diff --git a/app/models/card.js b/app/models/card.js
index a846fa34f..74306f2ad 100644
--- a/app/models/card.js
+++ b/app/models/card.js
@@ -17,7 +17,7 @@ const i18nConfig = require('../../config/i18n')
 
 i18n.configure(i18nConfig)
 
-const checkCard = function (cardNo, allowed, language, correlationId, subSegment, loggingFields = {}) {
+const checkCard = function (cardNo, allowed, blockPrepaidCards, language, correlationId, subSegment, loggingFields = {}) {
   return new Promise(function (resolve, reject) {
     const startTime = new Date()
     const data = { cardNumber: parseInt(cardNo) }
@@ -79,6 +79,10 @@ const checkCard = function (cardNo, allowed, language, correlationId, subSegment
             }
           }
 
+          if(blockPrepaidCards && card.prepaid === 'PREPAID') {
+            return reject(new Error(i18n.__('fieldErrors.fields.cardNo.unsupportedPrepaidCard', changeCase.titleCase(card.brand))))
+          }
+
           resolve(card)
         })
         .catch(error => {
@@ -106,7 +110,7 @@ const normaliseCardType = function (cardType) {
   return undefined
 }
 
-module.exports = function (allowedCards, correlationId) {
+module.exports = function (allowedCards, blockPrepaidCards, correlationId) {
   const withdrawalTypes = []
   const allowed = _.clone(allowedCards)
   correlationId = correlationId || ''
@@ -118,7 +122,7 @@ module.exports = function (allowedCards, correlationId) {
     withdrawalTypes: withdrawalTypes,
     allowed: _.clone(allowed),
     checkCard: (cardNo, language, subSegment, loggingFields = {}) => {
-      return checkCard(cardNo, allowed, language, correlationId, subSegment, loggingFields)
+      return checkCard(cardNo, allowed, blockPrepaidCards, language, correlationId, subSegment, loggingFields)
     }
   }
 }
diff --git a/locales/en.json b/locales/en.json
index 676afa42d..62ffe5bdf 100644
--- a/locales/en.json
+++ b/locales/en.json
@@ -113,7 +113,8 @@
 				"nonNumeric": "Enter a valid card number",
 				"unsupportedBrand": "%s is not supported",
 				"unsupportedDebitCard": "%s debit cards are not supported",
-				"unsupportedCreditCard": "%s credit cards are not supported"
+				"unsupportedCreditCard": "%s credit cards are not supported",
+				"unsupportedPrepaidCard": "Prepaid card payments are not accepted"
 			},
 			"cvc": {
 				"name": "card security code",
diff --git a/test/models/card_test.js b/test/models/card_test.js
index cbe1a6839..55fb92ab0 100644
--- a/test/models/card_test.js
+++ b/test/models/card_test.js
@@ -8,6 +8,12 @@ const { unexpectedPromise } = require(path.join(__dirname, '/../test_helpers/tes
 const proxyquire = require('proxyquire')
 const AWSXRay = require('aws-xray-sdk')
 
+const chai = require('chai')
+const chaiAsPromised = require('chai-as-promised')
+chai.use(chaiAsPromised)
+
+const { expect } = chai
+
 // Local dependencies
 require(path.join(__dirname, '/../test_helpers/html_assertions.js'))
 
@@ -97,6 +103,33 @@ describe('card', function () {
       })
     })
 
+    // public enum PrepaidStatus { PREPAID, NOT_PREPAID, UNKNOWN}
+    describe('a prepaid card', () => {
+      const gatewayAccountAllowCardsConfiguration = [{ brand: 'bar', label: 'bar', type: 'CREDIT', id: 'id-0' }]
+
+      beforeEach(function () {
+        nock.cleanAll()
+        nock(process.env.CARDID_HOST)
+          .post('/v1/api/card')
+          .reply(200, { brand: 'bar', label: 'bar', prepaid: 'PREPAID', corporate: true })
+      })
+
+      it('should reject if gateway account `block_prepaid_cards` is set to true', () => {
+        const gatewayAccountBlockedPrepaid = true
+
+        const scenario = CardModel(gatewayAccountAllowCardsConfiguration, gatewayAccountBlockedPrepaid).checkCard(1234)
+
+        return expect(scenario).to.be.rejectedWith('Prepaid card payments are not accepted')
+      })
+
+      it('should allow if gateway account `block_prepaid_cards` is set to false', async () => {
+        const gatewayAccountBlockedPrepaid = false
+        const card = await CardModel(gatewayAccountAllowCardsConfiguration, gatewayAccountBlockedPrepaid).checkCard(1234)
+
+        expect(card.brand).is.equal.toString('bar')
+      })
+    })
+
     describe('a card that is not allowed debit withdrawal type', function () {
       before(function () {
         nock.cleanAll()