insured up to their 81st birthday."}, {"ParticipantId": "2", "Id": "1466", "Content": "3 Temporal and geographical scope "}, {"ParticipantId": "1", "Id": "1467", "Content": "K Luggage "}, {"ParticipantId": "2", "Id": "1468", "Content": "There is a temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1469", "Content": "K luggage."}, {"ParticipantId": "2", "Id": "1470", "Content": "There is a temporal and geographic scope."}, {"ParticipantId": "1", "Id": "1471", "Content": "K bag."}, {"ParticipantId": "2", "Id": "1472", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1473", "Content": "The insured person\u00e2\u20ac\u2122s luggage is insured including any items obtained on the trip, i.e. any items for personal use, which are taken on the journey or transferred to a transport company for carriage and owned by the insured person. "}, {"ParticipantId": "2", "Id": "1474", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1475", "Content": "The luggage of the insured person is insured, including any items obtained on the trip, which are taken on the journey or transferred to a transport company for carriage and owned by the insured person."}, {"ParticipantId": "2", "Id": "1476", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1477", "Content": "The luggage of the insured person is insured, including any items obtained on the trip, which are taken on the journey or transferred to a transport company for carriage."}, {"ParticipantId": "2", "Id": "1478", "Content": "4 Insured events "}, {"ParticipantId": "1", "Id": "1479", "Content": "delay in delivery/handover by a public transport company. "}, {"ParticipantId": "2", "Id": "1480", "Content": "There are 4 insured events."}, {"ParticipantId": "1", "Id": "1481", "Content": "The public transport company delayed delivery."}, {"ParticipantId": "2", "Id": "1482", "Content": "4 insured events."}, {"ParticipantId": "1", "Id": "1483", "Content": "A public transport company is behind in delivering."}, {"ParticipantId": "2", "Id": "1484", "Content": "5 Insured benefits "}, {"ParticipantId": "1", "Id": "1485", "Content": "The insured person must pay an excess of CHF 200 per claim in the event of theft. "}, {"ParticipantId": "2", "Id": "1486", "Content": "5 benefits are insured."}, {"ParticipantId": "1", "Id": "1487", "Content": "In the event of theft, the insured person must pay an excess of 200 dollars."}, {"ParticipantId": "2", "Id": "1488", "Content": "5 insured benefits."}, {"ParticipantId": "1", "Id": "1489", "Content": "In the event of theft, the insured person must pay an excess of 200."}, {"ParticipantId": "2", "Id": "1490", "Content": "6 Non-insured items "}, {"ParticipantId": "1", "Id": "1491", "Content": "theft, loss and destruction of cash (see insurance component Cash and bank account protection). "}, {"ParticipantId": "2", "Id": "1492", "Content": "There are 6 non-insured items."}, {"ParticipantId": "1", "Id": "1493", "Content": "Cash and bank account protection is part of the insurance component."}, {"ParticipantId": "2", "Id": "1494", "Content": "There are 6 items that are not insured."}, {"ParticipantId": "1", "Id": "1495", "Content": "Cash and bank account protection is part of the insurance component of theft, loss and destruction of cash."}, {"ParticipantId": "2", "Id": "1496", "Content": "7 Non-insured events and benefits (in addition to section I 3) "}, {"ParticipantId": "1", "Id": "1497", "Content": "In the event of late delivery of luggage, costs arising at the destination airport or place of destination after the return flight are not insured. "}, {"ParticipantId": "2", "Id": "1498", "Content": "There are 7 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "1499", "Content": "Costs arising at the destination airport or place of destination after the return flight are not insured in the event of late delivery of luggage."}, {"ParticipantId": "2", "Id": "1500", "Content": "There are 7 non-insured events."}, {"ParticipantId": "1", "Id": "1501", "Content": "Costs arising at the destination airport or place of destination after the return flight are not insured."}, {"ParticipantId": "2", "Id": "1502", "Content": "8 Conduct-related duties when travelling "}, {"ParticipantId": "1", "Id": "1503", "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key (suitcase, locker, safe) in a closed room that is not generally accessible, when not being carried or used. The method of safekeeping must in all cases be appropriate to the value of the item. "}, {"ParticipantId": "2", "Id": "1504", "Content": "Conduct-related duties when travelling"}, {"ParticipantId": "1", "Id": "1505", "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key in a closed room that is not generally accessible."}, {"ParticipantId": "2", "Id": "1506", "Content": "Conduct-related duties when travelling."}, {"ParticipantId": "1", "Id": "1507", "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key in a closed room that is not generally accessible when not being carried or used."}, {"ParticipantId": "2", "Id": "1508", "Content": "9 Duties in the event of a claim (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1509", "Content": "L Cash and bank account protection "}, {"ParticipantId": "2", "Id": "1510", "Content": "In addition to section I 4, there are duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1511", "Content": "Cash and bank account protection."}, {"ParticipantId": "2", "Id": "1512", "Content": "In addition to section I 4 there are duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1513", "Content": "Bank account protection and cash protection."}, {"ParticipantId": "2", "Id": "1514", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1515", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1516", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1517", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1518", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1519", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1520", "Content": "2 Temporal and geographical scope "}, {"ParticipantId": "1", "Id": "1521", "Content": "Insurance cover applies worldwide exclusively for events outlined under section II L 3 and occurring exclusively during foreign travel. "}, {"ParticipantId": "2", "Id": "1522", "Content": "There is a temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1523", "Content": "Insurance cover applies worldwide for events outlined under section II L 3."}, {"ParticipantId": "2", "Id": "1524", "Content": "There are two temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1525", "Content": "Insurance cover applies worldwide for events outlined in section II L 3."}, {"ParticipantId": "2", "Id": "1526", "Content": "3 Insured events "}, {"ParticipantId": "1", "Id": "1527", "Content": "Financial losses incurred by the insured person when travelling abroad through the robbery of money (directly following withdrawal) are insured. "}, {"ParticipantId": "2", "Id": "1528", "Content": "3 events are insured."}, {"ParticipantId": "1", "Id": "1529", "Content": "Financial losses incurred by the insured person when travelling abroad through the robbery of money are insured."}, {"ParticipantId": "2", "Id": "1530", "Content": "3 insured events."}, {"ParticipantId": "1", "Id": "1531", "Content": "Financial losses incurred by the insured person when travelling abroad are insured."}, {"ParticipantId": "2", "Id": "1532", "Content": "4 Insured items "}, {"ParticipantId": "1", "Id": "1533", "Content": "The cash is insured that the insured person withdraws from a cash dispenser and that is taken from him/her with the use or threat of violence directly after withdrawal of the cash. "}, {"ParticipantId": "2", "Id": "1534", "Content": "There are 4 insured items."}, {"ParticipantId": "1", "Id": "1535", "Content": "The cash is insured because it is taken from the insured person with the use or threat of violence after they withdraw cash."}, {"ParticipantId": "2", "Id": "1536", "Content": "4 items are insured."}, {"ParticipantId": "1", "Id": "1537", "Content": "The cash is insured because it is taken from the insured person with the use or threat of violence after they withdraw cash from a cash machine."}, {"ParticipantId": "2", "Id": "1538", "Content": "5 Non-insured events and benefits (in addition to section I 3) "}, {"ParticipantId": "1", "Id": "1539", "Content": "Losses arising indirectly from misuse, e.g. lost profit or loss of interest. 5.4 Losses arising from misuse by an insured person. "}, {"ParticipantId": "2", "Id": "1540", "Content": "There are 5 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "1541", "Content": "Losses arise from misuse by an insured person."}, {"ParticipantId": "2", "Id": "1542", "Content": "There are 5 non-insured events."}, {"ParticipantId": "1", "Id": "1543", "Content": "Losses arise from misuse by an insured person"}, {"ParticipantId": "2", "Id": "1544", "Content": "6 Duties in the event of a claim (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1545", "Content": "O Overview of services excluding assumption of costs "}, {"ParticipantId": "2", "Id": "1546", "Content": "In addition to section I 4, there are 6 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1547", "Content": "There is an overview of services without the assumption of costs."}, {"ParticipantId": "2", "Id": "1548", "Content": "In addition to section I 4 there are 6 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1549", "Content": "There is an overview of services that do not include the assumption of costs."}, {"ParticipantId": "2", "Id": "1550", "Content": "1 Travel hotline "}, {"ParticipantId": "1", "Id": "1551", "Content": "Notification service for relatives and employers If Allianz Travel organises measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken. "}, {"ParticipantId": "2", "Id": "1552", "Content": "The travel hotline."}, {"ParticipantId": "1", "Id": "1553", "Content": "Notification service for relatives and employers if Allianz Travel organizes measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken."}, {"ParticipantId": "2", "Id": "1554", "Content": "The travel hotline is 1"}, {"ParticipantId": "1", "Id": "1555", "Content": "Notification service for relatives and employers if Allianz Travel arranges measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken."}, {"ParticipantId": "2", "Id": "1556", "Content": "2 24h medical advisory service "}, {"ParticipantId": "1", "Id": "1557", "Content": "advice on questions related to symptoms of illness, progression of a disease, therapies and prevention \u00e2\u20ac\u201c in the broadest sense relating to health and illness. "}, {"ParticipantId": "2", "Id": "1558", "Content": "2 hours medical advisory service."}, {"ParticipantId": "1", "Id": "1559", "Content": "Advice on questions related to symptoms of illness, progression of a disease, therapies and prevention is the broadest part of advice on health and illness."}, {"ParticipantId": "2", "Id": "1560", "Content": "2 hours medical advisory service"}, {"ParticipantId": "1", "Id": "1561", "Content": "Advice on questions related to symptoms of illness, progression of a disease, therapies and prevention is the broadest part of the advice."}, {"ParticipantId": "2", "Id": "1562", "Content": "3 Advance payment to a hospital "}, {"ParticipantId": "1", "Id": "1563", "Content": "If the insured person experiences a serious illness, a serious accident, complications associated with pregnancy or a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalised outside their country of residence, Allianz Travel will make an advance payment of up to CHF 5,000 towards hospital costs where necessary. Allianz Travel must be reimbursed for the advance payment within 30 days of leaving the hospital. "}, {"ParticipantId": "2", "Id": "1564", "Content": "3 payments made to a hospital."}, {"ParticipantId": "1", "Id": "1565", "Content": "If the insured person experiences a serious illness, a serious accident, a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalized outside of their country of residence, Allianz Travel will make an advance payment of up to 5,000 towards hospital costs."}, {"ParticipantId": "2", "Id": "1566", "Content": "3 payments to a hospital."}, {"ParticipantId": "1", "Id": "1567", "Content": "If the insured person experiences a serious illness, a serious accident, a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalized outside of their country of residence, Allianz Travel will make an advance payment of up to 5,000 dollars."}, {"ParticipantId": "2", "Id": "1568", "Content": "4 Credit and customer card blocking service "}, {"ParticipantId": "2", "Id": "1569", "Content": "Credit and customer card blocking services are offered."}, {"ParticipantId": "1", "Id": "1570", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1571", "Content": "Credit and customer card blocking service is offered."}, {"ParticipantId": "1", "Id": "1572", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1573", "Content": "The insured person can request assistance in the event of robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland in their name. Allianz Travel will attempt to block all specified cards with the corresponding institutions (card company, bank, post office etc.). If the block is not performed by an institution responsible, Allianz Travel will inform the insured person accordingly and provide him or her with the telephone number for the institution. "}, {"ParticipantId": "2", "Id": "1574", "Content": "The insured person can request assistance in the event of a robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland in their name."}, {"ParticipantId": "1", "Id": "1575", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1576", "Content": "The insured person can request assistance in the event of a robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland."}, {"ParticipantId": "1", "Id": "1577", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1578", "Content": "There is a"}, {"ParticipantId": "1", "Id": "1579", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1580", "Content": "There is a person"}, {"ParticipantId": "1", "Id": "1581", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1582", "Content": "General terms and conditions of insurance of Allianz Travel "}, {"ParticipantId": "1", "Id": "1583", "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}, {"ParticipantId": "2", "Id": "1584", "Content": "The general terms and conditions of insurance of the company."}, {"ParticipantId": "1", "Id": "1585", "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}, {"ParticipantId": "2", "Id": "1586", "Content": "The general terms and conditions of insurance of Allianz Travel are here."}, {"ParticipantId": "1", "Id": "1587", "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}, {"ParticipantId": "2", "Id": "1588", "Content": "Who is the insurer? "}, {"ParticipantId": "1", "Id": "1589", "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. The insurer for the legal protection insurance components is CAP Legal Protection Insurance Company Ltd. based at Neue Winterthurerstrasse 88, 8304 Wallisellen. "}, {"ParticipantId": "2", "Id": "1590", "Content": "Who is the insurer?"}, {"ParticipantId": "1", "Id": "1591", "Content": "The company headquarters are in Richtiplatz 1, 8304 Wallisellen."}, {"ParticipantId": "2", "Id": "1592", "Content": "The insurer is not known."}, {"ParticipantId": "1", "Id": "1593", "Content": "The company headquarters are in Richtiplatz 1, 8 304 Wallisellen."}, {"ParticipantId": "2", "Id": "1594", "Content": "Who is the policyholder? "}, {"ParticipantId": "1", "Id": "1595", "Content": "The policyholder is the person designated as such in the insurance policy. "}, {"ParticipantId": "2", "Id": "1596", "Content": "Who is the insured?"}, {"ParticipantId": "1", "Id": "1597", "Content": "The person is designated as the insurance policy's policyholder."}, {"ParticipantId": "2", "Id": "1598", "Content": "The person is the insurer."}, {"ParticipantId": "1", "Id": "1599", "Content": "The person is designated as the insurance policy's \"policyholder\"."}, {"ParticipantId": "2", "Id": "1600", "Content": "What risks are insured and what is the scope of the cover? "}, {"ParticipantId": "1", "Id": "1601", "Content": "Assumption of legal protection exclusively in conjunction with trips undertaken outside Switzerland and the Principality of Liechtenstein. "}, {"ParticipantId": "2", "Id": "1602", "Content": "What are the risks that are insured?"}, {"ParticipantId": "1", "Id": "1603", "Content": "Trips undertaken outside Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "1604", "Content": "What are the risks that are insured and what is the scope of the cover?"}, {"ParticipantId": "1", "Id": "1605", "Content": "Trips undertaken outside of Switzerland and the Principality of Liechtenstein are assumed of legal protection."}, {"ParticipantId": "2", "Id": "1606", "Content": "Which persons are insured? "}, {"ParticipantId": "1", "Id": "1607", "Content": "In the case of insurance policies with a duration of less than one year (short-term insurances), the persons listed in the insurance policy are insured. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}, {"ParticipantId": "2", "Id": "1608", "Content": "Which people are insured?"}, {"ParticipantId": "1", "Id": "1609", "Content": "In the case of insurance policies with a duration of less than one year, the insured persons are listed in the insurance policy."}, {"ParticipantId": "2", "Id": "1610", "Content": "Which people have insurance?"}, {"ParticipantId": "1", "Id": "1611", "Content": "In the case of insurance policies with a duration of less than one year, the insured persons are listed in the policy."}, {"ParticipantId": "2", "Id": "1612", "Content": "Temporal and geographical scope of the insurance cover "}, {"ParticipantId": "1", "Id": "1613", "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}, {"ParticipantId": "2", "Id": "1614", "Content": "There is a temporal and geographical scope to the insurance cover."}, {"ParticipantId": "1", "Id": "1615", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "1616", "Content": "The temporal and geographical scope of the insurance cover."}, {"ParticipantId": "1", "Id": "1617", "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}, {"ParticipantId": "2", "Id": "1618", "Content": "What are the main exclusions? "}, {"ParticipantId": "1", "Id": "1619", "Content": "In particular, there is no entitlement to benefits if the Allianz Travel emergency call centre has not agreed to the benefits in advance or the roadside assistance or towing has not been organised by the Allianz Travel emergency call centre. "}, {"ParticipantId": "2", "Id": "1620", "Content": "What are the main exclusions?"}, {"ParticipantId": "1", "Id": "1621", "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre."}, {"ParticipantId": "2", "Id": "1622", "Content": "What are the main reasons for exclusions?"}, {"ParticipantId": "1", "Id": "1623", "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre of the company."}, {"ParticipantId": "2", "Id": "1624", "Content": "Which obligations are incumbent on the policyholder and insured persons? "}, {"ParticipantId": "1", "Id": "1625", "Content": "Any need for legal assistance must be reported as quickly as possible to CAP Legal Protection, Major Customer Support, P.O. Box, 8010 Zurich, telephone +41 58 358 09 09, fax +41 58 358 09 10, capoffice@cap.ch, reference Z75.1.685.643. "}, {"ParticipantId": "2", "Id": "1626", "Content": "Which obligations are incumbent on the insured?"}, {"ParticipantId": "1", "Id": "1627", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection, Major Customer Support."}, {"ParticipantId": "2", "Id": "1628", "Content": "Which obligations are incumbent on the insured and the policyholders?"}, {"ParticipantId": "1", "Id": "1629", "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection."}, {"ParticipantId": "2", "Id": "1630", "Content": "How much is the premium? "}, {"ParticipantId": "1", "Id": "1631", "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}, {"ParticipantId": "2", "Id": "1632", "Content": "How much is it?"}, {"ParticipantId": "1", "Id": "1633", "Content": "The amount of the premium depends on the risks insured and the level of cover."}, {"ParticipantId": "2", "Id": "1634", "Content": "How much is the premium?"}, {"ParticipantId": "1", "Id": "1635", "Content": "The amount of the premium depends on the risks insured."}, {"ParticipantId": "2", "Id": "1636", "Content": "When does the insurance begin and end? "}, {"ParticipantId": "1", "Id": "1637", "Content": "The beginning and end of the insurance policies with a duration of less than one year (short-term insurances) are defined in the application and detailed in the insurance policy. "}, {"ParticipantId": "2", "Id": "1638", "Content": "When does the insurance end?"}, {"ParticipantId": "1", "Id": "1639", "Content": "The beginning and end of the insurance policies with a duration of less than one year are defined in the application and detailed in the insurance policy."}, {"ParticipantId": "2", "Id": "1640", "Content": "The insurance begins and ends."}, {"ParticipantId": "1", "Id": "1641", "Content": "The beginning and end of the insurance policies with a duration of less than a year are defined in the application and in the insurance policy."}, {"ParticipantId": "2", "Id": "1642", "Content": "Right of revocation "}, {"ParticipantId": "1", "Id": "1643", "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}, {"ParticipantId": "2", "Id": "1644", "Content": "Right of revocation."}, {"ParticipantId": "1", "Id": "1645", "Content": "The right of revocation is not available for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "1646", "Content": "The right of revocation."}, {"ParticipantId": "1", "Id": "1647", "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}, {"ParticipantId": "2", "Id": "1648", "Content": "How does Allianz Travel treat data? "}, {"ParticipantId": "1", "Id": "1649", "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. "}, {"ParticipantId": "2", "Id": "1650", "Content": "How does Allianz Travel treat data?"}, {"ParticipantId": "1", "Id": "1651", "Content": "The data is kept in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "1652", "Content": "How does the data of a travel company be treated?"}, {"ParticipantId": "1", "Id": "1653", "Content": "The data is stored in compliance with the legal provisions."}, {"ParticipantId": "2", "Id": "1654", "Content": "Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}, {"ParticipantId": "1", "Id": "1655", "Content": "Richtiplatz 1 P.O. Box "}, {"ParticipantId": "2", "Id": "1656", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used and to request the deletion of incorrect data."}, {"ParticipantId": "1", "Id": "1657", "Content": "Richtiplatz 1 P.O. Box."}, {"ParticipantId": "2", "Id": "1658", "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}, {"ParticipantId": "1", "Id": "1659", "Content": "Richtiplatz 1 P.O. Box"}, {"ParticipantId": "2", "Id": "1660", "Content": "8304 Wallisellen "}, {"ParticipantId": "1", "Id": "1661", "Content": "F Substitute journey "}, {"ParticipantId": "2", "Id": "1662", "Content": "Wallisellen"}, {"ParticipantId": "1", "Id": "1663", "Content": "Substitute journey."}, {"ParticipantId": "2", "Id": "1664", "Content": "Wallisellen 8 304"}, {"ParticipantId": "1", "Id": "1665", "Content": "Substitute journey"}, {"ParticipantId": "2", "Id": "1666", "Content": "1 Insured amount "}, {"ParticipantId": "2", "Id": "1667", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1668", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1669", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1670", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1671", "Content": "The insured amount is specified in the insurance policy. "}, {"ParticipantId": "2", "Id": "1672", "Content": "The amount that is insured is specified in the policy."}, {"ParticipantId": "1", "Id": "1673", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1674", "Content": "The insured amount is specified in the policy."}, {"ParticipantId": "1", "Id": "1675", "Content": "There is a person"}, {"ParticipantId": "2", "Id": "1676", "Content": "2 Insured events "}, {"ParticipantId": "1", "Id": "1677", "Content": "The insured person is entitled to a substitute journey if he/she has had to terminate the trip prematurely due to repatriation under medical supervision or an extra return journey as per sections II B 2, II B 3.2 and II B 3.3. "}, {"ParticipantId": "2", "Id": "1678", "Content": "There are 2 insured events."}, {"ParticipantId": "1", "Id": "1679", "Content": "If the insured person has had to end the trip early due to medical supervision or an extra return journey, he/she is entitled to a substitute journey."}, {"ParticipantId": "2", "Id": "1680", "Content": "2 events are insured."}, {"ParticipantId": "1", "Id": "1681", "Content": "If the insured person had to end the trip early due to medical supervision or an extra return journey, he/she is entitled to a substitute journey."}, {"ParticipantId": "2", "Id": "1682", "Content": "3 Insured benefit "}, {"ParticipantId": "1", "Id": "1683", "Content": "The insured person will receive a travel voucher to the value of the originally booked arrangement if an insured events occurs. Any unused services under the arrangement and any reimbursements arising from repatriation or an extra return journey will be offset against any compensation entitlement. This benefit only applies to the person who is ill or has suffered an accident. "}, {"ParticipantId": "2", "Id": "1684", "Content": "3 benefits are insured."}, {"ParticipantId": "1", "Id": "1685", "Content": "If an insured event occurs, the insured person will receive a travel voucher to the value of the originally booked arrangement."}, {"ParticipantId": "2", "Id": "1686", "Content": "3 insured benefits."}, {"ParticipantId": "1", "Id": "1687", "Content": "If an insured event occurs, the insured person will receive a travel voucher to the value of the original arrangement."}, {"ParticipantId": "2", "Id": "1688", "Content": "4 Non-insured event (in addition to section I 3) "}, {"ParticipantId": "1", "Id": "1689", "Content": "If the insured person\u00e2\u20ac\u2122s repatriation or extra return journey was not arranged by the Allianz Travel emergency call centre. "}, {"ParticipantId": "2", "Id": "1690", "Content": "There are 4 non-insured events."}, {"ParticipantId": "1", "Id": "1691", "Content": "If the insured person did not have their repatriation or extra return journey arranged by the emergency call centre."}, {"ParticipantId": "2", "Id": "1692", "Content": "In addition to section I 3 there are 4 non-insured events."}, {"ParticipantId": "1", "Id": "1693", "Content": "If the insured person did not have their repatriation arranged by the emergency call centre."}, {"ParticipantId": "2", "Id": "1694", "Content": "5 Duties in the event of a claim (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1695", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1696", "Content": "In addition to section I 4, there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1697", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1698", "Content": "In addition to section I 4 there are 5 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1699", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1700", "Content": "2 Insured persons "}, {"ParticipantId": "1", "Id": "1701", "Content": "Persons as per section I 1 are insured up to their 81st birthday. "}, {"ParticipantId": "2", "Id": "1702", "Content": "2 people are insured."}, {"ParticipantId": "1", "Id": "1703", "Content": "Section I 1 states that people are insured up to their 81st birthday."}, {"ParticipantId": "2", "Id": "1704", "Content": "2 people are insured"}, {"ParticipantId": "1", "Id": "1705", "Content": "The section I 1 states that people are insured up to their 81st birthday."}, {"ParticipantId": "2", "Id": "1706", "Content": "3 Temporal and geographical scope "}, {"ParticipantId": "1", "Id": "1707", "Content": "On expiry of this insurance cover, the health care cost cover abroad can be renewed following a four-week waiting period. Should it emerge in a loss event that this condition was not complied with, the loss will not qualify for cover. "}, {"ParticipantId": "2", "Id": "1708", "Content": "There is a temporal and geographical scope."}, {"ParticipantId": "1", "Id": "1709", "Content": "The health care cost cover abroad can be renewed after a four week waiting period."}, {"ParticipantId": "2", "Id": "1710", "Content": "There is a temporal and geographic scope."}, {"ParticipantId": "1", "Id": "1711", "Content": "The health care cost cover abroad can be renewed after a four week waiting period if the condition is met."}, {"ParticipantId": "2", "Id": "1712", "Content": "4 Insured events "}, {"ParticipantId": "1", "Id": "1713", "Content": "If the insured person becomes seriously ill (including being diagnosed with an epidemic or a pandemic disease such as e. g. COVID-19) during a trip or suffers a serious accident and emergency treatment is required. "}, {"ParticipantId": "2", "Id": "1714", "Content": "There are 4 insured events."}, {"ParticipantId": "1", "Id": "1715", "Content": "If the insured person becomes seriously ill, including being diagnosed with an epidemic, emergency treatment is required."}, {"ParticipantId": "2", "Id": "1716", "Content": "4 insured events."}, {"ParticipantId": "1", "Id": "1717", "Content": "If the insured person becomes seriously ill, including being diagnosed with an epidemic or a Pandemic disease, emergency treatment is required."}, {"ParticipantId": "2", "Id": "1718", "Content": "5 Insured benefits "}, {"ParticipantId": "1", "Id": "1719", "Content": "The doctors at the Allianz Travel emergency call centre will agree to or refuse treatment in a private ward as per section II H 5.3 at their own discretion, taking account of the local medical conditions of the country in question and having considered the medical necessity or reasonableness of the treatment in question. In the event that the insured person receives treatment in a private ward without obtaining the agreement of the doctors at the Allianz Travel emergency call centre or despite them expressly assigning the person to a general ward, the insured person shall bear sole responsibility and the costs for this. "}, {"ParticipantId": "2", "Id": "1720", "Content": "5 benefits are insured."}, {"ParticipantId": "1", "Id": "1721", "Content": "The doctors at the emergency call centre at the Allianz Travel can refuse or agree to treat in a private ward if they consider the local medical conditions of the country in question and have considered the medical necessity or reasonableness of the treatment in question."}, {"ParticipantId": "2", "Id": "1722", "Content": "5 insured benefits."}, {"ParticipantId": "1", "Id": "1723", "Content": "The doctors at the emergency call centre at the Allianz Travel can refuse or agree to treat in a private ward if they consider the local medical conditions of the country in question and have considered the medical necessity or reasonableness of the treatment."}, {"ParticipantId": "2", "Id": "1724", "Content": "6 Refund of costs "}, {"ParticipantId": "1", "Id": "1725", "Content": "Costs of any excess or deductibles in relation to statutory social insurance schemes (health insurance, accident insurance etc.) and any supplementary insurances. "}, {"ParticipantId": "2", "Id": "1726", "Content": "There is a return of costs."}, {"ParticipantId": "1", "Id": "1727", "Content": "Statutory social insurance schemes and supplementary insurances have their own costs of excess or deductible."}, {"ParticipantId": "2", "Id": "1728", "Content": "6 refunds of costs."}, {"ParticipantId": "1", "Id": "1729", "Content": "Statutory social insurance schemes have costs of excess or deductible in relation to it."}, {"ParticipantId": "2", "Id": "1730", "Content": "8 Duties in the event of a claim (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1731", "Content": "J Collision damage waiver for rental vehicles (CDW) "}, {"ParticipantId": "2", "Id": "1732", "Content": "In addition to section I 4, there are 8 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1733", "Content": "There is a collision damage waiver for rental vehicles."}, {"ParticipantId": "2", "Id": "1734", "Content": "In addition to section I 4 there are 8 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1735", "Content": "There is a collision damage waiver for rental cars."}, {"ParticipantId": "2", "Id": "1736", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1737", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1738", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1739", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1740", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1741", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1742", "Content": "2 Duration of cover "}, {"ParticipantId": "1", "Id": "1743", "Content": "Cover starts on the date given in the rental agreement and ends on the date given in the rental agreement or at the latest when the vehicle is returned to the rental firm. The cover applies to losses triggered during the rental agreement term. "}, {"ParticipantId": "2", "Id": "1744", "Content": "The cover has two different lengths."}, {"ParticipantId": "1", "Id": "1745", "Content": "The cover starts when the rental agreement is signed and ends when the vehicle is returned to the rental firm."}, {"ParticipantId": "2", "Id": "1746", "Content": "The cover has 2 different lengths."}, {"ParticipantId": "1", "Id": "1747", "Content": "The cover starts when the rental agreement is signed and ends when the vehicle is returned to the firm."}, {"ParticipantId": "2", "Id": "1748", "Content": "3 Insured vehicles "}, {"ParticipantId": "1", "Id": "1749", "Content": "Cars, motor homes, campervans, caravans, motorhomes, minibuses or motorbikes hired by an insured person during the trip are insured (definitive list). Taxis, driving school vehicles and vehicles used on a car-sharing basis (e.g. Mobility) are not covered. "}, {"ParticipantId": "2", "Id": "1750", "Content": "3 vehicles are insured."}, {"ParticipantId": "1", "Id": "1751", "Content": "Cars, motor homes, campervans, caravans, motorhomes, minibuses or motorbikes hired by an insured person during the trip are insured."}, {"ParticipantId": "2", "Id": "1752", "Content": "3 vehicles are insured"}, {"ParticipantId": "1", "Id": "1753", "Content": "Cars, motor homes, campervans, caravans, motorhomes, minibuses or motorbikes hired by an insured person during the trip are not covered."}, {"ParticipantId": "2", "Id": "1754", "Content": "4 Insured events "}, {"ParticipantId": "1", "Id": "1755", "Content": "Damage to the hired vehicle or any loss resulting from the theft of the hired vehicle during the rental period are insured. The condition for payment is a covered event triggered by another insurance and a resulting excess. "}, {"ParticipantId": "2", "Id": "1756", "Content": "There are 4 insured events."}, {"ParticipantId": "1", "Id": "1757", "Content": "Damage to the hired vehicle is covered by another insurance and a resulting excess."}, {"ParticipantId": "2", "Id": "1758", "Content": "4 insured events."}, {"ParticipantId": "1", "Id": "1759", "Content": "Damage to the hired vehicle is covered by another insurance and a resulting excess, which is triggered by another insurance."}, {"ParticipantId": "2", "Id": "1760", "Content": "5 Insured benefit "}, {"ParticipantId": "1", "Id": "1761", "Content": "If the insured loss as per section II J 4 does not amount to the excess owed under the contract, Allianz Travel will assume the full costs, provided they relate to an insured event. "}, {"ParticipantId": "2", "Id": "1762", "Content": "5 insured benefits."}, {"ParticipantId": "1", "Id": "1763", "Content": "If the insured loss does not amount to the excess owed under the contract, the full costs will be assumed by the travel company."}, {"ParticipantId": "2", "Id": "1764", "Content": "5 insured benefits"}, {"ParticipantId": "1", "Id": "1765", "Content": "If the insured loss does not amount to the excess owed under the contract, then the full costs will be assumed by the travel company."}, {"ParticipantId": "2", "Id": "1766", "Content": "6 Non-insured events (in addition to section I 3) "}, {"ParticipantId": "1", "Id": "1767", "Content": "Claims rejected by the provider of comprehensive or theft insurance. "}, {"ParticipantId": "2", "Id": "1768", "Content": "There are 6 non-insured events."}, {"ParticipantId": "1", "Id": "1769", "Content": "The provider of comprehensive or theft insurance will reject claims."}, {"ParticipantId": "2", "Id": "1770", "Content": "6 non-insured events."}, {"ParticipantId": "1", "Id": "1771", "Content": "The provider of comprehensive or theft insurance has the final say."}, {"ParticipantId": "2", "Id": "1772", "Content": "7 Duties in the event of a claim (in addition to section I 4) "}, {"ParticipantId": "1", "Id": "1773", "Content": "L Breakdown and accident assistance "}, {"ParticipantId": "2", "Id": "1774", "Content": "There are 7 duties in the event of a claim."}, {"ParticipantId": "1", "Id": "1775", "Content": "Accidents and breakdown assistance."}, {"ParticipantId": "2", "Id": "1776", "Content": "There are 7 duties in the event of a claim"}, {"ParticipantId": "1", "Id": "1777", "Content": "L breakdown and accident assistance."}, {"ParticipantId": "2", "Id": "1778", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1779", "Content": "Bulgaria, Croatia, Cyprus (Greek part), Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey (European part), the United Kingdom. Switzerland is understood to include the Principality of Liechtenstein. The insurance cover extends to transport by sea if the points of departure and destination are in the covered geographical area. "}, {"ParticipantId": "2", "Id": "1780", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1781", "Content": "Greece, Hungary, and Monaco are among the countries that have a Greek part."}, {"ParticipantId": "2", "Id": "1782", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1783", "Content": "Greece, Hungary, Ireland, Italy, Kosovo, Latvia, Liechtenstein, Luxembourg, Monaco, and North Macedonia are all part of the Greek part."}, {"ParticipantId": "2", "Id": "1784", "Content": "3 Insured vehicles "}, {"ParticipantId": "1", "Id": "1785", "Content": "The motor vehicle driven by the insured person (cars and caravans up to 3.5 t plus motorbikes). Licensed camping trailers and motor homes are also covered. "}, {"ParticipantId": "2", "Id": "1786", "Content": "3 vehicles are insured."}, {"ParticipantId": "1", "Id": "1787", "Content": "Cars and caravans up to 3.5 t plus motorbikes are covered."}, {"ParticipantId": "2", "Id": "1788", "Content": "3 vehicles are insured"}, {"ParticipantId": "1", "Id": "1789", "Content": "Cars and caravans up to 3.5 t are covered."}, {"ParticipantId": "2", "Id": "1790", "Content": "4 Insured events and benefits "}, {"ParticipantId": "1", "Id": "1791", "Content": "Delivering spare parts when abroad If the competent garage close by is unable to obtain the spare parts needed, Allianz Travel will organise and assume the costs for immediate delivery if possible. The costs of the spare parts are not covered. "}, {"ParticipantId": "2", "Id": "1792", "Content": "There are insured events and benefits."}, {"ParticipantId": "1", "Id": "1793", "Content": "The costs of the spare parts are not covered if the garage is unable to get the spare parts."}, {"ParticipantId": "2", "Id": "1794", "Content": "4 insured events."}, {"ParticipantId": "1", "Id": "1795", "Content": "The costs of the spare parts are not covered if the garage is unable to get them."}, {"ParticipantId": "2", "Id": "1796", "Content": "5 Non-insured events and benefits (in addition to section I 3) "}, {"ParticipantId": "1", "Id": "1797", "Content": "M Legal protection "}, {"ParticipantId": "2", "Id": "1798", "Content": "There are 5 non-insured events and benefits."}, {"ParticipantId": "1", "Id": "1799", "Content": "Legal protection."}, {"ParticipantId": "2", "Id": "1800", "Content": "There are 5 non-insured events."}, {"ParticipantId": "1", "Id": "1801", "Content": "M legal protection."}, {"ParticipantId": "2", "Id": "1802", "Content": "1 Insured amount "}, {"ParticipantId": "1", "Id": "1803", "Content": "The insured amount can be seen in the table of benefits. "}, {"ParticipantId": "2", "Id": "1804", "Content": "The amount is insured."}, {"ParticipantId": "1", "Id": "1805", "Content": "The table of benefits shows the insured amount."}, {"ParticipantId": "2", "Id": "1806", "Content": "The insured amount is 1"}, {"ParticipantId": "1", "Id": "1807", "Content": "The table of benefits has the insured amount in it."}, {"ParticipantId": "2", "Id": "1808", "Content": "2 Subject and geographical scope "}, {"ParticipantId": "1", "Id": "1809", "Content": "The insured person enjoys legal protection exclusively for trips outside Switzerland and the Principality of Liechtenstein. The risk bearer is CAP Legal Protection Insurance Company Ltd. based in Wallisellen. "}, {"ParticipantId": "2", "Id": "1810", "Content": "Subject and geographical scope."}, {"ParticipantId": "1", "Id": "1811", "Content": "The risk bearer is CAP Legal Protection Insurance Company."}, {"ParticipantId": "2", "Id": "1812", "Content": "Subject and geographical scope are included."}, {"ParticipantId": "1", "Id": "1813", "Content": "The risk bearer is CAP Legal Protection Insurance Company, based in Wallisellen."}, {"ParticipantId": "2", "Id": "1814", "Content": "3 Exclusively insured disputes and proceedings "}, {"ParticipantId": "1", "Id": "1815", "Content": "transport of persons or luggage. "}, {"ParticipantId": "2", "Id": "1816", "Content": "There are 3 exclusively insured disputes and proceedings."}, {"ParticipantId": "1", "Id": "1817", "Content": "People are transported or luggage is transported."}, {"ParticipantId": "2", "Id": "1818", "Content": "There are 3 exclusively insured disputes."}, {"ParticipantId": "1", "Id": "1819", "Content": "People or luggage are transported."}, {"ParticipantId": "2", "Id": "1820", "Content": "4 Insured benefits "}, {"ParticipantId": "1", "Id": "1821", "Content": "bail (only by way of loan to prevent being remanded in custody). Deducted from that are the intervention costs awarded to the insured person during the proceedings or in similar circumstances. "}, {"ParticipantId": "2", "Id": "1822", "Content": "There are insured benefits."}, {"ParticipantId": "1", "Id": "1823", "Content": "Intervention costs are awarded to the insured person during the proceedings or in similar circumstances."}, {"ParticipantId": "2", "Id": "1824", "Content": "4 benefits are insured."}, {"ParticipantId": "1", "Id": "1825", "Content": "Intervention costs are awarded to the insured person during the proceedings or in similar circumstances, if bail is only by way of loan."}, {"ParticipantId": "2", "Id": "1826", "Content": "5 Processing of a claim "}, {"ParticipantId": "1", "Id": "1827", "Content": "In the event of differences of opinion between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict on the matter from an arbitrator, selected by the insured person and CAP jointly. "}, {"ParticipantId": "2", "Id": "1828", "Content": "A claim is processed."}, {"ParticipantId": "1", "Id": "1829", "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict from an arbitrator."}, {"ParticipantId": "2", "Id": "1830", "Content": "There is a claim."}, {"ParticipantId": "1", "Id": "1831", "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person can request a legal verdict from an arbitrator."}, {"ParticipantId": "2", "Id": "1832", "Content": "6 Non-insured cases and benefits "}, {"ParticipantId": "1", "Id": "1833", "Content": "N Overview of services excluding assumption of costs "}, {"ParticipantId": "2", "Id": "1834", "Content": "There are 6 non-insured cases."}, {"ParticipantId": "1", "Id": "1835", "Content": "There is an overview of services that are not assumed of costs."}, {"ParticipantId": "2", "Id": "1836", "Content": "There are 6 non-insured cases and benefits."}, {"ParticipantId": "1", "Id": "1837", "Content": "There is an overview of services that do not include the assumption of costs."}, {"ParticipantId": "2", "Id": "1838", "Content": "1 Travel hotline "}, {"ParticipantId": "1", "Id": "1839", "Content": "Notification service for relatives and employers If Allianz Travel organises measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken. "}, {"ParticipantId": "2", "Id": "1840", "Content": "The travel hotline."}, {"ParticipantId": "1", "Id": "1841", "Content": "Notification service for relatives and employers if Allianz Travel organizes measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken."}, {"ParticipantId": "2", "Id": "1842", "Content": "The travel hotline is 1"}, {"ParticipantId": "1", "Id": "1843", "Content": "Notification service for relatives and employers if Allianz Travel arranges measures, it will inform the relatives and employer of the insured person where necessary about the facts of the case and the measures taken."}, {"ParticipantId": "2", "Id": "1844", "Content": "2 24h medical advisory service "}, {"ParticipantId": "1", "Id": "1845", "Content": "advice on questions related to symptoms of illness, progression of a disease, therapies and prevention \u00e2\u20ac\u201c in the broadest sense relating to health and illness. "}, {"ParticipantId": "2", "Id": "1846", "Content": "2 hours medical advisory service."}, {"ParticipantId": "1", "Id": "1847", "Content": "Advice on questions related to symptoms of illness, progression of a disease, therapies and prevention is the broadest part of advice on health and illness."}, {"ParticipantId": "2", "Id": "1848", "Content": "2 hours medical advisory service"}, {"ParticipantId": "1", "Id": "1849", "Content": "Advice on questions related to symptoms of illness, progression of a disease, therapies and prevention is the broadest part of the advice."}, {"ParticipantId": "2", "Id": "1850", "Content": "3 Advance payment to a hospital "}, {"ParticipantId": "1", "Id": "1851", "Content": "If the insured person experiences a serious illness, a serious accident, complications associated with pregnancy or a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalised outside their country of residence, Allianz Travel will make an advance payment of up to CHF 5,000 towards hospital costs where necessary. Allianz Travel must be reimbursed for the advance payment within 30 days of leaving the hospital. "}, {"ParticipantId": "2", "Id": "1852", "Content": "3 payments made to a hospital."}, {"ParticipantId": "1", "Id": "1853", "Content": "If the insured person experiences a serious illness, a serious accident, a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalized outside of their country of residence, Allianz Travel will make an advance payment of up to 5,000 towards hospital costs."}, {"ParticipantId": "2", "Id": "1854", "Content": "3 payments to a hospital."}, {"ParticipantId": "1", "Id": "1855", "Content": "If the insured person experiences a serious illness, a serious accident, a medically confirmed, unexpected worsening of a chronic condition during the trip and needs to be hospitalized outside of their country of residence, Allianz Travel will make an advance payment of up to 5,000 dollars."}, {"ParticipantId": "2", "Id": "1856", "Content": "4 Credit and customer card blocking service "}, {"ParticipantId": "1", "Id": "1857", "Content": "The insured person can request assistance in the event of robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland in their name. Allianz Travel will attempt to block all specified cards with the corresponding institutions (card company, bank, post office etc.). If the block is not performed by an institution responsible, Allianz Travel will inform the insured person accordingly and provide him or her with the telephone number for the institution. "}, {"ParticipantId": "2", "Id": "1858", "Content": "Credit and customer card blocking services are offered."}, {"ParticipantId": "1", "Id": "1859", "Content": "The insured person can request assistance in the event of a robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland in their name."}, {"ParticipantId": "2", "Id": "1860", "Content": "Credit and customer card blocking service is offered."}, {"ParticipantId": "1", "Id": "1861", "Content": "The insured person can request assistance in the event of a robbery, theft, loss or misplacement of bank, post office, credit and customer cards and personal ID issued in Switzerland."}, {"ParticipantId": "2", "Id": "1862", "Content": "5 Home care "}, {"ParticipantId": "1", "Id": "1863", "Content": "event, break-in, water-related events or glass breakage, Allianz Travel will provide the insured person with the telephone number of a suitable tradesman. The tradesman will be commissioned by the insured person and perform immediate work to ensure there is no further loss. The costs for the emergency rectification of the loss must be borne by the insured person. The insured person receives the invoice directly from the tradesman. "}, {"ParticipantId": "2", "Id": "1864", "Content": "5 home care jobs."}, {"ParticipantId": "1", "Id": "1865", "Content": "The insured person will be given a phone number of a suitable tradesman."}, {"ParticipantId": "2", "Id": "1866", "Content": "Home care is provided."}, {"ParticipantId": "1", "Id": "1867", "Content": "The insured person will be given a phone number of a suitable tradesman to call in the event of a loss."}, {"ParticipantId": "2", "Id": "1868", "Content": "There is a"}, {"ParticipantId": "1", "Id": "1869", "Content": "There is a"}, {"ParticipantId": "2", "Id": "1870", "Content": "There is a person"}, {"ParticipantId": "1", "Id": "1871", "Content": "There is a person"},
        {
            "Question": "Advice for travellers before and during the trip",
            "Answer": "Basically we recommend the following steps for the fastest possible assistance: 1. take note of the current travel recommendations of the Federal Office of Public Health (FOPH) and travel restrictions and advice from the Federal Department of Foreign Affairs (FDFA). 2. contact your tour operator or the airline Whether and to what extent a free cancellation or rebooking is possible can change continuously. 3. if the providers do not cover any costs, check your insurance documents. If you have taken out an individual or annual travel insurance (Travel Protection and Secure Trip) since November 19, 2019, you will benefit from the expanded ser-vices of the new GTC from August 26, 2020. Overview of the new GTC If you have another travel insurance through a third party of ours, then the coverage for the termination or cancellation depends on the respective insurance. As a rule, epidemics and pandemics are excluded. With our experience as a travel insurer, we can advise these insured persons in order to find a suitable solution. However, we cannot assume any costs."
          },
          {
            "Question": "Overview new GTC - Travel protection package and annual travel insurance",
            "Answer": "Since August 26, 2020 we cover the illness of an epidemic or a pandemic illness such as B. Coronavirus in all newly concluded short trip and annual travel insurance. The extended benefits also apply to all short-term and annual travel insurances (travel insurance package & Secure Trip) that have been taken out since November 19, 2019 (for claims from August 26, 2020). Examples of insured events in connection with Coronavirus (see details in the GTC)."
          },
          {
            "Question": "General information on coronavirus",
            "Answer": "For specific medical questions, our insured can contact the Medi24 medical compe-tence centre at any time. You will find the corresponding number in your GTC under \"Emergency number\" and select the option \"International emergency\" when calling. You can find a comparison between Coronavirus vs. flu symptoms here or consult the BAG Corona-Check directly online. Furthermore, the BAG has also set up a hotline: +41 58 463 00 00 (6 a.m. - 11 p.m.) People are actively asked not to go directly to their GP, but to contact him by tele-phone first."
          },
          {
            "Question": "Are Allianz Partners customers affected by the coronavirus outbreak",
            "Answer": "Allianz Partners is the world's leading travel insurance expert. It goes without saying that we offer active assistance to travelers in need - regardless of insurance coverage. For example, Swiss insured persons can access constantly updated medical information and other medical concerns regarding the Coronovirus from Medi24, regardless of their location. Worldwide, we look after several confirmed cases - as well as suspected cases of the Coronovirus. Our Medical Operations teams process these cases and ensure that the affected persons receive appropriate care."
          },
          {
            "Question": "Does Allianz Partners have a contingency plan to fight the Coronovirus outbreak",
            "Answer": "Our Group Medical Operations has activated \"MedCrisis\", a proactive, comprehensive process to respond to the event worldwide. \"MedCrisis\" facilitates the optimization of appropriate medical responses and, if necessary, the return of our customers. The following statements refer to our Secure Trip and Travel Protection Package products. For questions about other insurance products, please consult the relevant GTC directly. If you have any further questions, please do not hesitate to contact our service center."
          },
          {
            "Question": "I have been testet positive on the COVID-19 and cannot travel. Can I cancel my trip and get a refund",
            "Answer": "Since 26 August 2020, we have covered the illness of an epidemic or a pandemic disease such as COVID-19 in all newly concluded one-off travel insurance policies and annual travel insurance policies. How? By making an online claim. Please fill out the corresponding form and send it to us adding all the relevant documentation."
          },
          {
            "Question": "My travelling companion, or a family member who is not travelling with me, has tested positive for COVID-19. Can I cancel my trip and get a refund",
            "Answer": "Since 26 August 2020, we have covered the illness of an epidemic or a pandemic disease such as COVID-19 in all newly concluded one-off travel insurance policies and annual travel insurance policies. How? By making an online claim. Please fill out the corresponding form and send it to us adding all the relevant documentation."
          },
          {
            "Question": "In the context of an epidemic situation (COVID-19), I no longer feel like leaving because I am afraid to travel. Can I cancel my trip and get a refund",
            "Answer": "NO - Travel insurance does not cover the fear of travelling."
          },
          {
            "Question": "In the context of an epidemic situation (COVID-19), the country I was supposed to visit closed its borders. Can I cancel my trip and get a refund",
            "Answer": "NO - This is not a insured event under your insurance policy. Please contact the relevant service provider."
          },
          {
            "Question": "After returning to Switzerland, I would have to go into quarantine due to the regulations of the FOPH, as my travel destination is classified as a risk country. I would therefore like to cancel my trip. Will the travel insurance cover any cancellation costs",
            "Answer": "NO - General quarantine obligations due to official orders are not insured."
          },
          {
            "Question": "My trip is cancelled by the service provider, what should I do to change my travel insurance policy",
            "Answer": "To change your individual insurance policy, please contact our service center on +41 44 283 32 22 from Monday to Friday from 8:00 to 18:00 or by e-mail to info.ch@allianz.com. We will then make the necessary adjustments. Annual insurance policies are subject to the general conditions of change."
          },
          {
            "Question": "Due to a recent contact with a COVID-19 infected person, I have been quarantined by official order. Can I cancel my trip and get a refund",
            "Answer": "YES - You can cancel your trip. Compensation will be paid in accordance with the conditions and within the cover specified in your insurance policy. How? By filing your claim on our online declaration site. You will be asked for supporting documents."
          },
          {
            "Question": "My travelling companion was placed in quarantine before we left on our trip for suspicion of infection with a virus such as COVID-19. Can I cancel my trip and get a refund",
            "Answer": "YES - You can cancel your trip. Compensation will be paid in accordance with the conditions and within the cover specified in your insurance policy. How? By filing your claim on our online declaration site. You will be asked for supporting documents."
          },
          {
            "Question": "During my trip I developed COVID-19 symptoms. Can I seek the advice of a doctor",
            "Answer": "YES - Thanks to our tele-consultation you can have a consultation with a doctor by video or telephone 24 hours a day."
          },
          {
            "Question": "Due to an individually ordered quarantine (contact with COVID-19 infected persons) or a COVID-19 illness, I could not take my return flight. Does my insurance policy cover the cost of buying a new return ticket",
            "Answer": "YES - We will reimburse you for the cost of purchasing a new return ticket, provided there is no travel warning for your destination. Please contact our emergency call centre in advance on +41 44 202 00 00."
          },
          {
            "Question": "During my trip, compulsory confinement is decreed by the competent local authorities. Can I be repatriated",
            "Answer": "NO - General quarantine obligations due to official orders are not insured."
          },
          {
            "Question": "If I get into individual quarantine shortly before my return due to a positive COVID-19 test and have to extend my stay, will my additional costs (accommodation, food...) be covered",
            "Answer": "YES - We will reimburse you for the additional costs (up to max. CHF 1500.-) in accordance with the GTC that arise due to the extension of the trip in the event of quarantine. Please contact our emergency call centre in advance on +41 44 202 00 00."
          },
          {
            "Question": "When is the last day that cancellation charges insurance can be taken out",
            "Answer": "All types of insurance (short-term or annual policies) can be taken out at any time. Please note: pre-existing illnesses or accidents are not insured."
          },
          {
            "Question": "If I notice that I already have a current insurance policy, can I return the policy and receive a refund for the premium",
            "Answer": "Yes. Allianz Travel allows you to return your policy free of charge within four days of issue."
          },
          {
            "Question": "Is there a notice period for cancelling annual insurance policies",
            "Answer": "Yes. These policies (e.g. Secure Trip) must be cancelled by the insured person three months before they end. They can be cancelled in writing or by e-mail. If they are not cancelled, the policies will continue for another year."
          },
          {
            "Question": "How can I cancel my annual insurance policy",
            "Answer": "Notices of termination can be submitted by letter post or e-mail, subject to a three-month notice period. We will then confirm your cancellation in writing."
          },
          {
            "Question": "Can cancellation insurance be taken out for people resident abroad",
            "Answer": "Yes. Insurance can be taken out for a trip provided that the trip is booked in Switzerland. This does not apply to annual travel insurance policies, which can only be sold to people who are resident in Switzerland."
          },
          {
            "Question": "Do Allianz Travel products also apply to travel arrangements in Switzerland",
            "Answer": "Our insurance policies apply worldwide, including in Switzerland and the Principality of Liechtenstein, with the exception of \"health care costs for visitors\", which is valid throughout the Schengen Area except in the country of residence of the insured person"
          },
          {
            "Question": "Can I take out cancellation charges insurance on its own",
            "Answer": "Allianz Travel only offers combinations, which usually include assistance cover (e.g. cancellation charges/assistance within an annual insurance policy, etc.). The exception to this rule is the \"cancellation charges for accommodation and further training\" option, which only covers arrangements made in the country such as hotel accommodation, holiday homes or course fees."
          },
          {
            "Question": "What is the maximum amount of travel luggage cover that can be taken out",
            "Answer": "Secure Trip Premium PLUS offers cover of CHF 4000.- with the Junior and Individual options. With the Family insurance policy, the cover amounts to CHF 6000.-. The sum insured in the travel protection package Premium is CHF 2000.-. Travel luggage cover in every insurance policy includes an excess of CHF 200.-."
          },
          {
            "Question": "Are mobile phones also covered by travel luggage coverage",
            "Answer": "Yes. Mobile phones, computers, laptops and electronic organisers are insured."
          },
          {
            "Question": "Can health care costs insurance be extended",
            "Answer": "Yes. It can be extended a maximum of twice, as long as the total duration is no more than 185 days and there have not been any previous insured events."
          },
          {
            "Question": "Until what age can the Junior option for Secure Trip Budget, Secure Trip Classic, Secure Trip Premium and Secure Trip Premium PLUS be taken out",
            "Answer": "Until the insured person turns 26."
          },
          {
            "Question": "What is the maximum amount of cancellation charges covered under the Secure Trip Budget, Secure Trip Classic, Secure Trip Premium and Secure Trip Premium PLUS insurance policies",
            "Answer": "For Secure Trip Budget and Secure Trip Classic: up to CHF 25'000.- per trip for Individual and Junior; up to CHF 50'000.- per trip for Family. An excess of 20% applies each time for Secure Trip Budget. For Secure Trip Premium and Premium PLUS: up to CHF 50'000.- per trip for Individual and Junior and up to CHF 100'000.- per trip for families."
          },
          {
            "Question": "What do the total costs include when booking a travel insurance for a single trip",
            "Answer": "The total costs are the total costs of all cancellable events during the trip to be insured. This includes, among other things, the costs for flight, accommodation and any activities booked in connection with your trip. For a booked travel package, the total costs correspond to the package price."
          },
          {
            "Question": "What should I state as total costs for an insurance for a single trip if the amount of the costs of individual arrangement components is still uncertain",
            "Answer": "In this case, we recommend that you either take out an annual travel insurance policy or increase the sum of the arrangement costs by an appropriate, estimated amount."
          },
          {
            "Question": "How do I calculate the total costs for a single trip if I paid for my arrangement in a foreign currency",
            "Answer": "With the help of the Postfinance currency calculator you can quickly and easily determine your arrangement price in CHF."
          },
          {
            "Question": "Do babies or infants also have to be insured",
            "Answer": "Babies can usually travel for free, so individual cancellation insurance is not required. Our travel insurance policies for families automatically apply to the whole family living in the same household and minors not living in the same household. However, if you take out a short-term travel insurance policy, it is important to provide information about your baby before taking out the insurance. This will protect you if you have to return from your holiday to Switzerland due to your baby's health."
          },
          {
            "Question": "What does \"closely related persons\" mean",
            "Answer": "This covers relatives, life partners and their parents and children, carers of non-travelling minors or relatives in need of care and very close friends with whom there is very close contact."
          },
          {
            "Question": "Is there an age limit for insurance from Allianz Travel",
            "Answer": "Yes. The age limit for health care costs insurance for visitors and the Secure Trip Premium and Premium PLUS annual policies is 80. No age limit applies to the other Allianz Travel products. An age limit of 26 also applies to taking out all Junior insurance policies."
          },
          {
            "Question": "Can couples living together take out a Family annual insurance policy",
            "Answer": "Yes, it includes all persons living in the same household and their minor children not living in the same household, provided they travel with an insured person and have their permanent residence in Switzerland."
          },
          {
            "Question": "Is there a premium discount for groups",
            "Answer": "Yes. Groups of 10 people or more receive a discount of 20% on the following products: travel protection package Classic and Premium, health care costs for visitors Individual and Family and cancellation charges accommodation and further training."
          },
          {
            "Question": "Which documents do I need to submit to report a claim",
            "Answer": "Please fill in the relevant claims form 00a0 for your claim and submit the documents mentioned in the form to us. If you have any questions, please do not hesitate to call our Service Center on +41 44 283 32 22."
          },
          {
            "Question": "How long will my claim take to process",
            "Answer": "Claims are assessed individually by qualified staff members. The processing time may vary depending on the claim and amount of information. If you submit complete documents, you will help us to reduce the time taken to process your claim."
          },
          {
            "Question": "Why doesn't your refund for cancellation charges correspond to the amount I originally paid to the travel agent",
            "Answer": "Allianz Travel only pays the contractually owed cancellation charges. Any difference may be paid to you by the travel agent. The insurance premiums are not refunded."
          },
          {
            "Question": "What do I need to do to cancel my trip",
            "Answer": "Please cancel the trip with the company you booked with as soon as possible and report the claim to us in writing."
          },
          {
            "Question": "What do I need to do if an event occurs during my trip and how can I make use of the assistance services",
            "Answer": "To make use of the service, our emergency call centre must be informed by telephone on +41 44 202 00 00 as soon as an event has occurred. Our staff are available to support and advise you around the clock."
          },
          {
            "Question": "What do I need to do if my travel baggage is stolen",
            "Answer": "Please report the theft to the nearest police station immediately."
          },
          {
            "Question": "Who can claim insurance benefits in the event of a claim",
            "Answer": "The people listed in the insurance policy. For family insurance, this is everyone living in the same household and minors not living in the same household."
          },
          {
            "Question": "How long do I have to assert my claims",
            "Answer": "Claims expire two years after the event has occurred. You must assert your claim to us in writing within this period."
          },
          {
            "Question": "My claim has been rejected. Where can I send my written objection",
            "Answer": "In order for the claim to be reassessed, the insured person must send the member of staff handling the claim a written request for it to be reconsidered, including new facts, together with the Allianz Travel reference number. The insured person can also ask the private insurance ombudsman for a neutral assessment of the claim. Ombudsman for private insurance and Suva, P.O. Box 181, CH-8024 Zurich, telephone +41 44 211 30 90, www.ombudsman-assurance.ch."
          },
          {
            "Question": "Area of validity",
            "Answer": "The scope of validity encompasses those countries in which insurance cover is provided."
          },
          {
            "Question": "Assistance",
            "Answer": "Assistance is a service that provides the insured person with immediate, direct assistance in the event of a claim or an emergency. Basically, the purpose of assistance is to arrange or provide on-the-spot emergency assistance around the clock."
          },
          {
            "Question": "CDW",
            "Answer": "CDW (Collision Damage Waiver) is excess exclusion insurance for hired vehicles. CDW insurance bears the cost of the excess charged to the vehicle hirer or another insurance policy if a hired vehicle is damaged or stolen. This benefit is included with the following products: Annual travel insurance for individuals Annual travel insurance for families Travel insurance for a single trip"
          },
          {
            "Question": "Claim",
            "Answer": "All claims must be reported without delay. The insured person must report the claim to the insurance company in writing using the appropriate claim form and attaching all relevant documents. Original copies must be submitted. Claim form"
          },
          {
            "Question": "Cover interruption",
            "Answer": "If the premium is not paid despite a reminder, insurance cover is suspended. The insurance does not come back into force until the premium is paid. If damage occurs during the interruption, it will not be paid for by the insurance."
          },
          {
            "Question": "Credit and customer card blocking service",
            "Answer": "In the event of the theft, loss or misplacement of bank, post office, credit or store cards, the insured persons may request help and arrange to have the cards in question blocked immediately. This benefit is included with the following products: Annual travel insurance for individuals Annual travel insurance for families Travel insurance for a single trip"
          },
          {
            "Question": "Excess",
            "Answer": "The excess is the contractually agreed amount policyholders are required to pay out of their own pocket if an insured event occurs. However, many of the products we offer give you the option of excluding this excess (e.g. our Secure Trip Classic, Premium and Premium PLUS)."
          },
          {
            "Question": "Home Care",
            "Answer": "Home Care arranges emergency measures in the event of loss or damage occurring at the insured person's permanent residence in Switzerland as a result of burglary, fire, natural hazards, water damage or glass breakage.This benefit is included with the following products: Annual travel insurance for individuals Annual travel insurance for families Travel insurance for a single trip"
          },
          {
            "Question": "Insurance term",
            "Answer": "The period of time for which the insurance is valid."
          },
          {
            "Question": "Insured event",
            "Answer": "An insured event is an event that gives rise to a claim covered by the insurance policy. The occurrence of an insured event is therefore a precondition for the provision of benefits by the insurance company."
          },
          {
            "Question": "Junior",
            "Answer": "All policyholders aged under 26 are classed as junior. We offer junior special prices on our annual travel products for individuals. Once policyholders are over the age limit, they are automatically issued with new policies subject to new terms and conditions."
          },
          {
            "Question": "Medical advice service (24h)",
            "Answer": "In the event of health problems while staying abroad, the insured persons have access to a 24 hour professional information and advice service. This benefit is included with the following products: Annual travel insurance for individuals Annual travel insurance for families"
          },
          {
            "Question": "Medical expenses (Schengen travel insurance)",
            "Answer": "Medical expenses are incurred if a foreign visitor falls ill or has an accident while travelling in Switzerland. These include doctors' fees, hospital costs, the cost of medicines, repatriation to the traveller's country of origin, search and rescue costs and repatriation of the traveller's body in the event of death. Go to the health care for visitors product: Schengen travel insurance"
          },
          {
            "Question": "Policy",
            "Answer": "A policy is an insurance document containing the most important information on the insurance taken out. It provides proof that insurance has been taken out, but is not a precondition for the validity of the insurance."
          },
          {
            "Question": "Policyholder / insured person",
            "Answer": "The policyholder is the person who has taken out an insurance policy. Cover is provided for the persons listed by name in the policy or in the tour operators travel confirmation document, or for the categories of persons defined in the policy. The precondition for such cover is that the premium has been paid for these persons and/or for this group of people."
          },
          {
            "Question": "Premium",
            "Answer": "The premium is the price the policyholder pays the insurance company in return for the insurance cover."
          },
          {
            "Question": "Search and rescue costs",
            "Answer": "This covers all costs incurred where the insured person has been declared missing abroad or needs to be rescued from a physical emergency situation (e.g. deployment of rescue services, search dogs, helicopters etc.). This benefit is included with the following products: Annual travel insurance for individuals Annual travel insurance for families Travel insurance for a single trip"
          },
          {
            "Question": "Substitute journey",
            "Answer": "If the insured person falls seriously ill or is seriously injured while travelling, the trip may be restarted at a later date. The insured person will receive a payment up to the amount of the agreed sum insured. This benefit is included with the following products: Annual travel insurance Secure Trip Premium and Secure Trip Premium PLUS for individuals Annual travel insurance Secure Trip Premium and Secure Trip Premium PLUS for families Travel insurance for a single trip Premium and Premium PLUS"
          },
          {
            "Question": "Sum insured",
            "Answer": "The sum insured is the amount paid by the insurer in the event of a claim by the policyholder. A detailed description of the insured risks defines the damage and events which are covered and the amount up to which they are insured."
          },
          {
            "Question": "Suspension",
            "Answer": "Suspension of cover If you fail to pay your premium even though you have been issued with a reminder, your insurance cover will be suspended and will only be reinstated once the premium has been paid. If a loss occurs while cover is suspended, the policy will not pay out."
          },
          {
            "Question": "Terms and conditions (T&C)",
            "Answer": "The general terms and conditions of insurance form the basis of the insurance contract and govern the contractual relationship between the insurance company and the policyholder. They set out the insured risks and benefits, along with the rights and obligations of both parties to the contract. Terms and conditions"
          },
          {
            "Question": "Travel Hotline",
            "Answer": "The Travel Hotline is a 24-hour telephone information and advice service providing valuable information, useful advice and important tips about your travel destination. This benefit is included with the following products: Annual travel insurance for individuals Annual travel insurance for families Travel insurance for a single trip"
          }
    ]
}